Personal Finance Articles

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5309 Articles

Gerelyn Terzo | Jun 28, 2026 at 6:05 AM EDT

The 10-Year Marriage Rule Just Cost Her $1,400 a Month in Social Security. Here’s Why the Calendar Matters

She is 62 years old, recently divorced, and just learning that the calendar made a decision her lawyer never flagged.…

Drew Wood | Jun 28, 2026 at 5:54 AM EDT

Why Paying Off Your Mortgage Early May Be A Retirement Mistake

The standard retirement script says pay off the mortgage before you retire. The logic is simple: eliminate the biggest monthly…

Michael Williams | Jun 28, 2026 at 5:32 AM EDT

Social Security Faces a $29.3 Trillion “Unfunded Obligation” as Trump Officials Pitch Immediate 25% Benefit Cut for All Retirees

If you opened your phone this morning to a notification claiming Washington wants to slash your Social Security check by…

Drew Wood | Jun 28, 2026 at 3:06 AM EDT

The Average 67-Year-Old’s Income Looks Safe – Until It Crosses the IRMAA Line.

The median full-time American worker earned $1,235 a week in the first quarter of 2026, an annual run rate near…

Michael Williams | Jun 27, 2026 at 7:13 PM EDT

The Average Retiree Could Lose $6,000+ in Social Security Benefits per Year Unless Congress Acts Soon

The deposit lands on the same day every month, and her whole life is built around it. The property taxes,…

Michael Williams | Jun 27, 2026 at 5:56 PM EDT

Social Security COLAs Are Poised to Disappear, Possibly Forever – Here’s Why

Every January for a decade, the same small ritual: she opens the envelope, finds the new Social Security cost-of-living adjustment,…

Drew Wood | Jun 27, 2026 at 3:27 PM EDT

Everyone Wants to Leave California. Should Retirees Follow the Crowd?

A couple in their early 70s sits on a paid-off California home and watches a familiar pattern unfold. Friends leave…

Drew Wood | Jun 27, 2026 at 2:37 PM EDT

Sell the House in Retirement and Medicare Bills You for It 24 Months Later.

A couple sold their longtime home in 2024 for $1.2 million after buying it decades ago for $300,000. After applying…

Austin Smith | Jun 27, 2026 at 2:15 PM EDT

How High-Yield Savings Accounts and Money Markets Compare for Savers

A high-yield savings account (HYSA) is the close cousin of a money market account (MMA). They are both federally insured…

Gerelyn Terzo | Jun 27, 2026 at 2:03 PM EDT

Most Men Don’t Know They Can Claim Social Security on an Ex-Wife’s Record. At 67, He Learned He Could, No Permission Needed.

The Assumption That Costs Men Money He is 67, divorced after a 14-year marriage, and currently single. For years he…

Drew Wood | Jun 27, 2026 at 1:35 PM EDT

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

Utility bills are among the few expenses retirees never truly escape. The lights stay on, the water keeps running, the…

David Beren | Jun 27, 2026 at 12:48 PM EDT

Americans Need $1.6 Million to Retire. The Median 55-Year-Old Has $205,341.

Charles Schwab’s (NYSE:SCHW | SCHW Price Prediction) most recent 401(k) Participant Survey put the retirement ‘magic number’ at $1.6 million…

Drew Wood | Jun 27, 2026 at 11:30 AM EDT

He Retired at 66 With a Pension. It Quietly Pushed Him Into the Top IRMAA Bracket for Life.

A 66-year-old executive retires in 2024 with a $410,000 annual pension, $52,000 in Social Security, and roughly $50,000 in dividend…

Drew Wood | Jun 27, 2026 at 10:09 AM EDT

Same Portfolio. Same Retirement. A 10-Mile Move Costs One Couple $10,000 A Year

Two couples crossed the same retirement starting line. Each ended a long career, locked in a $1 million dividend portfolio,…

Gerelyn Terzo | Jun 27, 2026 at 10:03 AM EDT

She Remarried at 62 and Assumed She Lost Her Late Husband’s Survivor Benefit. The Age-60 Rule Says Otherwise.

She is 63, widowed in her late fifties, and remarried at 62. For months she assumed that remarrying meant losing…

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Personal Finance Articles

All Personal Finance Articles

The 10-Year Marriage Rule Just Cost Her $1,400 a Month in Social Security. Here’s Why the Calendar Matters

Why Paying Off Your Mortgage Early May Be A Retirement Mistake

Social Security Faces a $29.3 Trillion “Unfunded Obligation” as Trump Officials Pitch Immediate 25% Benefit Cut for All Retirees

The Average 67-Year-Old’s Income Looks Safe – Until It Crosses the IRMAA Line.

