Special Report

The Most Affordable Zip Codes to Buy a Home in the Nation

Source: By Billy Hathorn - Own work, CC BY-SA 3.0, https://commons.wikimedia.org/w/index.php?curid=11208587 / Wikimedia Commons

45. 79248
> Location: Paducah, Texas
> Median home value: $44,100
> Median monthly housing costs with a mortgage: $844 — 347th lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 32.9% — 483rd lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 54.9% — 2,829th lowest of 17,809 ZIP codes (tied)
> Median household income: $31,680 — 634th lowest of 17,808 ZIP codes (tied)

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44. 16503
> Location: Erie, Pennsylvania
> Median home value: $44,100
> Median monthly housing costs with a mortgage: $782 — 125th lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 37.3% — 945th lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 34.7% — 711th lowest of 17,809 ZIP codes (tied)
> Median household income: $25,121 — 148th lowest of 17,808 ZIP codes

Source: TriggerPhoto / Getty Images

43. 64128
> Location: Kansas City, Missouri
> Median home value: $44,000
> Median monthly housing costs with a mortgage: $928 — 1,153rd lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 29.0% — 266th lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 40.3% — 1,116th lowest of 17,809 ZIP codes (tied)
> Median household income: $26,535 — 209th lowest of 17,808 ZIP codes

Source: By Paul Sableman - Madison City Hall, CC BY 2.0, https://commons.wikimedia.org/w/index.php?curid=59636234 / Wikimedia Commons

42. 62060
> Location: Madison, Illinois
> Median home value: $43,400
> Median monthly housing costs with a mortgage: $827 — 274th lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 36.5% — 828th lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 50.9% — 2,227th lowest of 17,809 ZIP codes (tied)
> Median household income: $30,461 — 490th lowest of 17,808 ZIP codes

Source: Sean Pavone / Getty Images

41. 75253
> Location: Dallas, Texas
> Median home value: $43,100
> Median monthly housing costs with a mortgage: $1,080 — 3,798th lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 49.5% — 3,845th lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 65.3% — 5,452nd lowest of 17,809 ZIP codes (tied)
> Median household income: $48,174 — 4,809th lowest of 17,808 ZIP codes