Personal Finance Articles

All Personal Finance Articles

4643 Articles

Rich Duprey | Jun 9, 2025 at 11:58 AM EDT

Should I Convert My $300K SCHD into SPYI and QQQI for Higher Yields Before Retirement?

The Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) is a popular choice for dividend investors, tracking the Dow Jones U.S. Dividend…

Joey Frenette | Jun 9, 2025 at 10:37 AM EDT

How I Achieved Financial Independence at 46 with $4 Million – My Journey to a Frugal Retirement

Getting FIRE’d (slang for early retirement in the Financial Independence Retire Early (FIRE) community) in one’s 40s is a dream…

David Beren | Jun 9, 2025 at 10:02 AM EDT

Why I Think Walmart and Aldi Grocery Prices Are the Same – Are We Alone in This Opinion?

As people all over the country are looking for any way possible to reduce their overall expenses, cheaper groceries are…

John Seetoo | Jun 9, 2025 at 9:50 AM EDT

With $1.1 million in taxable accounts and a $700,000 mortgage, should I rebalance or pay down debt for a guaranteed 4.5% return?

In days gone by, a general rule of thumb for retirement accounts was for a roughly 75/25 stock to bond…

David Beren | Jun 9, 2025 at 9:17 AM EDT

The Case for Cash Back: Why Are Some People Still Not Using These Rewarding Cards?

There is no question that in today’s credit card world, cash-back is king. While travel cards still enjoy their time…

Maurie Backman | Jun 9, 2025 at 9:08 AM EDT

Is It Better to Pay off Small Credit Card Balances, Or Leave Them Be?

There’s a reason so many Americans end up with credit card debt. Instead of paying their balances in full every…

David Beren | Jun 9, 2025 at 8:02 AM EDT

I’m on the cusp of early retirement – how do I manage the fear of a 1% financial catastrophe?

As a parent and provider, one of the biggest concerns you can deal with is being gone. What happens to…

Joey Frenette | Jun 9, 2025 at 7:29 AM EDT

Are You Missing Out? Unearthing the Credit Card Perks Issuers Don’t Advertise

Credit cards may get a bad rep for having incredibly high annual percentage rates (APR) that drag big spenders even…

Marc Guberti | Jun 9, 2025 at 6:19 AM EDT

I Make $200K a Year From a Trust Fund, Is 50 Too Soon to Retire?

While most people retire in their 60s or 70s, Fat FIRE advocates aim to retire sooner without living on a…

David Beren | Jun 8, 2025 at 10:17 AM EDT

New to Cash Back Credit Cards? Essential Information for Starters

Getting started in the credit card world can undoubtedly feel overwhelming. With so many different options between cash-back and travel…

Christy Bieber | Jun 8, 2025 at 9:00 AM EDT

How I Retired at 42 with $3 Million in Liquid Assets and a Paid-Off Rental Property

A Reddit user is retiring at the age of 42 with $3 million in various investment accounts, including a taxable…

Christy Bieber | Jun 8, 2025 at 9:00 AM EDT

Why I’m Switching from Team Travel to Team Cashback – A 3-Year Journey

A Reddit user has been aiming to maximize their credit card rewards for three years — but is making a…

David Beren | Jun 8, 2025 at 8:32 AM EDT

My Grandfather’s Social Security Benefits Stopped – How Can I Help Him Prove He’s Alive?

It’s a brutal reality to accept that, as you grow older, you may have to deal with bureaucracy, such as…

David Beren | Jun 8, 2025 at 7:32 AM EDT

I’m planning to be ‘4% flexible’ in retirement – will re-evaluating my safe withdrawal annually help me avoid running out of money?

For most people in the FIRE world, the concept of the 4% safe withdrawal rate is considered set in stone.…

Joey Frenette | Jun 8, 2025 at 6:44 AM EDT

$200k Income, $8k Debt: Ramsey’s Advice? “Cut Up Your Cards and Get Serious.”

Dave Ramsey put it pretty bluntly when a caller with a $200,000 combined income rang in asking what their next…

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Personal Finance Articles

All Personal Finance Articles

Should I Convert My $300K SCHD into SPYI and QQQI for Higher Yields Before Retirement?

How I Achieved Financial Independence at 46 with $4 Million – My Journey to a Frugal Retirement

Why I Think Walmart and Aldi Grocery Prices Are the Same – Are We Alone in This Opinion?

With $1.1 million in taxable accounts and a $700,000 mortgage, should I rebalance or pay down debt for a guaranteed 4.5% return?

The Case for Cash Back: Why Are Some People Still Not Using These Rewarding Cards?

Is It Better to Pay off Small Credit Card Balances, Or Leave Them Be?

I’m on the cusp of early retirement – how do I manage the fear of a 1% financial catastrophe?

Are You Missing Out? Unearthing the Credit Card Perks Issuers Don’t Advertise

I Make $200K a Year From a Trust Fund, Is 50 Too Soon to Retire?

New to Cash Back Credit Cards? Essential Information for Starters

How I Retired at 42 with $3 Million in Liquid Assets and a Paid-Off Rental Property

Why I’m Switching from Team Travel to Team Cashback – A 3-Year Journey

My Grandfather’s Social Security Benefits Stopped – How Can I Help Him Prove He’s Alive?

I’m planning to be ‘4% flexible’ in retirement – will re-evaluating my safe withdrawal annually help me avoid running out of money?

$200k Income, $8k Debt: Ramsey’s Advice? “Cut Up Your Cards and Get Serious.”

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn’t See Coming

USD Implodes 17% And June 8th Could Be Worse

Retired Postal Office Worker With $720,000 Discovers His Pension Just Triggered an IRMAA Surprise

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn't See Coming

Retired Postal Office Worker With $720,000 Discovers His Pension Just Triggered an IRMAA Surprise

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn’t See Coming

USD Implodes 17% And June 8th Could Be Worse

Personal Finance Articles

All Personal Finance Articles

Should I Convert My $300K SCHD into SPYI and QQQI for Higher Yields Before Retirement?

How I Achieved Financial Independence at 46 with $4 Million – My Journey to a Frugal Retirement

Why I Think Walmart and Aldi Grocery Prices Are the Same – Are We Alone in This Opinion?

With $1.1 million in taxable accounts and a $700,000 mortgage, should I rebalance or pay down debt for a guaranteed 4.5% return?

The Case for Cash Back: Why Are Some People Still Not Using These Rewarding Cards?

Is It Better to Pay off Small Credit Card Balances, Or Leave Them Be?

I’m on the cusp of early retirement – how do I manage the fear of a 1% financial catastrophe?

Are You Missing Out? Unearthing the Credit Card Perks Issuers Don’t Advertise

I Make $200K a Year From a Trust Fund, Is 50 Too Soon to Retire?

New to Cash Back Credit Cards? Essential Information for Starters

How I Retired at 42 with $3 Million in Liquid Assets and a Paid-Off Rental Property

Why I’m Switching from Team Travel to Team Cashback – A 3-Year Journey

My Grandfather’s Social Security Benefits Stopped – How Can I Help Him Prove He’s Alive?

I’m planning to be ‘4% flexible’ in retirement – will re-evaluating my safe withdrawal annually help me avoid running out of money?

$200k Income, $8k Debt: Ramsey’s Advice? “Cut Up Your Cards and Get Serious.”

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn’t See Coming

USD Implodes 17% And June 8th Could Be Worse

Retired Postal Office Worker With $720,000 Discovers His Pension Just Triggered an IRMAA Surprise

Featured Reads

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn't See Coming

Retired Postal Office Worker With $720,000 Discovers His Pension Just Triggered an IRMAA Surprise