Personal Finance Articles

All Personal Finance Articles

5018 Articles

Christy Bieber | Jan 20, 2025 at 2:09 PM EST

With $1.3 million in a 401(k) and $4 million of real estate – can we afford to retire next year?

A reader wrote to 24/7 Wall St. recently to ask if he was ready to retire or not. This is…

David Beren | Jan 20, 2025 at 1:47 PM EST

Since you’ve retired what’s the best present you’ve bought for yourself?

One of the best things about being retired is buying or doing something for yourself that you didn’t do while…

Christy Bieber | Jan 20, 2025 at 1:06 PM EST

I make $80k a year and I’m being told by age 40 you should have 3x your salary saved in your 401k and I’m nowhere near that – is it panic time?

When you are deciding how much to save for retirement, there are lots of rules of thumb that you’ll read…

Christy Bieber | Jan 20, 2025 at 12:22 PM EST

I’m 35 with $75k saved in my 401(k) – what other steps can I take to get ahead financially?

A Reddit poster got a late start on his 401(k) contributions and is concerned that he has just $75K saved…

John Seetoo | Jan 20, 2025 at 12:20 PM EST

37-year-old millionaire with more money that he knows what to do with gets brilliant advice from Dave Ramsey

Financial guru and podcaster Dave Ramsey is unafraid about professing his devout Christian faith. However, he usually mentions it when…

Rich Duprey | Jan 20, 2025 at 12:15 PM EST

I’m 42 and the recent surge in the stock market has pushed my portfolio to $3 million – is it a silly idea to move to part-time work?

The world of high finance can be a stressful workplace. A 40-hour workweek can easily become 60 hours or more,…

Christy Bieber | Jan 20, 2025 at 11:19 AM EST

Social Security’s 2025 COLA Is Now a Reality. Here’s How Much it Benefits the Average Senior

When you are on Social Security, you can expect your retirement benefits to increase during most years. That’s because Cost…

Christy Bieber | Jan 20, 2025 at 11:08 AM EST

My spouse and I are worth about $3 million and my mom seemed shocked – should we not have told her?

Should you share the fact that you are wealthy? A Reddit user asked this question recently. He explained that he…

John Seetoo | Jan 20, 2025 at 10:00 AM EST

I’m 35 with a $3.3 million net worth but a third of it is in cash – how should I deploy it in 2025?

24/7 Wall Street Amassing a sizable portfolio for a F.I.R.E. strategy can pose dilemmas if one is concerned about overweighting…

Maurie Backman | Jan 20, 2025 at 9:41 AM EST

Prediction: This Is What the 2026 COLA Will Be for Social Security Benefits

It’s not uncommon for seniors on Social Security to collect those benefits for two decades or longer. But in that…

Aaron Webber | Jan 20, 2025 at 9:30 AM EST

‘Why Do People Use Debit Cards Instead of Credit Cards’

Is it better to live without using credit cards at all? Are you taking on too much risk by only…

Christy Bieber | Jan 20, 2025 at 9:07 AM EST

My father-in-law strongly dislikes debt and he wants to give us $1 million and I’m not sure we should accept it from him

Should you take a large financial gift from family members? This is an issue a Reddit user is facing. The…

Aaron Webber | Jan 20, 2025 at 8:30 AM EST

My daughter turned 18 and I won’t give her the trust fund because I’m afraid she will blow it

When you set up a family trust, are you legally obligated to share it with the people listed in it?…

Maurie Backman | Jan 20, 2025 at 8:17 AM EST

My parents are in their 60s with $500k saved for retirement and will get $5k per month from Social Security – how much can they spend every month?

The median retirement savings balance among Americans in their early to mid-60s is $185,000, according to Federal Reserve data from…

Maurie Backman | Jan 20, 2025 at 6:41 AM EST

I’m 32 and had a few rough patches financially after the military and I want to know what’s the best percentage to contribute to my 401(k)

Fidelity says that by age 40, you should aim to have enough retirement savings to replace your salary three times…

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Personal Finance Articles

All Personal Finance Articles

With $1.3 million in a 401(k) and $4 million of real estate – can we afford to retire next year?

