Companies /Financial Services

SoFi Technologies Inc

NASDAQ: SOFI Credit Services
$17.14
▲ $0.74 (+4.51%) today
Markets closed · 11:01pm ET

24/7 Wall St. View

SOFI at a Glance

Valuation
Market cap
$21.2B
P/E ratio
29.8
Profitability
Revenue (TTM)
$4.3B
Profit margin
14.9%
EPS (TTM)
$0.55
Price
52-week range
$14 – $33
24/7 target
$18.92
Street target
$20.45
Earnings
Q3 2026 EPS
$0.18
vs. $0.17 est.
+7.0%

Headquartered in San Francisco, CA Fiscal year ends December NASDAQ: SOFI sofi.com

About SoFi Technologies

SoFi Technologies, Inc. (NASDAQ: SOFI) operates a digital financial services platform marketed as an 'everything app' for personal finance. The company serves 17.1 million members across three reportable segments: Lending (personal loans, student loans, home loans, and a Loan Platform Business originating loans on behalf of third parties), Financial Services (SoFi Money checking/savings, SoFi Invest brokerage, SoFi Credit Card, SoFi Relay credit monitoring, SoFi At Work employer benefits, SoFi Crypto, and SoFi Plus paid subscriptions), and Technology Platform (SoFi Tech Solutions, which provides banking-as-a-service infrastructure powering over 140 million accounts for banks, fintechs, and brands). SoFi Bank, a subsidiary, holds a bank charter enabling it to gather deposits (over $51 billion as of Q3 2026) and originate loans directly. The company's strategy centers on a Financial Services Productivity Loop, adding members through one product and cross-selling additional products to deepen relationships and increase revenue per member. SoFi also operates capital markets activities including whole-loan sales and securitizations. Updated

Latest Activity

A raised FY2026 revenue outlook of $5.04 billion, up 40% year over year, comes in ahead of the $4.88 billion estimate. CEO Anthony Noto tied it to 17.1 million members using 26.7 million products.

🚨SoFi $SOFI BEATS Q3 Estimates, Raises 2026 Outlook and Unveils Strong 2027 Guidance: 🟢 Revenue: $1.385 billion vs. $1.26 billion expected 🟢 Adjusted EPS: $0.18 vs. $0.17 expected FY2026 Guidance – Raised 🟢 Revenue: $5.04 billion (+40% YoY) vs. $4.88 billion expected 🟢 https://t.co/6IZaSu8QdE [Quoted @anthonynoto]: Q3 was a powerful reminder of how far we’ve come in less than a decade. But equally clear of the massive opportunity still in front of us In 2018, we had 650,000 members and one primary business. Now, 17.1 million @SoFi members use 26.7 million products. We delivered record
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A fresh Buy and a $20 target put a new floor under the bull case, with the analyst pinning it on BNPL and neobanks taking a bigger slice of consumer spending and lending.

SoFi Technologies $SOFI initiated with a Buy at Monness Crespi Monness Crespi initiated coverage of SoFi Technologies with a Buy rating and $20 price target. The BNPL share of spending and neobanks' share as a portion of spending and lending have risen meaningfully over the https://t.co/MRdPen2GZM
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SOFI Coverage

Frequently Asked Questions

What does SoFi Technologies do?

SoFi Technologies, Inc. (NASDAQ: SOFI) operates a digital financial services platform marketed as an 'everything app' for personal finance.

What is the SOFI stock price target?

24/7 Wall St.'s 12-month price target for SOFI is $18.92, rated Buy. The Wall Street consensus target is $20.45. SOFI price prediction →