The Average Retiree Could Lose $6,000+ in Social Security Benefits per Year Unless Congress Acts Soon

Social Security COLAs Are Poised to Disappear, Possibly Forever – Here’s Why

Everyone Wants to Leave California. Should Retirees Follow the Crowd?

Sell the House in Retirement and Medicare Bills You for It 24 Months Later.

How High-Yield Savings Accounts and Money Markets Compare for Savers

Most Men Don’t Know They Can Claim Social Security on an Ex-Wife’s Record. At 67, He Learned He Could, No Permission Needed.

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

Americans Need $1.6 Million to Retire. The Median 55-Year-Old Has $205,341.

He Retired at 66 With a Pension. It Quietly Pushed Him Into the Top IRMAA Bracket for Life.

Same Portfolio. Same Retirement. A 10-Mile Move Costs One Couple $10,000 A Year

She Remarried at 62 and Assumed She Lost Her Late Husband’s Survivor Benefit. The Age-60 Rule Says Otherwise.

The Monthly Income Trap: How JEPQ Investors Gave Up $18,000 Per $10,000 Invested Since Inception

‘The Borrower Is Slave to the Lender’: Dave Ramsey Warns a 22-Year-Old Against Letting a Rich Friend Pay Off His $70,000 Debt

$1 Million in Retirement Savings Spends Like $40,000 a Year. Here’s Why That’s Not Enough.

'The Borrower Is Slave to the Lender': Dave Ramsey Warns a 22-Year-Old Against Letting a Rich Friend Pay Off His $70,000 Debt

$1 Million in Retirement Savings Spends Like $40,000 a Year. Here's Why That's Not Enough.

The Monthly Income Trap: How JEPQ Investors Gave Up $18,000 Per $10,000 Invested Since Inception

‘The Borrower Is Slave to the Lender’: Dave Ramsey Warns a 22-Year-Old Against Letting a Rich Friend Pay Off His $70,000 Debt

Personal Finance Articles

All Personal Finance Articles

The 10-Year Marriage Rule Just Cost Her $1,400 a Month in Social Security. Here’s Why the Calendar Matters

Why Paying Off Your Mortgage Early May Be A Retirement Mistake

Social Security Faces a $29.3 Trillion “Unfunded Obligation” as Trump Officials Pitch Immediate 25% Benefit Cut for All Retirees

The Average 67-Year-Old’s Income Looks Safe – Until It Crosses the IRMAA Line.

The Average Retiree Could Lose $6,000+ in Social Security Benefits per Year Unless Congress Acts Soon

Social Security COLAs Are Poised to Disappear, Possibly Forever – Here’s Why

Everyone Wants to Leave California. Should Retirees Follow the Crowd?

Sell the House in Retirement and Medicare Bills You for It 24 Months Later.

How High-Yield Savings Accounts and Money Markets Compare for Savers

Most Men Don’t Know They Can Claim Social Security on an Ex-Wife’s Record. At 67, He Learned He Could, No Permission Needed.

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

Americans Need $1.6 Million to Retire. The Median 55-Year-Old Has $205,341.

He Retired at 66 With a Pension. It Quietly Pushed Him Into the Top IRMAA Bracket for Life.

Same Portfolio. Same Retirement. A 10-Mile Move Costs One Couple $10,000 A Year

She Remarried at 62 and Assumed She Lost Her Late Husband’s Survivor Benefit. The Age-60 Rule Says Otherwise.

The Monthly Income Trap: How JEPQ Investors Gave Up $18,000 Per $10,000 Invested Since Inception

‘The Borrower Is Slave to the Lender’: Dave Ramsey Warns a 22-Year-Old Against Letting a Rich Friend Pay Off His $70,000 Debt

$1 Million in Retirement Savings Spends Like $40,000 a Year. Here’s Why That’s Not Enough.

Featured Reads

'The Borrower Is Slave to the Lender': Dave Ramsey Warns a 22-Year-Old Against Letting a Rich Friend Pay Off His $70,000 Debt

$1 Million in Retirement Savings Spends Like $40,000 a Year. Here's Why That's Not Enough.