Personal Finance Articles

Gerelyn Terzo | 1 minute ago

Medicare Advantage Has a 12-Month Trial Period With a Full Escape Hatch. Almost Nobody Uses It in Time.

A 66-year-old retiree signs up for a zero-premium Medicare Advantage plan the month she turns 65. Fourteen months in, her…

Michael Williams | 1 hour ago

A $550,000 Portfolio That Quietly Pays a 62-Year-Old $3,400 a Month Until Social Security Kicks In

Stopping work at 62 while waiting for a bigger Social Security check sounds clean on paper, but the math gets…

David Beren | 2 hours ago

Social Security Spousal Benefits Can Add Up to $10,000 a Year. Most Couples Never Claim Them Correctly

Most married couples file for Social Security as two separate decisions and never realize the coordination strategy they skipped could…

Gerelyn Terzo | 3 hours ago

She Didn’t Want to Sell the Farm. Selling the Development Rights Instead Could Still Cost Her on Social Security and Medicare.

Selling the development rights to a family farm can feel like the perfect compromise, but a single lump-sum payment has…

All Personal Finance Articles

5853 Articles

David Beren | 4 hours ago

58% Are Confident About Retirement. 46% Have Never Calculated What They Actually Need.

Most Americans say they feel good about retiring on schedule, yet a surprisingly large share have never done the math…

Gerelyn Terzo | 4 hours ago

A Veteran Takes Up Trucking in His 60s. The New Paycheck Can Grow His Social Security, or Shrink It, Depending on One Thing.

A retired Army sergeant trades his pension and alarm-clock freedom for a trucking paycheck, only to discover that one birthday…

Michael Williams | 4 hours ago

How to Build $4,000 a Month in Dividend Income Without Selling a Single Share

Generating $48,000 a year in dividends sounds like a retirement fantasy until you see how the math actually splits across…

David Beren | 5 hours ago

His First RMD Arrived in December, and It Pushed His Medicare Premium Up Two Brackets

One December distribution transformed a retiree's Medicare bill in a way he never saw coming, and the math behind how…

David Beren | 7 hours ago

Medigap Has a One-Time, 6-Month Window at 65. Miss It and Insurers Can Say No Forever.

Most people turning 65 get exactly one shot at supplemental Medicare coverage with no health questions asked, and the clock…

David Beren | 8 hours ago

Required Minimum Distributions Can Push Retirees Into a Higher Tax Bracket. Here’s How to Plan Ahead

A retirement portfolio that looks perfectly planned can unravel fast once mandatory withdrawals begin stacking on top of Social Security…

Gerelyn Terzo | 10 hours ago

She Inherited Mineral Rights She Didn’t Know She Owned. Do the Royalty Checks Shrink Her Social Security?

A royalty check showing up out of nowhere sounds like pure luck, but an unexpected mineral inheritance can quietly rewrite…

Gerelyn Terzo | 11 hours ago

Massachusetts Is Among the Most Expensive States and Ranks Near the Bottom for Tax Competitiveness. Here’s What That Means for a Retiree on Social Security.

Massachusetts offers retirees one quiet tax break that most relocation calculators ignore, and missing it can make the difference between…

Marc Guberti | 19 hours ago

A $1.4 Million 401(k) Quietly Costs You Six Figures in Taxes Without This Move

Most retirees with seven-figure 401(k) balances assume leaving the money untouched is the smart play, but a clock is ticking…

Michael Williams | 20 hours ago

Everyone’s Chasing Arizona but Smart Retirees Are Buying Here Instead

Retirement planning handed everyone the same three zip codes decades ago, and most people never questioned whether the math still…

Michael Williams | 21 hours ago

The $2 Million Retirement Mistake: Confusing Yield With Income You Can Actually Spend

A $2 million retirement portfolio can generate wildly different income streams depending on where you put it, and choosing the…

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Personal Finance Articles

Medicare Advantage Has a 12-Month Trial Period With a Full Escape Hatch. Almost Nobody Uses It in Time.

A $550,000 Portfolio That Quietly Pays a 62-Year-Old $3,400 a Month Until Social Security Kicks In

Social Security Spousal Benefits Can Add Up to $10,000 a Year. Most Couples Never Claim Them Correctly

She Didn’t Want to Sell the Farm. Selling the Development Rights Instead Could Still Cost Her on Social Security and Medicare.

