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4618 Articles

Austin Smith | May 25, 2026 at 8:25 AM EDT

The $10,000 Growth in Your 529 Plan Becomes $6,200 After Taxes and Penalties if You Withdraw Early

The question comes up on call-in shows constantly: a parent staring at a credit card statement they cannot pay, looking…

Joel South | May 25, 2026 at 8:22 AM EDT

‘It’s Redneck Envy’: Dave Ramsey Defends Billionaires’ Yachts With Ratio Logic

On a recent episode of Ramsey Everyday Millionaires, a caller asked whether a boat costing more than his annual income…

Ian Cooper | May 25, 2026 at 8:08 AM EDT

A 67-Year-Old With a $620,000 Inherited 401(k) Faces an $80,000 Tax Bomb Most Heirs Do Not See Coming

Inheriting a parent’s retirement account sounds like a windfall. For a 67-year-old still pulling in a high W-2, it can…

Drew Wood | May 25, 2026 at 7:17 AM EDT

If You Have $1.2 Million Saved at 63 and a Mortgage Still on the Books, Here Is What Retirement Actually Looks Like

At 63, with $1.2 million in savings and a $185,000 mortgage hanging around at 4.875%, retirement starts to feel like…

Drew Wood | May 25, 2026 at 5:14 AM EDT

The Eight-Rung Treasury Bond Ladder That Pays a 72-Year-Old $40,000 a Year With Zero Credit Risk on $850,000

A retiree with $850,000 in savings who wants about $40,000 a year in reliable income may not need to take…

Marc Guberti | May 24, 2026 at 11:21 PM EDT

The Hidden 401(k) Tax Bomb That Hits a $1.3 Million Saver With $19,800 in Their First RMD Year

Picture a single 73-year-old retiree sitting on $1.3 million in a traditional 401(k), drawing $36,000 a year in Social Security,…

David Beren | May 24, 2026 at 6:21 PM EDT

‘Expect Corrections and Don’t Rely on Hope’: Cramer’s Reality Check for a First-Time Homebuyer

Jim Cramer’s blunt line to a young first-time homebuyer on the May 22 episode of Mad Money: “Expect corrections and…

Marc Guberti | May 24, 2026 at 6:21 PM EDT

The QLAC Strategy That Lets a 70 Year Old With $2 Million Defer $200,000 of RMDs Until Age 85

A 70 year old retiree sitting on $2 million in a traditional 401(k) has roughly three years before required minimum…

David Beren | May 24, 2026 at 1:33 PM EDT

Memorial Day Cookout Costs Are Crushing Wallets: Beef Up 14%, Steak Up 16%, Hot Dogs Up 11%

CNBC consumer reporter Brandon Gomez delivered the bad news to anyone hosting a backyard cookout this weekend: “Ground beef for…

David Beren | May 24, 2026 at 1:16 PM EDT

Mortgage Rates Hit 6.33%: Here’s Why Home Affordability Just Jumped 9 Points

The National Association of Realtors’ Housing Affordability Index surged to 110.6 during April 2026, advancing from 101.4 twelve months prior,…

Marc Guberti | May 24, 2026 at 12:21 PM EDT

The 401(k) to Roth Bracket Filling Strategy That Saves a $300,000 Earner Couple $145,000 in Taxes Over 8 Years

A 60-year-old couple pulling in $300,000 a year with $1.8 million in a traditional 401(k) is sitting on a problem…

Carl Sullivan | May 24, 2026 at 9:07 AM EDT

What $4,500 a Month Really Looks Like in Retirement at Age 62

Retiring at 62 on $4,500 a month sounds workable until you run the numbers against pre-Medicare healthcare. That gap between…

Drew Wood | May 24, 2026 at 9:06 AM EDT

How a $450,000 Portfolio Could Deliver $31,500 a Year While Limiting Market Drawdowns

A 69-year-old couple with $850,000 in investable assets faces a specific problem: they want equity exposure without the risk of…

Ian Cooper | May 24, 2026 at 9:05 AM EDT

Why This Couple Shouldn’t Pay Off Their $475K Mortgage (Even With $175K Cash)

On a recent Rich Habits Podcast Q&A, co-host Robert Croak gave a 40-year-old listener named Angela a blunt answer about…

Drew Wood | May 24, 2026 at 7:58 AM EDT

How Investors Are Turning $400,000 Into $24,000 a Year With Delaware Statutory Trusts

A retired couple sells a rental property they have owned for decades and suddenly faces a large capital gains tax…

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Personal Finance Articles

All Personal Finance Articles

The $10,000 Growth in Your 529 Plan Becomes $6,200 After Taxes and Penalties if You Withdraw Early

