Special Report

The Most Affordable Zip Codes to Buy a Home in the Nation

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5. 33815
> Location: Lakeland, Florida
> Median home value: $27,900
> Median monthly housing costs with a mortgage: $806 — 204th lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 19.3% — 66th lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 57.5% — 3,318th lowest of 17,809 ZIP codes (tied)
> Median household income: $32,193 — 692nd lowest of 17,808 ZIP codes

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4. 15901
> Location: Johnstown, Pennsylvania
> Median home value: $27,200
> Median monthly housing costs with a mortgage: $1,028 — 2,821st lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 27.2% — 192nd lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 25.7% — 335th lowest of 17,809 ZIP codes (tied)
> Median household income: $14,853 — 4th lowest of 17,808 ZIP codes

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3. 48505
> Location: Flint, Michigan
> Median home value: $22,500
> Median monthly housing costs with a mortgage: $857 — 438th lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 27.3% — 195th lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 54.4% — 2,749th lowest of 17,809 ZIP codes (tied)
> Median household income: $25,949 — 179th lowest of 17,808 ZIP codes

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2. 44507
> Location: Youngstown, Ohio
> Median home value: $22,200
> Median monthly housing costs with a mortgage: $723 — 37th lowest of 17,805 ZIP codes
> Share of housing units with a mortgage: 17.4% — 49th lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 39.0% — 999th lowest of 17,809 ZIP codes (tied)
> Median household income: $18,900 — 21st lowest of 17,808 ZIP codes

1. 98439
> Location: Lakewood, Washington
> Median home value: $18,400
> Median monthly housing costs with a mortgage: $742 — 53rd lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 15.9% — 43rd lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 13.5% — 91st lowest of 17,809 ZIP codes (tied)
> Median household income: $39,219 — 1,957th lowest of 17,808 ZIP codes