On a recent episode of Talking Real Money, a caller named Michael from Vancouver, Washington asked the hosts something most retirement articles skip past: what actually goes into building a financial plan. Co-host Don…
A marketing manager who retired at the end of 2025 walked away from a $98,000 salary after 35 years of maxing out her 401(k), funding IRAs, and steadily building a taxable brokerage account. She…
On a recent episode of Smart Money Happy Hour, Ramsey Solutions personalities Rachel Cruze and George Campbell were asked whether they had ever second-guessed any of Dave Ramsey’s Baby Steps. Both said yes. Cruze…
On a recent episode of the Rich Habits Podcast titled Q&A: $1.3M IRA, Aging Parents & SpaceX’s IPO, a listener named Carrie Anne described a scenario millions of working parents will recognize. She pays…
Twelve days before his wedding, a 25-year-old self-employed caller named Joe phoned The Ramsey Show with a question most people his age never get to ask: “I have about $150,000 in my just a…
“I barely can save $50 here and there if I can,” a caller told NerdWallet’s Smart Money Podcast in an episode titled “Budget Rehab: How to Stop Paying Only Interest and Make Real Progress…
On a recent episode of How to Money, co-host Joel Larsgaard summed up Fannie Mae’s new crypto-as-collateral mortgage program in five words: “This seems incredibly, it feels like a house of cards, man.” He…
A Costco warehouse manager earns a 2026 base salary of roughly $70,000 to $80,000, with recent market data placing the average closer to $79,000. That figure maps neatly onto a $1 million portfolio: at…
A 21-year-old welder from Mississippi called into The Ramsey Show with a math problem most readers will never see on a calculator: $30,000 in debt on a truck at 30% interest, paid down with…
Nelson from Greeley, Colorado walked up to a microphone at The Ramsey Show‘s live audience event in Denver with the kind of problem most people would envy and almost no one is prepared for.…
On a recent episode of NerdWallet’s Smart Money Podcast, Budget Rehab: How to Stop Paying Only Interest and Make Real Progress on Credit Card Debt, the hosts told a caller that bankruptcy attorneys “have…
On a recent episode of Motley Fool Money, the host fielded a caller worried about Social Security’s future and didn’t sugarcoat the answer. The trust fund, the host said, “will most likely be depleted…
Retirees who have started required minimum distributions (RMDs) from their IRAs naturally worry if the money will last for their full retirement. The fear is real, but the arithmetic is more forgiving than most…
A 65-year-old who just inherited a $900,000 401(k) from a parent who died at age 75 faces a tax bill most beneficiaries never see coming. The stretch IRA, the estate planning move that let…
A couple turning 65 with $2.5 million in traditional 401(k)s and Medicare cards in hand has two levers most retirees never coordinate: when to claim Social Security and when to drain pre-tax accounts. The…
