In May, 2025, rampantly unrestricted congressional spending caused Moody’s to downgrade US debt from Aaa to Aa1. This was a seismic shift that showed that the debt levels being generated were so…
Three of the most widely held dividend ETFs sit in almost every retirement portfolio conversation, yet most investors who own one have never seriously compared the other two. The Schwab US Dividend…
What’s your plan for retirement? If you haven’t given it much thought yet, it’s worth starting with a simple question: where is your income going to come from? The old model was…
Call it habit. Call it decades of conventional wisdom pushed by financial advisors and DIY investors. Either way, a lot of retirees default to aggregate bond funds. It doesn't really matter whether…
Tony Dong If there’s one thing retirees tend to want, it’s predictable income without too much risk. And there are several ways to get it. First, there’s Social Security, which is, of course, a…
Maurie Backman Most retirees parked cash in high-yield savings accounts or CDs when rates climbed. That made sense in 2023. As of September 2026, the rate environment has shifted materially, with futures markets pricing…
Austin Smith When investment-grade corporate bonds deliver monthly income while rates remain elevated, the question is whether the total package justifies a portfolio allocation. iShares iBoxx $ Investment Grade Corporate Bond ETF (NYSEARCA:LQD) answers…
The stock market has been on a roller coaster ride for the past five years. It crashed at the outset of Covid, only to immediately make a U-turn and rage higher. Then…