All Personal Finance Articles

58% Are Confident About Retirement. 46% Have Never Calculated What They Actually Need.

A Veteran Takes Up Trucking in His 60s. The New Paycheck Can Grow His Social Security, or Shrink It, Depending on One Thing.

How to Build $4,000 a Month in Dividend Income Without Selling a Single Share

His First RMD Arrived in December, and It Pushed His Medicare Premium Up Two Brackets

Medigap Has a One-Time, 6-Month Window at 65. Miss It and Insurers Can Say No Forever.

Required Minimum Distributions Can Push Retirees Into a Higher Tax Bracket. Here’s How to Plan Ahead

She Inherited Mineral Rights She Didn’t Know She Owned. Do the Royalty Checks Shrink Her Social Security?

Massachusetts Is Among the Most Expensive States and Ranks Near the Bottom for Tax Competitiveness. Here’s What That Means for a Retiree on Social Security.

A $1.4 Million 401(k) Quietly Costs You Six Figures in Taxes Without This Move

Everyone’s Chasing Arizona but Smart Retirees Are Buying Here Instead

The $2 Million Retirement Mistake: Confusing Yield With Income You Can Actually Spend

Medicare Advantage Has a 12-Month Trial Period With a Full Escape Hatch. Almost Nobody Uses It in Time.

The Covered Call Tax Trap: These 3 ETFs Pay Around 12 Percent and Legally Shield Most of It From the IRS

Is Equal-Weighting the S&P 500 Worth It? Here’s What the Data Says

Medicare Advantage Has a 12-Month Trial Period With a Full Escape Hatch. Almost Nobody Uses It in Time.

A $550,000 Portfolio That Quietly Pays a 62-Year-Old $3,400 a Month Until Social Security Kicks In

Medicare Advantage Has a 12-Month Trial Period With a Full Escape Hatch. Almost Nobody Uses It in Time.

The Covered Call Tax Trap: These 3 ETFs Pay Around 12 Percent and Legally Shield Most of It From the IRS

Personal Finance Articles

Medicare Advantage Has a 12-Month Trial Period With a Full Escape Hatch. Almost Nobody Uses It in Time.

A $550,000 Portfolio That Quietly Pays a 62-Year-Old $3,400 a Month Until Social Security Kicks In

Social Security Spousal Benefits Can Add Up to $10,000 a Year. Most Couples Never Claim Them Correctly

She Didn’t Want to Sell the Farm. Selling the Development Rights Instead Could Still Cost Her on Social Security and Medicare.

All Personal Finance Articles

58% Are Confident About Retirement. 46% Have Never Calculated What They Actually Need.

A Veteran Takes Up Trucking in His 60s. The New Paycheck Can Grow His Social Security, or Shrink It, Depending on One Thing.

How to Build $4,000 a Month in Dividend Income Without Selling a Single Share

His First RMD Arrived in December, and It Pushed His Medicare Premium Up Two Brackets

Medigap Has a One-Time, 6-Month Window at 65. Miss It and Insurers Can Say No Forever.

Required Minimum Distributions Can Push Retirees Into a Higher Tax Bracket. Here’s How to Plan Ahead

She Inherited Mineral Rights She Didn’t Know She Owned. Do the Royalty Checks Shrink Her Social Security?

Massachusetts Is Among the Most Expensive States and Ranks Near the Bottom for Tax Competitiveness. Here’s What That Means for a Retiree on Social Security.

A $1.4 Million 401(k) Quietly Costs You Six Figures in Taxes Without This Move

Everyone’s Chasing Arizona but Smart Retirees Are Buying Here Instead

The $2 Million Retirement Mistake: Confusing Yield With Income You Can Actually Spend

Medicare Advantage Has a 12-Month Trial Period With a Full Escape Hatch. Almost Nobody Uses It in Time.

The Covered Call Tax Trap: These 3 ETFs Pay Around 12 Percent and Legally Shield Most of It From the IRS

Is Equal-Weighting the S&P 500 Worth It? Here’s What the Data Says

Featured Reads

Medicare Advantage Has a 12-Month Trial Period With a Full Escape Hatch. Almost Nobody Uses It in Time.

A $550,000 Portfolio That Quietly Pays a 62-Year-Old $3,400 a Month Until Social Security Kicks In