The hosts of the How to Money podcast, on Friday Flight episode #1131, drew a line most parents funding a 529 have never thought about. “If you have $35,000 in there, great. If you…
A public school teacher at 55 with a 403(b) and access to a governmental 457(b) plan can legally shelter $65,000 from federal taxes in 2026. A private-sector employee the same age, maxing a standard…
$4,800 a month sounds like a real retirement income. For a single 63-year-old, it is close to the median household income in many mid-cost American cities. The problem is what happens after taxes, fixed…
A mom named Sandy from Michigan called into The Clark Howard Podcast this week with a parenting question. “My 12-year-old asked me about getting a Cash App teen account to learn more about finances,”…
Brian Preston of the Money Guy Show recently distilled a quiet crisis into one number: “57% of Americans, that this is where they don’t report having any money outside of 401(k)s, meaning that if…
On a recent episode of NerdWallet’s Smart Money Podcast titled USPS’ Cash Crisis Hits More Than Your Mailbox, Plus The Debt Settlement Trap to Avoid, the guest framed the U.S. Postal Service’s predicament in…
Donna from Alaska wants to leave something for her grandchildren but at age 57, she only has $20,000 in her retirement account. On the plus side, she has $500,000 in assets and no debt.…
A caller named Alex phoned into The Clark Howard Podcast recently for help with a decision most pension holders only get to make once. Should he take $411 per month for life, or accept…
A 65-year-old woman called into The Ramsey Show recently with a situation many Americans face but rarely discuss: she started working at 63, has $85,000 saved, and her Social Security statement shows “maybe $600…
A couple that makes only $31,000 annually and carrying debt of $55,000 is expecting a lawsuit settlement that could be anywhere between $250,000 to $5 million. That seems like a solution to the problem,…
The Quote That Repriced 2026 Speaking before the Senate Banking Committee at his Fed chair confirmation hearing, Kevin Warsh pushed back on the idea he was accepting the job as a rate-cutting foot soldier…
A married couple, both 67, holds $1.2 million in a traditional 401(k), a $300,000 Roth IRA, and a $200,000 taxable brokerage account. They collect $48,000 a year in Social Security. With three accounts drawing…
At 63, with $900,000 in a brokerage account split across tech (45%), healthcare (30%), and financials (25%), you have built something real. The five holdings — Apple (NASDAQ:AAPL | AAPL Price Prediction), Microsoft (NASDAQ:MSFT),…
The late John C. Bogle built a legacy around a simple but powerful idea: investors don't need to be market experts to succeed; they simply need to minimize costs, stay disciplined, and let compounding…
Dylan Patel, founder and chief analyst at SemiAnalysis, laid out a blunt thesis on the Invest Like the Best podcast (EP.468): “People are like, oh, the memory story is overplayed. Everyone gets it. And…
