Personal Finance Articles

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5819 Articles

Austin Smith | May 14, 2026 at 7:45 AM EDT

Have a Large 401(k) and Approaching Medicare? Make Sure You Avoid This $1,783 Annual IRMAA Trap

The Couple, the Cliff, and the $200,000 Spend A married couple, both 65, sits on $2.4 million in a traditional…

Gerelyn Terzo | May 14, 2026 at 7:30 AM EDT

Social Security Disability Converts to Retirement at 67. Your $1,800 Check Stays the Same

Picture a 64-year-old who has been receiving $1,800 a month in Social Security Disability Insurance (SSDI) since age 56. The…

Austin Smith | May 14, 2026 at 7:00 AM EDT

The $3.2 Million 401(k) Tax Surprise Retirees Miss Until It’s Too Late

A couple in their late sixties with $3.2 million in combined traditional 401(k) assets and a healthy spending plan can…

Austin Smith | May 14, 2026 at 6:40 AM EDT

The 401(k) Tax Bomb That Hits Retirees With $2.5 Million: $7,862 Monthly RMDs Plus IRMAA Surcharges

A 73-year-old single retiree sitting on $2.5 million in a traditional 401(k) is about to learn that the IRS does…

David Beren | May 14, 2026 at 6:30 AM EDT

How to Recover Financially After a Gray Divorce

It’s an unfortunate truth that getting divorced, no matter the age, can have a devastating impact on your finances. This…

Jeremy Phillips | May 14, 2026 at 3:58 AM EDT

I Want to Start a Vending Machine Business: Should I Really Save $3,330 in Cash First?

George Kamel watched a TikToker break down the startup costs for a vending machine side hustle and landed on a…

Jeremy Phillips | May 14, 2026 at 3:51 AM EDT

Clark Howard Settles Credit Score Debate: How to Help a Family Member Without Risking Your Own

A caller phoned The Clark Howard Podcast on May 11, 2026 with a marital bet on the line. He had…

Don Lair | May 14, 2026 at 2:14 AM EDT

I Have $30K in Credit Card Debt Across 3 Cards and Don’t Budget: Am I Beyond Help?

Caleb Hammer’s Financial Audit show has built a following on one premise: confront people drowning in debt with the math…

Jeremy Phillips | May 14, 2026 at 1:58 AM EDT

“I make $36k a year with $136k in debt and won’t sell my prize-winning horse: am I making a financial mistake?”

George Kamel went on The Iced Coffee Hour with Graham Stephan and revisited one of the most replayed moments of…

Don Lair | May 14, 2026 at 1:51 AM EDT

I have a $100K variable annuity in my IRA: should I withdraw from it first in retirement?

David from Marana, Arizona called into Talking Real Money with a question many retirees carry quietly. “I have a $100,000…

Don Lair | May 14, 2026 at 1:07 AM EDT

Renting vs. Buying: Why Financial Advisors Say the ‘Right’ Choice Depends on Your Life Stage, Not Your Wallet

Nicole Lapin recently took a sledgehammer to one of personal finance’s most repeated platitudes. On her show Money Rehab, talking…

Don Lair | May 14, 2026 at 1:07 AM EDT

“I’ve Been Bankrupt Twice and Just Bought a $52,000 Truck on a $65,000 Salary: How Do I Stop the Pattern?”

Adrianne’s call to The Ramsey Show is one of the clearest cautionary tales I’ve seen. Adrianne, a restaurant general manager…

Jeremy Phillips | May 13, 2026 at 11:07 PM EDT

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

Pete from Massachusetts called into The Clark Howard Podcast last week with a flex most savers will never match. “Recently…

Don Lair | May 13, 2026 at 7:45 PM EDT

We’re Debt-Free With $1,800 Saved and Want to Spend $400 on a Kitchen Appliance: Should We Wait?

A caller named Teresa phoned into The Ramsey Show with her husband listening in. She had a simple question: “My…

Don Lair | May 13, 2026 at 7:36 PM EDT

Stop Saving $1,000 for Emergencies: Here’s the 1-3-6 Method Financial Advisors Say Actually Works

The $1,000 starter emergency fund has been gospel in personal finance circles for two decades. Andrew, host of The Personal…

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Personal Finance Articles

All Personal Finance Articles

Have a Large 401(k) and Approaching Medicare? Make Sure You Avoid This $1,783 Annual IRMAA Trap

Social Security Disability Converts to Retirement at 67. Your $1,800 Check Stays the Same

The $3.2 Million 401(k) Tax Surprise Retirees Miss Until It’s Too Late

The 401(k) Tax Bomb That Hits Retirees With $2.5 Million: $7,862 Monthly RMDs Plus IRMAA Surcharges

How to Recover Financially After a Gray Divorce

I Want to Start a Vending Machine Business: Should I Really Save $3,330 in Cash First?

