Personal Finance Articles

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4662 Articles

Carl Sullivan | May 26, 2026 at 7:00 AM EDT

$500K Annuity Guarantees $2,950 a Month for Life, But What Are You Giving Up?

A 65-year-old with $500,000 sitting in an IRA walks into a meeting with an insurance agent and hears a pitch…

Drew Wood | May 26, 2026 at 5:19 AM EDT

A 61-Year-Old With $1.6 Million Can Walk Away by January 2027 If Two Specific Numbers Stay in Line

Here is the setup defining her January 2027 retirement date: a 61-year-old single woman with $1.6 million spread across a…

Marc Guberti | May 25, 2026 at 11:21 PM EDT

How a 401(k) Balance Over $900,000 Quietly Pushes 85 Percent of Social Security Into the Taxable Income Column

The retiree is 70, single, sitting on $900,000 in a traditional 401(k), pulling $50,000 a year from it, and collecting…

Marc Guberti | May 25, 2026 at 5:21 PM EDT

A 58 Year Old With $2.2 Million in a 401(k) Has Five Years to Execute the Roth Conversion That Saves $315,000 in Lifetime Taxes

The scenario lands in a lot of inboxes. A 58 year old engineer or executive, household income north of $300,000,…

David Beren | May 25, 2026 at 12:53 PM EDT

Jessica Anderson on CNBC: Why 50 Million Uncovered Workers Can Finally Claim an Edge

On CNBC this week, Jessica Anderson, president of Sentinel Action Fund and spokesperson for Save Match Grow, made the case…

Marc Guberti | May 25, 2026 at 12:21 PM EDT

The 5 Year Roth Conversion Ladder a 52 Year Old Can Use to Access $40,000 a Year of Retirement Funds Penalty Free at 57

A 52-year-old with $1.5 million in a traditional 401(k) and a goal to retire at 57 faces a five-year gap.…

Joel South | May 25, 2026 at 12:01 PM EDT

40% of People Earning Over $500,000 Live Paycheck to Paycheck

On a recent episode of the Money Guy Show titled Even Smart People Make These Massive Money Mistakes, co-host Bo…

David Beren | May 25, 2026 at 11:34 AM EDT

The 5-Day Trap: How Missing Less Than a Week Wiped Out $154,000

On a recent episode of the Money Guy Show titled Even Smart People Make These Massive Money Mistakes, co-host Bo…

Drew Wood | May 25, 2026 at 11:19 AM EDT

What a $1 Million Dividend Portfolio Actually Pays After Federal AND State Taxes in California

A California retiree with a $1 million dividend portfolio earning a 5% blended yield grosses $50,000 in annual income. After…

Joel South | May 25, 2026 at 11:05 AM EDT

S&P 500 Dividends Just Hit an All-Time Low Going Back to the 1800s — Here’s What Retirees Need to Know

The host of Retire SMART Podcast opened Episode 416 with a number that should stop every income-focused retiree in their…

David Beren | May 25, 2026 at 10:16 AM EDT

Buy Now Pay Later Isn’t Free Money, It’s Costing You 8-10% in Hidden Fees

George Kamel, the Ramsey Solutions personality, recently spent 23 minutes on YouTube dismantling the Buy Now Pay Later pitch. His…

Joel South | May 25, 2026 at 9:41 AM EDT

‘You Guys Make Too Much to Be This Broke’: Rachel Cruze to Family Earning $340K With $200K in Debt

On a recent episode of The Ramsey Show, a caller named Joseph laid out a math problem that should not…

Jeremy Phillips | May 25, 2026 at 9:35 AM EDT

“The Stupidest Thing I Ever Heard”: Suze Orman on Why Waiting Until RMDs Are Required Wrecks Retirement

Suze Orman delivers financial advice with a blowtorch. On her October 10, 2024 podcast, a 65-year-old retired caller named Deb…

Drew Wood | May 25, 2026 at 9:18 AM EDT

A 67-Year-Old Single Retiree With $920,000 Can Stretch It to Age 95 If the COLA Holds Above 2 Percent

A 67-year-old retiree with $920,000 saved and drawing a $2,800 monthly Social Security benefit appears, at first glance, to be…

Austin Smith | May 25, 2026 at 8:25 AM EDT

The $10,000 Growth in Your 529 Plan Becomes $6,200 After Taxes and Penalties if You Withdraw Early

The question comes up on call-in shows constantly: a parent staring at a credit card statement they cannot pay, looking…

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Personal Finance Articles

All Personal Finance Articles

$500K Annuity Guarantees $2,950 a Month for Life, But What Are You Giving Up?

