Special Report

The Most Affordable Zip Codes to Buy a Home in the Nation

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30. 87305
> Location: Rock Springs, New Mexico
> Median home value: $40,100
> Median monthly housing costs with a mortgage: $592 — 2nd lowest of 17,805 ZIP codes
> Share of housing units with a mortgage: 13.5% — 31st lowest of 17,809 ZIP codes
> Homeownership rate: 91.8% — 537th highest of 17,809 ZIP codes (tied)
> Median household income: $24,447 — 117th lowest of 17,808 ZIP codes

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29. 66607
> Location: Topeka, Kansas
> Median home value: $40,000
> Median monthly housing costs with a mortgage: $783 — 128th lowest of 17,805 ZIP codes
> Share of housing units with a mortgage: 35.9% — 753rd lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 45.9% — 1,599th lowest of 17,809 ZIP codes (tied)
> Median household income: $33,610 — 852nd lowest of 17,808 ZIP codes

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28. 29810
> Location: Allendale, South Carolina
> Median home value: $39,600
> Median monthly housing costs with a mortgage: $837 — 316th lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 33.5% — 522nd lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 63.6% — 4,865th lowest of 17,809 ZIP codes (tied)
> Median household income: $22,688 — 78th lowest of 17,808 ZIP codes

Source: Steven_Kriemadis / Getty Images

27. 48211
> Location: Detroit, Michigan
> Median home value: $39,200
> Median monthly housing costs with a mortgage: $1,088 — 3,969th lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 17.6% — 53rd lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 33.9% — 670th lowest of 17,809 ZIP codes (tied)
> Median household income: $24,104 — 110th lowest of 17,808 ZIP codes

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26. 43605
> Location: Toledo, Ohio
> Median home value: $38,600
> Median monthly housing costs with a mortgage: $800 — 185th lowest of 17,805 ZIP codes (tied)
> Share of housing units with a mortgage: 47.5% — 3,190th lowest of 17,809 ZIP codes (tied)
> Homeownership rate: 43.2% — 1,337th lowest of 17,809 ZIP codes (tied)
> Median household income: $29,179 — 374th lowest of 17,808 ZIP codes