Personal Finance Articles

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5146 Articles

Joel South | Apr 11, 2026 at 6:20 AM EDT

I’m 44 With Zero Retirement Savings — Here’s What Financial Experts Say I Should Do Right Now

Starting retirement savings at 44 with nothing saved is a reality for millions of Americans. Financial experts agree the window…

Ian Cooper | Apr 10, 2026 at 4:04 PM EDT

I’m 45 and I’ve Barely Invested in the Stock Market. I Recently Inherited $50,000. What Should I Do?

At 45, you have roughly 20 years until traditional retirement. That’s not a lot of time to waste, but it’s…

David Beren | Apr 10, 2026 at 3:27 PM EDT

What Federal Employees With a FERS Pension Are Getting Wrong About Their TSP

A federal employee with 30 years of service and a $90,000 high-3 average salary receives only $27,000 annually under FERS,…

Maurie Backman | Apr 10, 2026 at 2:37 PM EDT

Confusing Social Security Rule Could Strip Retirees of Benefits

A lot of people specifically sign up for Social Security so that they no longer have to work. If you…

Drew Wood | Apr 10, 2026 at 2:06 PM EDT

A $300,000 Portfolio That Pays More Than the Average Social Security Check

The average Social Security retirement check runs about $1,907 a month, or roughly $22,884 a year. For a retiree with…

Maurie Backman | Apr 10, 2026 at 12:30 PM EDT

Social Security Full Retirement Age Could Increase From 67. Here’s Who Gets Hurt the Most

There’s a key number workers are advised to keep in mind when planning out their retirement — Social Security’s full…

David Beren | Apr 10, 2026 at 9:27 AM EDT

How Your 401(k) Is Quietly Making Up to 85% of Your Social Security Taxable

A retired couple collects $40,000 per year in Social Security and pulls $60,000 from a traditional 401(k) to cover living…

Carl Sullivan | Apr 10, 2026 at 9:23 AM EDT

Spouse’s Debt Is Like Cocaine: Advice for Couples With Radically Different Financial Strategies

A caller earning $170,000 annually recently called The Ramsey Show, frustrated with her husband’s habit of cycling through balance transfer…

Maurie Backman | Apr 10, 2026 at 6:30 AM EDT

What Happens to Your Retirement Plans If the Stock Market Drops 50%?

Investing in the stock market involves risk, and market downturns can arrive without warning, driving portfolio values sharply lower. That's…

David Beren | Apr 9, 2026 at 4:17 PM EDT

Why Nurses at Non-Profit Hospitals Are Maxing Two Retirement Accounts While Most Workers Can Only Max One

Nurses at non-profit hospitals can contribute to both a 403(b) and a 457(b) simultaneously, a combination that for-profit hospital employees…

David Beren | Apr 9, 2026 at 3:24 PM EDT

The 2026 Rule Change That Forces Workers Earning Over $145,000 Into Roth Catch-Up Contributions

Starting January 1, 2026, workers who earned more than $145,000 in the prior year can no longer make pre-tax catch-up…

Carl Sullivan | Apr 9, 2026 at 12:24 PM EDT

Should You Ever Loan Money to Your Kids? Dave Ramsey Says “No!”

Megan from New Jersey didn’t expect a car accident to become a lesson in family dynamics. After the crash totaled…

Christy Bieber | Apr 9, 2026 at 6:30 AM EDT

The Question Dave Ramsey Says Separates Wealth Builders from Everyone Else

Do your spending habits help build wealth or hold you back? Finance expert Dave Ramsey argues that the question you…

Maurie Backman | Apr 8, 2026 at 12:15 PM EDT

Should I Create Jobs for My Friends So They Can Afford to Travel with Me?