Since you’ve retired what’s the best present you’ve bought for yourself?

I make $80k a year and I’m being told by age 40 you should have 3x your salary saved in your 401k and I’m nowhere near that – is it panic time?

I’m 35 with $75k saved in my 401(k) – what other steps can I take to get ahead financially?

37-year-old millionaire with more money that he knows what to do with gets brilliant advice from Dave Ramsey

I’m 42 and the recent surge in the stock market has pushed my portfolio to $3 million – is it a silly idea to move to part-time work?

Social Security’s 2025 COLA Is Now a Reality. Here’s How Much it Benefits the Average Senior

My spouse and I are worth about $3 million and my mom seemed shocked – should we not have told her?

I’m 35 with a $3.3 million net worth but a third of it is in cash – how should I deploy it in 2025?

Prediction: This Is What the 2026 COLA Will Be for Social Security Benefits

‘Why Do People Use Debit Cards Instead of Credit Cards’

My father-in-law strongly dislikes debt and he wants to give us $1 million and I’m not sure we should accept it from him

My daughter turned 18 and I won’t give her the trust fund because I’m afraid she will blow it

My parents are in their 60s with $500k saved for retirement and will get $5k per month from Social Security – how much can they spend every month?

I’m 32 and had a few rough patches financially after the military and I want to know what’s the best percentage to contribute to my 401(k)

FIDI’s 4.1% Yield Holds Firm as Dollar Weakness Boosts International Dividends

Why BDC Income Investors Are Facing Smaller Quarterly Checks in 2026

Monthly Gold Income of $4.43 Appeals to Retirees; Volatility Decline Threatens The Flow

A $1.8 Million 401(k) and Social Security Coming Up? Drain It Before 70 to Dodge the IRMAA Cliff

The IRS Loophole That Lets You Give Your Kids Unlimited Money Tax-Free (It's Not the $19,000 Gift Limit)

FIDI’s 4.1% Yield Holds Firm as Dollar Weakness Boosts International Dividends

Why BDC Income Investors Are Facing Smaller Quarterly Checks in 2026

Personal Finance Articles

All Personal Finance Articles

With $1.3 million in a 401(k) and $4 million of real estate – can we afford to retire next year?

Since you’ve retired what’s the best present you’ve bought for yourself?

I make $80k a year and I’m being told by age 40 you should have 3x your salary saved in your 401k and I’m nowhere near that – is it panic time?

I’m 35 with $75k saved in my 401(k) – what other steps can I take to get ahead financially?

37-year-old millionaire with more money that he knows what to do with gets brilliant advice from Dave Ramsey

I’m 42 and the recent surge in the stock market has pushed my portfolio to $3 million – is it a silly idea to move to part-time work?

Social Security’s 2025 COLA Is Now a Reality. Here’s How Much it Benefits the Average Senior

My spouse and I are worth about $3 million and my mom seemed shocked – should we not have told her?

I’m 35 with a $3.3 million net worth but a third of it is in cash – how should I deploy it in 2025?

Prediction: This Is What the 2026 COLA Will Be for Social Security Benefits

‘Why Do People Use Debit Cards Instead of Credit Cards’

My father-in-law strongly dislikes debt and he wants to give us $1 million and I’m not sure we should accept it from him

My daughter turned 18 and I won’t give her the trust fund because I’m afraid she will blow it

My parents are in their 60s with $500k saved for retirement and will get $5k per month from Social Security – how much can they spend every month?

I’m 32 and had a few rough patches financially after the military and I want to know what’s the best percentage to contribute to my 401(k)

FIDI’s 4.1% Yield Holds Firm as Dollar Weakness Boosts International Dividends

Why BDC Income Investors Are Facing Smaller Quarterly Checks in 2026

Monthly Gold Income of $4.43 Appeals to Retirees; Volatility Decline Threatens The Flow

Featured Reads

A $1.8 Million 401(k) and Social Security Coming Up? Drain It Before 70 to Dodge the IRMAA Cliff

The IRS Loophole That Lets You Give Your Kids Unlimited Money Tax-Free (It's Not the $19,000 Gift Limit)