‘It’s Redneck Envy’: Dave Ramsey Defends Billionaires’ Yachts With Ratio Logic

A 67-Year-Old With a $620,000 Inherited 401(k) Faces an $80,000 Tax Bomb Most Heirs Do Not See Coming

If You Have $1.2 Million Saved at 63 and a Mortgage Still on the Books, Here Is What Retirement Actually Looks Like

The Eight-Rung Treasury Bond Ladder That Pays a 72-Year-Old $40,000 a Year With Zero Credit Risk on $850,000

The Hidden 401(k) Tax Bomb That Hits a $1.3 Million Saver With $19,800 in Their First RMD Year

‘Expect Corrections and Don’t Rely on Hope’: Cramer’s Reality Check for a First-Time Homebuyer

The QLAC Strategy That Lets a 70 Year Old With $2 Million Defer $200,000 of RMDs Until Age 85

Memorial Day Cookout Costs Are Crushing Wallets: Beef Up 14%, Steak Up 16%, Hot Dogs Up 11%

Mortgage Rates Hit 6.33%: Here’s Why Home Affordability Just Jumped 9 Points

The 401(k) to Roth Bracket Filling Strategy That Saves a $300,000 Earner Couple $145,000 in Taxes Over 8 Years

What $4,500 a Month Really Looks Like in Retirement at Age 62

How a $450,000 Portfolio Could Deliver $31,500 a Year While Limiting Market Drawdowns

Why This Couple Shouldn’t Pay Off Their $475K Mortgage (Even With $175K Cash)

How Investors Are Turning $400,000 Into $24,000 a Year With Delaware Statutory Trusts

The Severance Negotiation Move That Cut a 56-Year-Old VP’s Tax Bill on Her $480,000 Package by $112,000

How a 73-Year-Old Built a Monthly Paycheck Around O, MAIN, and SPYI

Forget High-Flying Oil Drillers: 1 Fee-Based Midstream Giant to Buy Right Now

The Severance Negotiation Move That Cut a 56-Year-Old VP's Tax Bill on Her $480,000 Package by $112,000

How a 73-Year-Old Built a Monthly Paycheck Around O, MAIN, and SPYI

The Severance Negotiation Move That Cut a 56-Year-Old VP’s Tax Bill on Her $480,000 Package by $112,000

How a 73-Year-Old Built a Monthly Paycheck Around O, MAIN, and SPYI

Personal Finance Articles

All Personal Finance Articles

The $10,000 Growth in Your 529 Plan Becomes $6,200 After Taxes and Penalties if You Withdraw Early

‘It’s Redneck Envy’: Dave Ramsey Defends Billionaires’ Yachts With Ratio Logic

A 67-Year-Old With a $620,000 Inherited 401(k) Faces an $80,000 Tax Bomb Most Heirs Do Not See Coming

If You Have $1.2 Million Saved at 63 and a Mortgage Still on the Books, Here Is What Retirement Actually Looks Like

The Eight-Rung Treasury Bond Ladder That Pays a 72-Year-Old $40,000 a Year With Zero Credit Risk on $850,000

The Hidden 401(k) Tax Bomb That Hits a $1.3 Million Saver With $19,800 in Their First RMD Year

‘Expect Corrections and Don’t Rely on Hope’: Cramer’s Reality Check for a First-Time Homebuyer

The QLAC Strategy That Lets a 70 Year Old With $2 Million Defer $200,000 of RMDs Until Age 85

Memorial Day Cookout Costs Are Crushing Wallets: Beef Up 14%, Steak Up 16%, Hot Dogs Up 11%

Mortgage Rates Hit 6.33%: Here’s Why Home Affordability Just Jumped 9 Points

The 401(k) to Roth Bracket Filling Strategy That Saves a $300,000 Earner Couple $145,000 in Taxes Over 8 Years

What $4,500 a Month Really Looks Like in Retirement at Age 62

How a $450,000 Portfolio Could Deliver $31,500 a Year While Limiting Market Drawdowns

Why This Couple Shouldn’t Pay Off Their $475K Mortgage (Even With $175K Cash)

How Investors Are Turning $400,000 Into $24,000 a Year With Delaware Statutory Trusts

The Severance Negotiation Move That Cut a 56-Year-Old VP’s Tax Bill on Her $480,000 Package by $112,000

How a 73-Year-Old Built a Monthly Paycheck Around O, MAIN, and SPYI

Forget High-Flying Oil Drillers: 1 Fee-Based Midstream Giant to Buy Right Now

Featured Reads

The Severance Negotiation Move That Cut a 56-Year-Old VP's Tax Bill on Her $480,000 Package by $112,000

How a 73-Year-Old Built a Monthly Paycheck Around O, MAIN, and SPYI