One of the fundamental truths about cash-back credit cards is how easy it is to accrue “free” money. If you already spend a lot on credit cards every month, there is almost no reason…
Social Security has become a financial insurance policy for nearly every American citizen who has contributed the prerequisite number of years or equivalent credits into paying FICA tax. Started by President Franklin Roosevelt during…
When the stock market reached correction territory earlier in March, defined by a drop of at least 10% but less than 20% off a recent high, a lot of investors got nervous. It’s…
Thinking about your death is really not something anyone enjoys doing. Sadly, however, the day will come for everyone when we pass on. What happens next — and how your family is left to cope…
If you’re having trouble keeping up with the high cost of groceries, you’re definitely not alone. In February, food prices were up 1.9% on an annual basis, according to the Consumer Price Index.…
Retirement regrets aren’t all too uncommon. And while it’s best to move forward with no regrets, there are less-than-ideal situations that can arise in retirement either due to a lack of planning or a…
When I first started interviewing financial advisors to work with, there were different questions I asked each candidate. One was about their experience. Another was about the licenses they had. And finally, I…
It’s certainly tempting to start drawing down from Social Security or one’s pension once they surpass the age of 65 — considered by many to be a “traditional” age to enter retirement. Of course,…
College tuitions have been soaring for many years, and the price tag recently caught one Redditor off guard. This individual shared a post in the Chubby FIRE Reddit community about needing to save $200k…
The internet has made it easier for people to learn more about finance and stay on top of their investments. A 28-year-old talked about this phenomenon in the Personal Finance Reddit community. He posted that he…
It’s normal for teenagers and young adults to start with low salaries. It’s a way of getting your foot in the door and establishing work experience. However, just because you are young doesn’t mean…
Money doesn’t change people. It makes them more of what they are. The messaging behind this saying has extra meaning in a recent episode on the Dave Ramsey Show. Dave received a call from a wife…
Business owners need many skills to outpace the competition and reach their long-term goals. However, there is a core skill that sets the foundation. Grant Cardone says that if you learn how to close,…
Throughout the United States, millions of people must file tax returns each year. Taxes are also taken out of worker paychecks throughout the year, and when tax filing season rolls around, workers have to…
You may have heard that today’s inflation levels aren’t nearly as bad as they were a few years ago. And that’s actually true. In June of 2022, the Consumer Price Index, which measures cost…
