My job is to write about personal finances topics, whether it’s saving money, budgeting, investing, or planning for retirement. And I’ve been doing this job for a pretty long time. Based on that,…
If one visits almost any medium to large sized mall around the globe, certain luxury brand name stores or products tend to dominate, such as: Louis Vuitton Kenzo Fendi Sephora Tiffany Christian Dior Givenchy…
Many people pay for hotel rooms at the time of booking to save money. But you’ll probably notice that whether you’re paying on the spot or are paid up already, you’re going to…
Saving $1 million is an exciting milestone, and it’s something some people never achieve. If you’ve hit this target and have a seven-figure nest egg by age 40, you may be wondering if you…
Baby Boomers are retiring by the millions. In fact, 11,200 Americans will turn 65 every day – or about 4.1 million a year – from 2024 to 2027, as noted by CNBC. Unfortunately, according…
A Reddit user worth around $5 million is not happy with his situation. He and his wife were making around $800K per year and they have a substantial amount of assets. They also have…
The spotlight that once shone on the solar stocks has dimmed in a significant way in the months leading up to the presidential election. Undoubtedly, when the Trump administration took over, it seemed like…
Various ETFs have experienced an uptick in ETF outflows since the year began. Undoubtedly, the recent March correction driven by mounting tariff fears has pushed investors to take profits and rotate towards more defensive…
A 34-year-old Reddit user with $3.3 million is considering retiring soon. She said her husband plans to keep working to provide healthcare for the family, and the couple has no kids and no plans…
They say it takes money to make money. And that’s often true. In this Reddit post, we have someone who’s managed to accumulate $300,000, which is pretty impressive. But with a $1 million…
There’s a reason so many seniors file for Social Security at age 62 rather than wait. That’s the earliest age to sign up for benefits. And even though waiting on Social Security results…
Tragedies can be blessings in disguise, even when they don’t much feel like it at the time. In today’s draw from the YouTube mailbag, we consider the sad case of Idaho native “Jonathan,” who…
Optimizing your credit card usage can save you a pretty penny over the span of a year. And while things can get rather tricky when you’re churning through multiple cards, I do think that…
It’s easy to overthink things when it comes to credit cards and the impact on one’s credit score. Undoubtedly, if you’ve checked your score and aren’t happy with it, the good news is that…
Many seniors end up heavily reliant on Social Security once their careers come to an end. And for a good number of older Americans, those monthly benefits are their primary source of monthly income.…