Some people who build significant wealth prefer to keep their money to themselves, and that’s okay. When you work hard…

Joel South | Apr 8, 2026 at 5:16 AM EDT

5 Money Mistakes Many Americans Make That Are Quietly Stealing Their Financial Future

Carrying a credit card balance feels harmless until you do the math. At a 25% APR, the average American cardholder…

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Personal Finance Articles

All Personal Finance Articles

I’m 44 With Zero Retirement Savings — Here’s What Financial Experts Say I Should Do Right Now

I’m 45 and I’ve Barely Invested in the Stock Market. I Recently Inherited $50,000. What Should I Do?

What Federal Employees With a FERS Pension Are Getting Wrong About Their TSP

Confusing Social Security Rule Could Strip Retirees of Benefits

A $300,000 Portfolio That Pays More Than the Average Social Security Check

Social Security Full Retirement Age Could Increase From 67. Here’s Who Gets Hurt the Most

How Your 401(k) Is Quietly Making Up to 85% of Your Social Security Taxable

Spouse’s Debt Is Like Cocaine: Advice for Couples With Radically Different Financial Strategies

What Happens to Your Retirement Plans If the Stock Market Drops 50%?

Why Nurses at Non-Profit Hospitals Are Maxing Two Retirement Accounts While Most Workers Can Only Max One

The 2026 Rule Change That Forces Workers Earning Over $145,000 Into Roth Catch-Up Contributions

Should You Ever Loan Money to Your Kids? Dave Ramsey Says “No!”

The Question Dave Ramsey Says Separates Wealth Builders from Everyone Else

Should I Create Jobs for My Friends So They Can Afford to Travel with Me?

5 Money Mistakes Many Americans Make That Are Quietly Stealing Their Financial Future

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

Standard Chartered Says XRP Hits $28 by 2030 but Ripple’s Own Stablecoin May Have Other Plans

Americans Need $1.6 Million to Retire. The Median 55-Year-Old Has $205,341.

Most Men Don't Know They Can Claim Social Security on an Ex-Wife's Record. At 67, He Learned He Could, No Permission Needed.

Ignore Every Utility Bill And Still Keep The Lights On. Here's How

Most Men Don’t Know They Can Claim Social Security on an Ex-Wife’s Record. At 67, He Learned He Could, No Permission Needed.

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

Personal Finance Articles

All Personal Finance Articles

I’m 44 With Zero Retirement Savings — Here’s What Financial Experts Say I Should Do Right Now

I’m 45 and I’ve Barely Invested in the Stock Market. I Recently Inherited $50,000. What Should I Do?

What Federal Employees With a FERS Pension Are Getting Wrong About Their TSP

Confusing Social Security Rule Could Strip Retirees of Benefits

A $300,000 Portfolio That Pays More Than the Average Social Security Check

Social Security Full Retirement Age Could Increase From 67. Here’s Who Gets Hurt the Most

How Your 401(k) Is Quietly Making Up to 85% of Your Social Security Taxable

Spouse’s Debt Is Like Cocaine: Advice for Couples With Radically Different Financial Strategies

What Happens to Your Retirement Plans If the Stock Market Drops 50%?

Why Nurses at Non-Profit Hospitals Are Maxing Two Retirement Accounts While Most Workers Can Only Max One

The 2026 Rule Change That Forces Workers Earning Over $145,000 Into Roth Catch-Up Contributions

Should You Ever Loan Money to Your Kids? Dave Ramsey Says “No!”

The Question Dave Ramsey Says Separates Wealth Builders from Everyone Else

Should I Create Jobs for My Friends So They Can Afford to Travel with Me?

5 Money Mistakes Many Americans Make That Are Quietly Stealing Their Financial Future

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

Standard Chartered Says XRP Hits $28 by 2030 but Ripple’s Own Stablecoin May Have Other Plans

Americans Need $1.6 Million to Retire. The Median 55-Year-Old Has $205,341.

Featured Reads

Most Men Don't Know They Can Claim Social Security on an Ex-Wife's Record. At 67, He Learned He Could, No Permission Needed.

Ignore Every Utility Bill And Still Keep The Lights On. Here's How