Personal Finance Articles

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4969 Articles

Marc Guberti | Jun 15, 2026 at 4:24 PM EDT

Roth Conversions Between 62 and 70: The $600,000 Tax Hack That Could Save You Tens of Thousands

A 64-year-old retires in 2026 with $1.4 million in a traditional 401(k), a paid-off house, and Social Security he plans…

Gerelyn Terzo | Jun 15, 2026 at 3:14 PM EDT

She Took a $22,000 Part-Time Job at 67. It Made 85% of Her Social Security Taxable.

She turned 67, started drawing Social Security, and figured the hard part was over. A part-time job came up at…

Drew Wood | Jun 15, 2026 at 2:59 PM EDT

The Retiree Who Chose $65,000 Instead of $120,000 and Ended Up Richer

Two retirees walk into retirement with the same amount of money. One builds a portfolio that pays $120,000 a year…

David Beren | Jun 15, 2026 at 2:41 PM EDT

The 72(t) Early Retirement Trick That Lets a 53-Year-Old Tap a $1.8 Million IRA Without the 10 Percent Penalty

Retirement accounts are supposed to be untouchable until someone reaches 59.5 years of age, and the 10% early withdrawal penalty…

Drew Wood | Jun 15, 2026 at 11:58 AM EDT

This $1.7 Million Portfolio Pays More Than a Member of Congress

A rank-and-file member of Congress earns $174,000 per year. A dividend portfolio can generate the same level of income without…

Marc Guberti | Jun 15, 2026 at 11:24 AM EDT

The $750,000 401(k) Mistake That Quietly Costs Beneficiaries $120,000 in Excess Taxes

A 58-year-old posted on Reddit’s tax forum last fall that his father had left him a $750,000 401(k), and the…

Drew Wood | Jun 15, 2026 at 11:21 AM EDT

He’s 58, Owes $65,000 in Student Debt, Wants to Pay For His Daughter’s Wedding, and Has No Retirement Savings. Is It Too Late?

A divorced 58-year-old graphic designer has no retirement savings, real obligations to adult children, real debt, and a real fear…

David Beren | Jun 15, 2026 at 10:41 AM EDT

The 529 Superfunding Strategy a Grandparent Is Using to Drop $95,000 Into a Grandchild’s Account in One Year Without Triggering Gift Tax

Most grandparents who want to contribute to a grandchild’s education move money into a 529 account in small annual increments,…

Maurie Backman | Jun 15, 2026 at 10:32 AM EDT

2027’s Social Security COLA Could Be Much Bigger, Unless One Thing Gets In The Way

When retirees learned they’d be getting a 2.8% Social Security COLA in 2026, many weren’t happy and were quick to…

Christy Bieber | Jun 15, 2026 at 9:16 AM EDT

We Already Knew Trump’s Tax Cuts Hurt Social Security. But Now There’s Even Worse News

President Donald Trump came into office pledging to protect Social Security and Medicare. And the President has not made any…

Drew Wood | Jun 15, 2026 at 9:15 AM EDT

He’s a 55-Year-Old Software Developer. AI Is Changing His Industry. Can He Afford to Retire Early?

A 55-year-old software developer has spent decades building a career in an industry that suddenly feels less predictable than it…

Michael Williams | Jun 15, 2026 at 8:35 AM EDT

The New $6,000 Senior Deduction Quietly Shields More Social Security From Taxes in 2026

Picture a couple, both 66, living in a paid-off house with Social Security, a modest pension, and an IRA they…

Maurie Backman | Jun 15, 2026 at 8:32 AM EDT

Early 2027 Social Security COLA Estimates Are In. Here’s Why the News Isn’t Great

If you work as a salaried employee, you may find yourself getting antsy toward the end of the year as…

Carl Sullivan | Jun 15, 2026 at 8:27 AM EDT

A 67-Year-Old Solo Retiree With $1.4 Million Faces Three Difficult Decisions

Margaret is 67, never married, has no children, and watched her last close cousin move across the country two years…

Marc Guberti | Jun 15, 2026 at 8:24 AM EDT

High Earners With $1 Million+ 401(k)s Can Still Build Roth Assets in 2026

A 58-year-old anesthesiologist on r/HENRYfinance posted last month with a problem familiar to anyone earning above the Roth IRA phase-out:…

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Personal Finance Articles

All Personal Finance Articles

Roth Conversions Between 62 and 70: The $600,000 Tax Hack That Could Save You Tens of Thousands

She Took a $22,000 Part-Time Job at 67. It Made 85% of Her Social Security Taxable.

