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5634 Articles

Michael Williams | Jul 7, 2026 at 6:15 PM EDT

Company Driver vs. Owner-Operator: Only One Can Legally Hide $72,000 a Year From the IRS. Guess Which

There is a real tax code arbitrage that separates two people who may drive the same lane, haul the same…

Michael Williams | Jul 7, 2026 at 6:09 PM EDT

Dave Ramsey: “Citibank and Amex Have Screwed an 85-Year-Old Widow” With $45,000 in Credit Card Debt

On the June 10, 2026 episode of The Ramsey Show, a caller named Michelle from New York explained that after…

Austin Smith | Jul 7, 2026 at 5:40 PM EDT

What You Owe in Taxes on Your HYSA Interest

Interest earned in a high yield savings account is taxed as ordinary income at your federal marginal tax rate, owed…

Michael Williams | Jul 7, 2026 at 5:13 PM EDT

Your Hospital’s HR Won’t Tell You This: Nurses Can Legally Shield $49,000 a Year by Stacking a 403(b) and a 457(b)

Your hospital’s benefits packet lists a 403(b), and it may also quietly list a 457(b) on a separate page. Human…

Carl Sullivan | Jul 7, 2026 at 4:28 PM EDT

63-Year-Old With $2.2M Discovers Pension Buyout Decision Could Cost His Widow $310,000

If you’re lucky enough to have a pension, be careful with your payout choices. Pension elections are irreversible. Under many…

Drew Wood | Jul 7, 2026 at 4:23 PM EDT

The Dividend Growth Snowball: How Modest Income Today Can Become Serious Income Later

A 12% yield looks unbeatable on day one. A retiree who wants $60,000 a year needs only about $500,000 at…

Drew Wood | Jul 7, 2026 at 4:22 PM EDT

For Most Retirees, Only One Arizona City Actually Makes Sense. Here’s Which.

Arizona can still work for retirees who are not bringing a Scottsdale budget, but the city choice matters more than…

David Beren | Jul 7, 2026 at 3:49 PM EDT

A Median Earner Needs $4,281 Monthly to Retire at 65, Here’s What Waiting Five Years Costs

The median full-time worker in the United States earned $1,235 a week in the first quarter of 2026, which annualizes…

Omor Ibne Ehsan | Jul 7, 2026 at 3:30 PM EDT

Forget Flashy AI Stocks: This $45 Billion ETF Is Built for Tax-Free Income

The pitch for the iShares National Muni Bond ETF (NYSEARCA:MUB) is almost aggressively boring, and that is the point. While…

Omor Ibne Ehsan | Jul 7, 2026 at 3:25 PM EDT

The Safest-Looking Yield Trade on Robinhood Might Be This $50 ETF

Scroll through Robinhood’s ETF page and you keep bumping into a boring blue ticker parked near $50 a share that…

Drew Wood | Jul 7, 2026 at 2:03 PM EDT

Everyone Retires to the Algarve in Portugal. The Smart Money Is Quietly Going Here Instead.

The Algarve still sells the classic version of a Portuguese retirement: sun, beaches, golf, English-speaking neighbors, and a deep expat…

Gerelyn Terzo | Jul 7, 2026 at 2:03 PM EDT

A Couple’s Home Gained Far More Than the Frozen $500,000 Exclusion. Selling Would Tax Their Social Security and Spike Medicare, So They’re Staying Put.

Picture a married couple, both around 70, who bought their house decades ago for a modest sum and watched it…

Michael Williams | Jul 7, 2026 at 1:14 PM EDT

A 29-Year-Old With $550K Saved Asked If He Could Retire at 50. Ramsey’s Answer: “You’ll Likely Have About $5 Million”

On the April 13, 2026 episode of The Ramsey Show, titled When Money Feels Confusing, Clarity Matters Most, a 29-year-old…

Drew Wood | Jul 7, 2026 at 1:06 PM EDT

Original Medicare Pays $0 Toward Assisted Living. Most Retirees Find Out at 80.