Clark Howard Settles Credit Score Debate: How to Help a Family Member Without Risking Your Own

I Have $30K in Credit Card Debt Across 3 Cards and Don’t Budget: Am I Beyond Help?

“I make $36k a year with $136k in debt and won’t sell my prize-winning horse: am I making a financial mistake?”

I have a $100K variable annuity in my IRA: should I withdraw from it first in retirement?

Renting vs. Buying: Why Financial Advisors Say the ‘Right’ Choice Depends on Your Life Stage, Not Your Wallet

“I’ve Been Bankrupt Twice and Just Bought a $52,000 Truck on a $65,000 Salary: How Do I Stop the Pattern?”

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

We’re Debt-Free With $1,800 Saved and Want to Spend $400 on a Kitchen Appliance: Should We Wait?

Stop Saving $1,000 for Emergencies: Here’s the 1-3-6 Method Financial Advisors Say Actually Works

She’s Land-Rich but Cash-Poor at 64. A Deal for the Farm’s Development Rights Could Let Her Delay Social Security to 70.

The Average Social Security Check Is $2,082. Your Bills Didn’t Get the Memo. These 4 ETFs Step In

What It Takes to Retire to Delaware’s Beaches at 62 on $800,000 and Skip Florida Entirely

She's Land-Rich but Cash-Poor at 64. A Deal for the Farm's Development Rights Could Let Her Delay Social Security to 70.

What It Takes to Retire to Delaware's Beaches at 62 on $800,000 and Skip Florida Entirely

She’s Land-Rich but Cash-Poor at 64. A Deal for the Farm’s Development Rights Could Let Her Delay Social Security to 70.

The Average Social Security Check Is $2,082. Your Bills Didn’t Get the Memo. These 4 ETFs Step In

Personal Finance Articles

All Personal Finance Articles

Have a Large 401(k) and Approaching Medicare? Make Sure You Avoid This $1,783 Annual IRMAA Trap

Social Security Disability Converts to Retirement at 67. Your $1,800 Check Stays the Same

The $3.2 Million 401(k) Tax Surprise Retirees Miss Until It’s Too Late

The 401(k) Tax Bomb That Hits Retirees With $2.5 Million: $7,862 Monthly RMDs Plus IRMAA Surcharges

How to Recover Financially After a Gray Divorce

I Want to Start a Vending Machine Business: Should I Really Save $3,330 in Cash First?

Clark Howard Settles Credit Score Debate: How to Help a Family Member Without Risking Your Own

I Have $30K in Credit Card Debt Across 3 Cards and Don’t Budget: Am I Beyond Help?

“I make $36k a year with $136k in debt and won’t sell my prize-winning horse: am I making a financial mistake?”

I have a $100K variable annuity in my IRA: should I withdraw from it first in retirement?

Renting vs. Buying: Why Financial Advisors Say the ‘Right’ Choice Depends on Your Life Stage, Not Your Wallet

“I’ve Been Bankrupt Twice and Just Bought a $52,000 Truck on a $65,000 Salary: How Do I Stop the Pattern?”

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

We’re Debt-Free With $1,800 Saved and Want to Spend $400 on a Kitchen Appliance: Should We Wait?

Stop Saving $1,000 for Emergencies: Here’s the 1-3-6 Method Financial Advisors Say Actually Works

She’s Land-Rich but Cash-Poor at 64. A Deal for the Farm’s Development Rights Could Let Her Delay Social Security to 70.

The Average Social Security Check Is $2,082. Your Bills Didn’t Get the Memo. These 4 ETFs Step In

What It Takes to Retire to Delaware’s Beaches at 62 on $800,000 and Skip Florida Entirely

Featured Reads

She's Land-Rich but Cash-Poor at 64. A Deal for the Farm's Development Rights Could Let Her Delay Social Security to 70.

What It Takes to Retire to Delaware's Beaches at 62 on $800,000 and Skip Florida Entirely