The Retiree Who Chose $65,000 Instead of $120,000 and Ended Up Richer

The 72(t) Early Retirement Trick That Lets a 53-Year-Old Tap a $1.8 Million IRA Without the 10 Percent Penalty

This $1.7 Million Portfolio Pays More Than a Member of Congress

The $750,000 401(k) Mistake That Quietly Costs Beneficiaries $120,000 in Excess Taxes

He’s 58, Owes $65,000 in Student Debt, Wants to Pay For His Daughter’s Wedding, and Has No Retirement Savings. Is It Too Late?

The 529 Superfunding Strategy a Grandparent Is Using to Drop $95,000 Into a Grandchild’s Account in One Year Without Triggering Gift Tax

2027’s Social Security COLA Could Be Much Bigger, Unless One Thing Gets In The Way

We Already Knew Trump’s Tax Cuts Hurt Social Security. But Now There’s Even Worse News

He’s a 55-Year-Old Software Developer. AI Is Changing His Industry. Can He Afford to Retire Early?

The New $6,000 Senior Deduction Quietly Shields More Social Security From Taxes in 2026

Early 2027 Social Security COLA Estimates Are In. Here’s Why the News Isn’t Great

A 67-Year-Old Solo Retiree With $1.4 Million Faces Three Difficult Decisions

High Earners With $1 Million+ 401(k)s Can Still Build Roth Assets in 2026

Why Cheap International Stocks Are Sending Bigger Checks in June

Energy Infrastructure Fund Delivers 19% Gains While Paying 2.8% Yield To Income Hunters

The Florida Retirement Secret: Live Inland, Keep the Beach

The Florida Retirement Secret: Live Inland, Keep the Beach

A 17-Year-Old With $0 Income Got Approved for $250K. Here's the Twisted Reason Why.

Why Cheap International Stocks Are Sending Bigger Checks in June

Energy Infrastructure Fund Delivers 19% Gains While Paying 2.8% Yield To Income Hunters

Personal Finance Articles

All Personal Finance Articles

Roth Conversions Between 62 and 70: The $600,000 Tax Hack That Could Save You Tens of Thousands

She Took a $22,000 Part-Time Job at 67. It Made 85% of Her Social Security Taxable.

The Retiree Who Chose $65,000 Instead of $120,000 and Ended Up Richer

The 72(t) Early Retirement Trick That Lets a 53-Year-Old Tap a $1.8 Million IRA Without the 10 Percent Penalty

This $1.7 Million Portfolio Pays More Than a Member of Congress

The $750,000 401(k) Mistake That Quietly Costs Beneficiaries $120,000 in Excess Taxes

He’s 58, Owes $65,000 in Student Debt, Wants to Pay For His Daughter’s Wedding, and Has No Retirement Savings. Is It Too Late?

The 529 Superfunding Strategy a Grandparent Is Using to Drop $95,000 Into a Grandchild’s Account in One Year Without Triggering Gift Tax

2027’s Social Security COLA Could Be Much Bigger, Unless One Thing Gets In The Way

We Already Knew Trump’s Tax Cuts Hurt Social Security. But Now There’s Even Worse News

He’s a 55-Year-Old Software Developer. AI Is Changing His Industry. Can He Afford to Retire Early?

The New $6,000 Senior Deduction Quietly Shields More Social Security From Taxes in 2026

Early 2027 Social Security COLA Estimates Are In. Here’s Why the News Isn’t Great

A 67-Year-Old Solo Retiree With $1.4 Million Faces Three Difficult Decisions

High Earners With $1 Million+ 401(k)s Can Still Build Roth Assets in 2026

Why Cheap International Stocks Are Sending Bigger Checks in June

Energy Infrastructure Fund Delivers 19% Gains While Paying 2.8% Yield To Income Hunters

The Florida Retirement Secret: Live Inland, Keep the Beach

Featured Reads

The Florida Retirement Secret: Live Inland, Keep the Beach

A 17-Year-Old With $0 Income Got Approved for $250K. Here's the Twisted Reason Why.