Special Report

The Most Affordable Zip Codes to Buy a Home in the Nation

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35. 48601
> Location: Saginaw, Michigan
> Median home value: $41,300
> Median monthly housing costs with a mortgage: $875 — 585th lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 39.3% — 1,249th lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 61.7% — 4,347th lowest of 17,809 ZIP codes (tied)
> Median household income: $29,822 — 435th lowest of 17,808 ZIP codes

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34. 15104
> Location: North Braddock, Pennsylvania
> Median home value: $41,100
> Median monthly housing costs with a mortgage: $773 — 102nd lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 39.5% — 1,291st lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 45.4% — 1,534th lowest of 17,809 ZIP codes (tied)
> Median household income: $30,078 — 453rd lowest of 17,808 ZIP codes

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33. 86504
> Location: Fort Defiance, Arizona
> Median home value: $40,900
> Median monthly housing costs with a mortgage: $648 — 10th lowest of 17,805 ZIP codes
> Share of housing units with a mortgage: 9.8% — 14th lowest of 17,809 ZIP codes
> Homeownership rate: 64.0% — 5,022nd lowest of 17,809 ZIP codes (tied)
> Median household income: $33,611 — 853rd lowest of 17,808 ZIP codes (tied)

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32. 17976
> Location: Shenandoah, Pennsylvania
> Median home value: $40,700
> Median monthly housing costs with a mortgage: $947 — 1,417th lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 33.3% — 513th lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 68.3% — 6,628th lowest of 17,809 ZIP codes (tied)
> Median household income: $35,282 — 1,104th lowest of 17,808 ZIP codes

31. 86505
> Location: Ganado, Arizona
> Median home value: $40,100
> Median monthly housing costs with a mortgage: $623 — 6th lowest of 17,805 ZIP codes
> Share of housing units with a mortgage: 7.1% — 7th lowest of 17,809 ZIP codes
> Homeownership rate: 83.3% — 3,262nd highest of 17,809 ZIP codes (tied)
> Median household income: $23,767 — 105th lowest of 17,808 ZIP codes