Long a prime topic among those who are in their middle age and later years, retirement account nest eggs and taxes are the positive and negative forces that plague anyone who has taken the…
Recently, a Reddit user posted an urgent plea in the form of a thread in the personal finance subreddit. The poster was urging people to use credit cards as, he explained, he had encountered…
Lifestyles, dreams, and ambitions are going to differ from person to person, sometimes greatly. Some retirement plans and lifestyle choices seem absurd to some, while others find them smart. And, of course, the difference…
A Reddit user is 38 years old with a net worth of $3.5 million and two very young children. The poster said that it took him and his wife 10 years of saving and…
Investing isn’t easy. You have to buy good stocks and stay committed to those investments amid market volatility and uncertainty. One Redditor recently posted about buying the dip in the Dividends subreddit. This individual…
A Reddit user is trying to help his teenage children start earning a good credit score so they get started on the right financial path. The poster wanted to know if adding his kids…
A Reddit user is trying to decide what to do with his retirement funds. He has never contributed to a Roth IRA, but has been investing 14% of his income into his workplace 401(k)…
A Reddit user is trying to decide what to do with his $600,000 in 401(k) funds after leaving his job. It’s a large sum of money, so the poster will want to think carefully…
The debate over debit cards versus credit cards seems to be never-ending. Advocates of both sides love to get into the weeds about which one is the best choice if you want to avoid…
The sudden and unforeseen death of a relative loved one is a tragic event. When family survivors undertake the process of clearing up estate matters of the deceased, retirement accounts have a protocol for…
For everyone who lives or aspires to achieve financial independence and retire early in the “FIRE” movement, you must set a target net worth number. The goal is that once you hit this number,…
A Reddit poster is wondering when he can stop focusing so much on savings and start living his dream life. But, he’s not sure how to decide when he’s hit the point where he’s…
One of the most important things people want to do in retirement is to enjoy themselves. This is the whole point of the FIRE movement, especially ChubbyFIRE, when someone looks to set aside enough…
A Reddit user is trying to decide whether to borrow against his investment account to fund college for his kids. While the poster has a hefty sum at $4 million, he’s not yet close…
One of the most significant financial decisions anyone can make is when to purchase a home. Arguably, the single most significant expense for anyone, it’s hard to know precisely when the right time to buy is, as…
