Companies trading under $20 per share often draw institutional and retail investor attention. People like cheap stocks. If you’re looking for some cheap stocks, here’s a few ideas that aren’t lottery tickers or penny stocks. Each idea below is a legitimate business with institutional backing, real revenue, and paths to profitability.
No. 3: Ford Motor Company (NYSE:F)
Ford (NYSE:F) sits at $13.72, up 54% over the past year but 4% below its 52-week high of $14.34. The analyst target is $13.97, essentially where the stock is trading today. The stock carries a 4.3% dividend yield amid the company’s ongoing turnaround efforts.
Ford delivered $187.3 billion in revenue for 2025, a record and fifth consecutive year of growth. It posted an $8.2 billion net loss, driven by a $10.7 billion impairment on Model e assets and a $3.2 billion charge from the BlueOval SK joint venture. Strip those out and you get $6.8 billion in adjusted EBIT on a 3.6% margin.
Ford Pro, the commercial segment, is the real story: $6.8 billion in EBIT on a 10.3% margin. Super Duty pickups posted their best volume year since 2004, up 10%. Transit vans hit a record in U.S. volume. Ford Pro’s paid software subscriptions grew 30%. That’s the durable earnings engine funding the EV transition.
For 2026, Ford expects $8 billion to $10 billion in adjusted EBIT and $5 billion to $6 billion in adjusted free cash flow, targeting an 8% adjusted EBIT margin by 2029. The stock trades at 0.3x sales with $23.4 billion in cash and $50 billion in total liquidity. One interesting storyline to watch: Ford is pivoting from EV production to battery storage systems that are seeing booming demand thanks to data centers.
If Ford can pull off that pivot, it could give the company a powerful narrative in the coming years.
No. 2: Grab Holdings (NASDAQ:GRAB)
Grab (NASDAQ:GRAB) trades at $4.36, down 12% year-to-date and 18% over the past year. Analysts see it hitting $6.65, a 53% upside. Twenty-seven of 28 analysts rate it Buy or Strong Buy.
Grab delivered its first full year of profitability, posting $200 million in net income for 2025 versus a $158 million loss in 2024. Revenue hit $3.37 billion, up 20%. Adjusted EBITDA reached $500 million, up 60%. Monthly transacting users crossed 50 million for the first time, up 15% year-over-year.
Analysts see revenue climbing from $4.1 billion in 2026 up to $8.1 billion in 2030. If Grab delivered on those growth rates, the stock would be major winner from where its trading today.
The financial services segment is where leverage lives. The company’s loan portfolio more than doubled to $1.18 billion. Customer deposits reached $1.6 billion. Loans disbursed grew 53%. GrabAds added 228,000 quarterly active advertisers, up 21%, with average spend per advertiser up 23%.
For 2026, Grab guides to $4.04 billion to $4.10 billion in revenue, up 20% to 22%. Adjusted EBITDA should reach $700 million to $720 million, up 40% to 44%. By 2028, the company targets $1.5 billion in adjusted EBITDA with 80% free cash flow conversion. The board authorized a $500 million share repurchase. The stock trades at 5.4x sales with a clear path to margin expansion.
Grab is a little riskier than Ford, but it also offers the potential for more upside.
No. 1: SoFi Technologies (NASDAQ:SOFI)
SoFi (NASDAQ:SOFI | SOFI Price Prediction) trades at $19.22, down 27% year-to-date from a 52-week high of $32.73. Analysts see it reaching $26.50, a 38% gain from current levels.
SoFi crossed $1 billion in quarterly revenue for the first time, posting $1.025 billion in Q4 2025, up 40% year-over-year, beating the $982 million estimate. Adjusted EPS came in at $0.13, beating the $0.12 estimate. Net income hit $173.5 million.
The company added 1 million new members in Q4, bringing total membership to 13.7 million. Products reached 20.2 million. Fee-based revenue jumped 53% to $443 million. Loan originations surged 46%, with personal loans up 43% and home loans nearly doubling.
For 2026, SoFi guides to $4.655 billion in revenue, up 30%. Adjusted EBITDA should reach $1.6 billion. Adjusted EPS is projected at $0.60. Members are expected to grow at least 30%. Cash sits at $4.93 billion, up 94% year-over-year. Shareholders’ equity reached $10.5 billion, up 61%.
The stock trades at 6.9x sales with accelerating revenue growth and improving profitability. The rate environment matters here — as we noted in today’s Daily Profit newsletter, Treasury yields are easing, which directly benefits rate-sensitive lenders like SoFi.
The Bottom Line on Cheap Stocks
Ford carries significant balance sheet resources and a profitable commercial segment. Grab reported its first full year of profitability across Southeast Asia. SoFi posted accelerating revenue growth with improving unit economics. All three trade below $20.
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