A 61-Year-Old With $1.6 Million Can Walk Away by January 2027 If Two Specific Numbers Stay in Line

How a 401(k) Balance Over $900,000 Quietly Pushes 85 Percent of Social Security Into the Taxable Income Column

A 58 Year Old With $2.2 Million in a 401(k) Has Five Years to Execute the Roth Conversion That Saves $315,000 in Lifetime Taxes

Jessica Anderson on CNBC: Why 50 Million Uncovered Workers Can Finally Claim an Edge

The 5 Year Roth Conversion Ladder a 52 Year Old Can Use to Access $40,000 a Year of Retirement Funds Penalty Free at 57

40% of People Earning Over $500,000 Live Paycheck to Paycheck

The 5-Day Trap: How Missing Less Than a Week Wiped Out $154,000

What a $1 Million Dividend Portfolio Actually Pays After Federal AND State Taxes in California

S&P 500 Dividends Just Hit an All-Time Low Going Back to the 1800s — Here’s What Retirees Need to Know

Buy Now Pay Later Isn’t Free Money, It’s Costing You 8-10% in Hidden Fees

‘You Guys Make Too Much to Be This Broke’: Rachel Cruze to Family Earning $340K With $200K in Debt

“The Stupidest Thing I Ever Heard”: Suze Orman on Why Waiting Until RMDs Are Required Wrecks Retirement

A 67-Year-Old Single Retiree With $920,000 Can Stretch It to Age 95 If the COLA Holds Above 2 Percent

The $10,000 Growth in Your 529 Plan Becomes $6,200 After Taxes and Penalties if You Withdraw Early

1 Plain-As-Day Dividend King to Buy and Never Sell That Has Increased Its Payout for 64 Consecutive Years

The RMD Trap: How a Single $95,000 Withdrawal Blindsided a 73-Year-Old’s Medicare Costs

3 Utility Stocks That’ll Pay Your Bills For Years

The RMD Trap: How a Single $95,000 Withdrawal Blindsided a 73-Year-Old's Medicare Costs

The Roth Conversion That Added $999.60 to a Retiree's Medicare Bill...Two Years Later

1 Plain-As-Day Dividend King to Buy and Never Sell That Has Increased Its Payout for 64 Consecutive Years

The RMD Trap: How a Single $95,000 Withdrawal Blindsided a 73-Year-Old’s Medicare Costs

Personal Finance Articles

All Personal Finance Articles

$500K Annuity Guarantees $2,950 a Month for Life, But What Are You Giving Up?

A 61-Year-Old With $1.6 Million Can Walk Away by January 2027 If Two Specific Numbers Stay in Line

How a 401(k) Balance Over $900,000 Quietly Pushes 85 Percent of Social Security Into the Taxable Income Column

A 58 Year Old With $2.2 Million in a 401(k) Has Five Years to Execute the Roth Conversion That Saves $315,000 in Lifetime Taxes

Jessica Anderson on CNBC: Why 50 Million Uncovered Workers Can Finally Claim an Edge

The 5 Year Roth Conversion Ladder a 52 Year Old Can Use to Access $40,000 a Year of Retirement Funds Penalty Free at 57

40% of People Earning Over $500,000 Live Paycheck to Paycheck

The 5-Day Trap: How Missing Less Than a Week Wiped Out $154,000

What a $1 Million Dividend Portfolio Actually Pays After Federal AND State Taxes in California

S&P 500 Dividends Just Hit an All-Time Low Going Back to the 1800s — Here’s What Retirees Need to Know

Buy Now Pay Later Isn’t Free Money, It’s Costing You 8-10% in Hidden Fees

‘You Guys Make Too Much to Be This Broke’: Rachel Cruze to Family Earning $340K With $200K in Debt

“The Stupidest Thing I Ever Heard”: Suze Orman on Why Waiting Until RMDs Are Required Wrecks Retirement

A 67-Year-Old Single Retiree With $920,000 Can Stretch It to Age 95 If the COLA Holds Above 2 Percent

The $10,000 Growth in Your 529 Plan Becomes $6,200 After Taxes and Penalties if You Withdraw Early

1 Plain-As-Day Dividend King to Buy and Never Sell That Has Increased Its Payout for 64 Consecutive Years

The RMD Trap: How a Single $95,000 Withdrawal Blindsided a 73-Year-Old’s Medicare Costs

3 Utility Stocks That’ll Pay Your Bills For Years

Featured Reads

The RMD Trap: How a Single $95,000 Withdrawal Blindsided a 73-Year-Old's Medicare Costs

The Roth Conversion That Added $999.60 to a Retiree's Medicare Bill...Two Years Later