Companies /Financial Services

White Mountains Insurance Group Ltd

NYSE: WTM Insurance - Property & Casualty
$2,013.04
▲ $6.55 (+0.33%) today
Markets closed · 8:38pm ET
24/7 Rating SELL
12-Month Price Target
$1,149.99 −42.7% downside

Set by 24/7 Wall St.’s proprietary analysis of professional targets, profit trajectory, sector, risk, and retail attention. How we calculate our price targets →

Current close $2,006.49
Street consensus $360.00
Ours vs. the Street +219.4%
$889.15Conservative$2,006.49Current$1,149.99Our Target$1,858.15Optimistic
12-Month Projection Historical Optimistic Target Conservative
$1,200$1,600$2,000Oct 2025Oct 2027Today$1,858.15$1,149.99$889.15
$1,200$1,600$2,000Oct 2025Oct 2027Today$1,858.15$1,149.99$889.15

The 24/7 Factor

Base Growth
Conservative growth baseline (reduced to avoid double-counting P/E growth)
1.05×
Sector Momentum
Rate-sensitive, moderate growth
1.05×
Earnings Growth
Strong earnings acceleration
+3.0%
Volatility Adjustment
Lower volatility stock
+1.4%
Price Position
Trading near 52-week low (caution)
−1.5%
Read our full methodology →
The Bottom Line

White Mountains Insurance Group faces potential headwinds at current valuations. Our analysis suggests 42.7% downside risk to our $1,149.99 target. Investors may want to consider reducing exposure or waiting for a better entry point.

5-Year Projection

Long-Term Forecast Optimistic Target Conservative
$800$1,200$1,600$2,000’26’27’28’29’30’31$1,997.25$722.05$678.55
$800$1,200$1,600$2,000’26’27’28’29’30’31$1,997.25$722.05$678.55

Prediction History

WTM Price Target History Our Target Stock Price
$1,000$2,000$3,000$4,000Jul 16Sep 25$1,160.44$2,029.61
$1,000$2,000$3,000$4,000Jul 16Sep 25$1,160.44$2,029.61
Date Price Target Stock Price Rating Upside
$1,160.44 $2,029.61 SELL −42.8%
$3,842.07 $2,061.30 BUY +86.4%
$3,840.23 $2,053.15 BUY +87.0%
$3,851.59 $2,103.49 BUY +83.1%
$3,858.80 $2,135.41 BUY +80.7%
$3,853.28 $2,110.95 BUY +82.5%
$3,859.19 $2,137.12 BUY +80.6%
$3,861.97 $2,149.44 BUY +79.7%

Frequently Asked Questions

What is the WTM stock price prediction for 2030?

Looking ahead to 2030, our model projects WTM could trade at an average price of $885.81, with a potential range between $664.36 and $1,107.26. This represents a potential 55.9% decline from today’s price. Long-term forecasts depend heavily on company execution, competitive dynamics, and broader market conditions.

Is WTM a buy, sell, or hold right now?

24/7 Wall St. currently rates WTM as a SELL. Significant downside (-42.7%)

What is the WTM stock price target in an optimistic scenario?

Our optimistic scenario for WTM projects a price of $1,858.15 over the next 12 months. Even under favorable conditions, this suggests limited upside from today’s price of $2,006.49, indicating the stock may currently be trading near or above fair value.

What is the downside risk for WTM stock?

In our conservative scenario, WTM could trade as low as $889.15 over the next 12 months, representing a 55.7% decline from current levels. This scenario accounts for potential headwinds including earnings misses, competitive pressures, or broader market weakness.

Projections are estimates based on current data, updated daily. Not investment advice. Learn how we calculate these projections →