An 80-year-old widow leaves the hospital after a fall, cannot safely live alone, and moves into an assisted living community.…

Carl Sullivan | Jul 7, 2026 at 11:56 AM EDT

A $2.5 Million Nest Egg at 62 Only Buys $46,000 of Real Spending

A married couple, both 62, sits on $2.5 million spread across $1.6 million in traditional IRAs, $500,000 in Roth, and…

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Personal Finance Articles

All Personal Finance Articles

Company Driver vs. Owner-Operator: Only One Can Legally Hide $72,000 a Year From the IRS. Guess Which

Dave Ramsey: “Citibank and Amex Have Screwed an 85-Year-Old Widow” With $45,000 in Credit Card Debt

What You Owe in Taxes on Your HYSA Interest

Your Hospital’s HR Won’t Tell You This: Nurses Can Legally Shield $49,000 a Year by Stacking a 403(b) and a 457(b)

63-Year-Old With $2.2M Discovers Pension Buyout Decision Could Cost His Widow $310,000

The Dividend Growth Snowball: How Modest Income Today Can Become Serious Income Later

For Most Retirees, Only One Arizona City Actually Makes Sense. Here’s Which.

A Median Earner Needs $4,281 Monthly to Retire at 65, Here’s What Waiting Five Years Costs

Forget Flashy AI Stocks: This $45 Billion ETF Is Built for Tax-Free Income

The Safest-Looking Yield Trade on Robinhood Might Be This $50 ETF

Everyone Retires to the Algarve in Portugal. The Smart Money Is Quietly Going Here Instead.

A Couple’s Home Gained Far More Than the Frozen $500,000 Exclusion. Selling Would Tax Their Social Security and Spike Medicare, So They’re Staying Put.

A 29-Year-Old With $550K Saved Asked If He Could Retire at 50. Ramsey’s Answer: “You’ll Likely Have About $5 Million”

Original Medicare Pays $0 Toward Assisted Living. Most Retirees Find Out at 80.

A $2.5 Million Nest Egg at 62 Only Buys $46,000 of Real Spending

Why High-Earning Pilots Should Delay 401(k) Roth Conversions Until After Mandatory Retirement at 65

The $1,000 Hidden Tax on Every $10,000 Invested in This NVIDIA ETF

Everyone’s Chasing The Villages. Smart Retirees Are Quietly Buying Here Instead

Why High-Earning Pilots Should Delay 401(k) Roth Conversions Until After Mandatory Retirement at 65

Everyone's Chasing The Villages. Smart Retirees Are Quietly Buying Here Instead

Why High-Earning Pilots Should Delay 401(k) Roth Conversions Until After Mandatory Retirement at 65

The $1,000 Hidden Tax on Every $10,000 Invested in This NVIDIA ETF

Personal Finance Articles

All Personal Finance Articles

Company Driver vs. Owner-Operator: Only One Can Legally Hide $72,000 a Year From the IRS. Guess Which

Dave Ramsey: “Citibank and Amex Have Screwed an 85-Year-Old Widow” With $45,000 in Credit Card Debt

What You Owe in Taxes on Your HYSA Interest

Your Hospital’s HR Won’t Tell You This: Nurses Can Legally Shield $49,000 a Year by Stacking a 403(b) and a 457(b)

63-Year-Old With $2.2M Discovers Pension Buyout Decision Could Cost His Widow $310,000

The Dividend Growth Snowball: How Modest Income Today Can Become Serious Income Later

For Most Retirees, Only One Arizona City Actually Makes Sense. Here’s Which.

A Median Earner Needs $4,281 Monthly to Retire at 65, Here’s What Waiting Five Years Costs

Forget Flashy AI Stocks: This $45 Billion ETF Is Built for Tax-Free Income

The Safest-Looking Yield Trade on Robinhood Might Be This $50 ETF

Everyone Retires to the Algarve in Portugal. The Smart Money Is Quietly Going Here Instead.

A Couple’s Home Gained Far More Than the Frozen $500,000 Exclusion. Selling Would Tax Their Social Security and Spike Medicare, So They’re Staying Put.

A 29-Year-Old With $550K Saved Asked If He Could Retire at 50. Ramsey’s Answer: “You’ll Likely Have About $5 Million”

Original Medicare Pays $0 Toward Assisted Living. Most Retirees Find Out at 80.

A $2.5 Million Nest Egg at 62 Only Buys $46,000 of Real Spending

Why High-Earning Pilots Should Delay 401(k) Roth Conversions Until After Mandatory Retirement at 65

The $1,000 Hidden Tax on Every $10,000 Invested in This NVIDIA ETF

Everyone’s Chasing The Villages. Smart Retirees Are Quietly Buying Here Instead

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Why High-Earning Pilots Should Delay 401(k) Roth Conversions Until After Mandatory Retirement at 65

Everyone's Chasing The Villages. Smart Retirees Are Quietly Buying Here Instead