Personal Finance Articles

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5161 Articles

Drew Wood | 19 hours ago

Sell the House in Retirement and Medicare Bills You for It 24 Months Later.

A couple sold their longtime home in 2024 for $1.2 million after buying it decades ago for $300,000. After applying…

Austin Smith | 20 hours ago

How High-Yield Savings Accounts and Money Markets Compare for Savers

A high-yield savings account (HYSA) is the close cousin of a money market account (MMA). They are both federally insured…

Gerelyn Terzo | 20 hours ago

Most Men Don’t Know They Can Claim Social Security on an Ex-Wife’s Record. At 67, He Learned He Could, No Permission Needed.

The Assumption That Costs Men Money He is 67, divorced after a 14-year marriage, and currently single. For years he…

Drew Wood | 20 hours ago

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

Utility bills are among the few expenses retirees never truly escape. The lights stay on, the water keeps running, the…

David Beren | 21 hours ago

Americans Need $1.6 Million to Retire. The Median 55-Year-Old Has $205,341.

Charles Schwab’s (NYSE:SCHW | SCHW Price Prediction) most recent 401(k) Participant Survey put the retirement ‘magic number’ at $1.6 million…

Drew Wood | 22 hours ago

He Retired at 66 With a Pension. It Quietly Pushed Him Into the Top IRMAA Bracket for Life.

A 66-year-old executive retires in 2024 with a $410,000 annual pension, $52,000 in Social Security, and roughly $50,000 in dividend…

Drew Wood | Yesterday

Same Portfolio. Same Retirement. A 10-Mile Move Costs One Couple $10,000 A Year

Two couples crossed the same retirement starting line. Each ended a long career, locked in a $1 million dividend portfolio,…

Gerelyn Terzo | Yesterday

She Remarried at 62 and Assumed She Lost Her Late Husband’s Survivor Benefit. The Age-60 Rule Says Otherwise.

She is 63, widowed in her late fifties, and remarried at 62. For months she assumed that remarrying meant losing…

Drew Wood | Yesterday

An Inherited IRA Quietly Adds Hundreds to Your Monthly Medicare Premium.

A 68-year-old widow in Ohio inherited her brother’s $400,000 traditional IRA in 2024. As a non-spouse beneficiary, she generally has…

Danielle Liverance | Yesterday

Robert, Past 70.5, Asks Clark Howard What to Do With RMDs From Three Retirement Accounts

A caller named Robert phoned into The Clark Howard Show with a problem most savers would love to have: the…

Drew Wood | Yesterday

Celebration or Cotino? Which Disney Community Makes More Sense For Retirees?

A couple in their 60s grew up on Disney. They honeymooned in Orlando, took their children to Disneyland and Walt…

Austin Smith | Yesterday

Why You Need a High-Yield Savings Account for Short-Term Goals and Cash Reserves, from a Personal Finance Expert

A high-yield savings account (HYSA) is an FDIC-insured deposit account that pays significantly more interest than a traditional savings account…

Carl Sullivan | Yesterday

Social Security Fairness Act Slams 71-Year-Old Retired Teacher With IRMAA Penalty

A retired public school teacher, age 71, lives on a $48,000 state pension and pulls roughly $36,000 a year from…

Drew Wood | Yesterday

Here’s How You Can Retire In the Town Dubbed “The Peaceful Side of the Smokies”

Townsend, Tennessee, calls itself the “Peaceful Side of the Smokies,” and the description fits. While Gatlinburg and Pigeon Forge absorb…

Gerelyn Terzo | Yesterday

Laid Off at 57, She Faces a Double Social Security Hit: Years of Zero Earnings Now, and the Pull to Claim Early at 62

The subtle math of being 57, unemployed, and five years from 62 She is 57, single, and her job is…

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Personal Finance Articles

All Personal Finance Articles

Sell the House in Retirement and Medicare Bills You for It 24 Months Later.

