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4581 Articles

Don Lair | May 20, 2026 at 2:20 AM EDT

Why Travel Experts Say Never Transfer Points Without Confirming Hotel Availability First

You moved 177,000 Amex points to Marriott for a specific hotel night in Chicago, hit confirm, and watched the availability…

Don Lair | May 20, 2026 at 1:56 AM EDT

Why a Fee-Only Advisor Beats Insurance for Self-Insured Retirees: $900 Savings Year One

The dilemma in the headline came from a guest on the How to Money podcast, episode #1139, where late starter…

Don Lair | May 19, 2026 at 10:55 PM EDT

‘You’re Trapped’: Rachel Cruze to Woman Whose In-Laws Control House She Paid Half For

On a recent episode of The Ramsey Show, a 55-year-old caller named Patty laid out a financial situation that host…

Don Lair | May 19, 2026 at 8:55 PM EDT

Clark Howard’s Simple Rule for 401(k) Loans: Don’t Do It, Even If Rates Look Good

On the May 13, 2026 episode of The Clark Howard Podcast, a caller named Lucas from Oklahoma faced a temptation…

Don Lair | May 19, 2026 at 8:55 PM EDT

Why Solar Loans Above 4% Interest Are Financial Nightmares, According to Money Guy Brian Preston

A caller to the Money Guy Show thought she had financed solar panels on a 30-month loan. Brian Preston ran…

Don Lair | May 19, 2026 at 8:45 PM EDT

The $50,000 Pension Trap: Why This Teacher Should Keep Their IRA Invested

The setup sounds almost too clean. A 38-year-old Montana teacher with 8 years of service has exactly $50,000 in a…

Don Lair | May 19, 2026 at 8:34 PM EDT

Americans Spending 93% of Income: How Debt Payoff Fails Without the Three Pillar System

On a recent episode of NerdWallet’s Smart Money Podcast titled Budget Rehab: How to Stop Paying Only Interest and Make…

Marc Guberti | May 19, 2026 at 8:28 PM EDT

The 401(k) Move Corporate Executives Use to Defer $100,000 of Income on Top of Their Plan Maximum

A 52-year-old vice president earning a $400,000 base plus a $200,000 annual bonus already maxes the 401(k) by spring, hits…

Don Lair | May 19, 2026 at 8:10 PM EDT

Stop Letting Money Sit in Checking, Jean Chatzky Warns: The Roth IRA Edge Over Traditional Accounts

On a recent episode of HerMoney with Jean Chatzky, a listener named Nicole, who earns $115,000 a year, admitted she…

Don Lair | May 19, 2026 at 7:55 PM EDT

The $260k College Mistake: How One Parent’s Tuition Decision Could Force Working Into Her 70s

The question came from a 49-year-old mother on a recent episode of the Rich Habits Podcast: should she remortgage her…

Don Lair | May 19, 2026 at 7:39 PM EDT

23-Year-Old Earning $83k Owes $34k on a Car He Bought After Loss. Here’s Dave Ramsey’s Solution

On a recent episode of The Ramsey Show, a 23-year-old named Andrew called in with a story that turns a…

David Beren | May 19, 2026 at 5:33 PM EDT

Kiplinger: Trump’s New IRA Is Launching January 1, 2027 With a $1,000 Government Match for Eligible Savers

A new federal incentive is about to change retirement savings for millions of lower and middle-income Americans. On April 30,…

Carl Sullivan | May 19, 2026 at 4:53 PM EDT

Retirees Are Realizing a $2 Million Nest Egg at 65 Only Means $42,000 in Real Annual Spending After Inflation

A 65-year-old single retiree with $2 million split across IRAs and a brokerage account may sound set for life. The…

Ian Cooper | May 19, 2026 at 4:16 PM EDT

Wes Moss’ $1.6 Million Portfolio Rule Quietly Beats Government Pensions for Affluent Retirees

On the Clark Howard Podcast’s March 31, 2026, episode, certified financial planner and Money Matters host Wes Moss laid out…

Drew Wood | May 19, 2026 at 3:34 PM EDT

A 67-Year-Old Single Retiree With $920,000 Can Stretch It to Age 95 If the COLA Holds Above 2 Percent

A 67-year-old retiree with $920,000 in savings and a $2,800 monthly Social Security benefit appears to have a comfortable setup.…

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Personal Finance Articles

All Personal Finance Articles

Why Travel Experts Say Never Transfer Points Without Confirming Hotel Availability First

Why a Fee-Only Advisor Beats Insurance for Self-Insured Retirees: $900 Savings Year One

‘You’re Trapped’: Rachel Cruze to Woman Whose In-Laws Control House She Paid Half For

Clark Howard’s Simple Rule for 401(k) Loans: Don’t Do It, Even If Rates Look Good

Why Solar Loans Above 4% Interest Are Financial Nightmares, According to Money Guy Brian Preston

The $50,000 Pension Trap: Why This Teacher Should Keep Their IRA Invested

Americans Spending 93% of Income: How Debt Payoff Fails Without the Three Pillar System

The 401(k) Move Corporate Executives Use to Defer $100,000 of Income on Top of Their Plan Maximum

Stop Letting Money Sit in Checking, Jean Chatzky Warns: The Roth IRA Edge Over Traditional Accounts

The $260k College Mistake: How One Parent’s Tuition Decision Could Force Working Into Her 70s

23-Year-Old Earning $83k Owes $34k on a Car He Bought After Loss. Here’s Dave Ramsey’s Solution

Kiplinger: Trump’s New IRA Is Launching January 1, 2027 With a $1,000 Government Match for Eligible Savers

Retirees Are Realizing a $2 Million Nest Egg at 65 Only Means $42,000 in Real Annual Spending After Inflation

Wes Moss’ $1.6 Million Portfolio Rule Quietly Beats Government Pensions for Affluent Retirees

A 67-Year-Old Single Retiree With $920,000 Can Stretch It to Age 95 If the COLA Holds Above 2 Percent

Why Affluent Couples Are Draining the Higher-Earning Spouse’s 401(k) First to Avoid the Widow’s Tax Penalty

Crypto Crash Today: Why Bitcoin, Ethereum, XRP, and Solana Are All Down Double Digits

Billionaire Bill Ackman’s Pershing Square Exits Universal Music After Failed Takeover Bids, Stock Slumps 7%

Why Affluent Couples Are Draining the Higher-Earning Spouse's 401(k) First to Avoid the Widow's Tax Penalty

Middle-Class Fortysomethings Have a $427,000 Problem and a Shrinking Window to Fix It

Why Affluent Couples Are Draining the Higher-Earning Spouse’s 401(k) First to Avoid the Widow’s Tax Penalty

Crypto Crash Today: Why Bitcoin, Ethereum, XRP, and Solana Are All Down Double Digits

Personal Finance Articles

All Personal Finance Articles

Why Travel Experts Say Never Transfer Points Without Confirming Hotel Availability First

Why a Fee-Only Advisor Beats Insurance for Self-Insured Retirees: $900 Savings Year One

‘You’re Trapped’: Rachel Cruze to Woman Whose In-Laws Control House She Paid Half For

Clark Howard’s Simple Rule for 401(k) Loans: Don’t Do It, Even If Rates Look Good

Why Solar Loans Above 4% Interest Are Financial Nightmares, According to Money Guy Brian Preston

The $50,000 Pension Trap: Why This Teacher Should Keep Their IRA Invested

Americans Spending 93% of Income: How Debt Payoff Fails Without the Three Pillar System

The 401(k) Move Corporate Executives Use to Defer $100,000 of Income on Top of Their Plan Maximum

Stop Letting Money Sit in Checking, Jean Chatzky Warns: The Roth IRA Edge Over Traditional Accounts

The $260k College Mistake: How One Parent’s Tuition Decision Could Force Working Into Her 70s

23-Year-Old Earning $83k Owes $34k on a Car He Bought After Loss. Here’s Dave Ramsey’s Solution

Kiplinger: Trump’s New IRA Is Launching January 1, 2027 With a $1,000 Government Match for Eligible Savers

Retirees Are Realizing a $2 Million Nest Egg at 65 Only Means $42,000 in Real Annual Spending After Inflation

Wes Moss’ $1.6 Million Portfolio Rule Quietly Beats Government Pensions for Affluent Retirees

A 67-Year-Old Single Retiree With $920,000 Can Stretch It to Age 95 If the COLA Holds Above 2 Percent

Why Affluent Couples Are Draining the Higher-Earning Spouse’s 401(k) First to Avoid the Widow’s Tax Penalty

Crypto Crash Today: Why Bitcoin, Ethereum, XRP, and Solana Are All Down Double Digits

Billionaire Bill Ackman’s Pershing Square Exits Universal Music After Failed Takeover Bids, Stock Slumps 7%

Featured Reads

Why Affluent Couples Are Draining the Higher-Earning Spouse's 401(k) First to Avoid the Widow's Tax Penalty

Middle-Class Fortysomethings Have a $427,000 Problem and a Shrinking Window to Fix It