How High-Yield Savings Accounts and Money Markets Compare for Savers

Most Men Don’t Know They Can Claim Social Security on an Ex-Wife’s Record. At 67, He Learned He Could, No Permission Needed.

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

Americans Need $1.6 Million to Retire. The Median 55-Year-Old Has $205,341.

He Retired at 66 With a Pension. It Quietly Pushed Him Into the Top IRMAA Bracket for Life.

Same Portfolio. Same Retirement. A 10-Mile Move Costs One Couple $10,000 A Year

She Remarried at 62 and Assumed She Lost Her Late Husband’s Survivor Benefit. The Age-60 Rule Says Otherwise.

An Inherited IRA Quietly Adds Hundreds to Your Monthly Medicare Premium.

Robert, Past 70.5, Asks Clark Howard What to Do With RMDs From Three Retirement Accounts

Celebration or Cotino? Which Disney Community Makes More Sense For Retirees?

Why You Need a High-Yield Savings Account for Short-Term Goals and Cash Reserves, from a Personal Finance Expert

Social Security Fairness Act Slams 71-Year-Old Retired Teacher With IRMAA Penalty

Here’s How You Can Retire In the Town Dubbed “The Peaceful Side of the Smokies”

Laid Off at 57, She Faces a Double Social Security Hit: Years of Zero Earnings Now, and the Pull to Claim Early at 62

This Under-the-Radar 4.4% Yielding Stock Is a Top Defensive Refuge for Retirees

Could You Retire Better In Puerto Vallarta or Florida With $500,000?

Her $1.5 Million IRA Just Hit a Tax Wall: Why the Roth Conversion Window Vanished Before It Opened

Could You Retire Better In Puerto Vallarta or Florida With $500,000?

Her $1.5 Million IRA Just Hit a Tax Wall: Why the Roth Conversion Window Vanished Before It Opened

This Under-the-Radar 4.4% Yielding Stock Is a Top Defensive Refuge for Retirees

Could You Retire Better In Puerto Vallarta or Florida With $500,000?

Personal Finance Articles

All Personal Finance Articles

Sell the House in Retirement and Medicare Bills You for It 24 Months Later.

How High-Yield Savings Accounts and Money Markets Compare for Savers

Most Men Don’t Know They Can Claim Social Security on an Ex-Wife’s Record. At 67, He Learned He Could, No Permission Needed.

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

Americans Need $1.6 Million to Retire. The Median 55-Year-Old Has $205,341.

He Retired at 66 With a Pension. It Quietly Pushed Him Into the Top IRMAA Bracket for Life.

Same Portfolio. Same Retirement. A 10-Mile Move Costs One Couple $10,000 A Year

She Remarried at 62 and Assumed She Lost Her Late Husband’s Survivor Benefit. The Age-60 Rule Says Otherwise.

An Inherited IRA Quietly Adds Hundreds to Your Monthly Medicare Premium.

Robert, Past 70.5, Asks Clark Howard What to Do With RMDs From Three Retirement Accounts

Celebration or Cotino? Which Disney Community Makes More Sense For Retirees?

Why You Need a High-Yield Savings Account for Short-Term Goals and Cash Reserves, from a Personal Finance Expert

Social Security Fairness Act Slams 71-Year-Old Retired Teacher With IRMAA Penalty

Here’s How You Can Retire In the Town Dubbed “The Peaceful Side of the Smokies”

Laid Off at 57, She Faces a Double Social Security Hit: Years of Zero Earnings Now, and the Pull to Claim Early at 62

This Under-the-Radar 4.4% Yielding Stock Is a Top Defensive Refuge for Retirees

Could You Retire Better In Puerto Vallarta or Florida With $500,000?

Her $1.5 Million IRA Just Hit a Tax Wall: Why the Roth Conversion Window Vanished Before It Opened

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Could You Retire Better In Puerto Vallarta or Florida With $500,000?

Her $1.5 Million IRA Just Hit a Tax Wall: Why the Roth Conversion Window Vanished Before It Opened