Personal Finance Articles

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4684 Articles

Carl Sullivan | Yesterday

You Inherited $1.8 Million IRA From Your Father. The Wrong Plan Could Cost $480,000

Maria, a 56-year-old hospital operations director earning $260,000 a year, just inherited her father’s IRA. The balance: $1.8 million. Her…

Jeremy Phillips | Yesterday

Financial Advisors Debunk the Roth vs. Traditional 401(k) Myth. Here’s the Real Rule for Your Age

A viral money expert recently told his audience that traditional 401(k)s beat Roth accounts every time, claiming the Roth IRA…

Danielle Liverance | Yesterday

Retirees Doing Big Roth Conversions Are Being Warned About This IRMAA Surcharge That Cannot Be Reversed Even With Form SSA 44

On her September 15, 2022 Women & Money episode, Suze Orman dropped a line every retiree planning a Roth conversion…

Carl Sullivan | Yesterday

$1.2M Nest Egg at 70 Translates to Only $32,000 of Real Annual Spending

A single 70-year-old retiree sitting on $1.2 million and collecting $30,000 a year in Social Security looks wealthy on paper.…

Drew Wood | Yesterday

The Most Underrated Retirement Town for Skiers Might Be in Nevada

For retirees who love skiing, the dream is simple: wake up near the mountains, buy a season pass, and spend…

Carl Sullivan | Jun 8, 2026 at 6:21 AM EDT

64-Year-Old Retired Teacher With $1.1M 403(b) and State Pension Triggers Higher IRMAA Tier

A retired math teacher in her mid-60s with a seven-figure 403(b) did the responsible thing. She kept her withdrawals modest,…

Drew Wood | Jun 8, 2026 at 5:31 AM EDT

How $450,000 in MLP ETFs Can Pump $34,000 a Year Into Your Wallet Without K-1 Forms

A retiree who wants $34,000 a year in pipeline income without filing a single K-1 schedule can get there with…

David Beren | Jun 7, 2026 at 8:11 PM EDT

34% of Americans Panic-Sell During Market Drops. The Cost: 27% in Missed Gains

A new behavioral finding from the Allianz Center for the Future of Retirement’s 2026 Annual Retirement Study shows that 34%…

Gerelyn Terzo | Jun 7, 2026 at 5:00 PM EDT

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

A 66-year-old woman was married for 14 years, divorced nearly two decades ago, and never remarried. Her career after the…

Carl Sullivan | Jun 7, 2026 at 4:21 PM EDT

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

A couple turning 64 this year with $2.1 million saved is, by most measures, ready to retire. But the math…

Carl Sullivan | Jun 7, 2026 at 2:28 PM EDT

69-Year-Old Widow With $890,000 in Late Husband’s IRA Faces a Massive Tax Bill if She Isn’t Careful

Losing a spouse at 69 is hard enough. Discovering that the paperwork you sign in the weeks afterward can permanently…

Christy Bieber | Jun 7, 2026 at 1:22 PM EDT

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn’t See Coming

Contributing to a health savings account, or HSA, makes a lot of sense when you’re eligible to participate in one…

Carl Sullivan | Jun 7, 2026 at 1:12 PM EDT

Retired Postal Office Worker With $720,000 Discovers His Pension Just Triggered an IRMAA Surprise

The Civil Service Retirement System (CSRS) pension provides a reliable paycheck every month. So a retired United States Postal Service…

Christy Bieber | Jun 7, 2026 at 12:55 PM EDT

The Life Insurance Move That Lets a Retiring 64-Year-Old Take the Higher Single-Life Pension and Still Leave His Spouse $720,000 Protected

When Robert began preparing for retirement at age 64, he faced an important decision. Like many retirees with traditional defined-benefit…

Christy Bieber | Jun 7, 2026 at 11:40 AM EDT

Three Unexpected Reasons Your Social Security Check Could Quietly Get Smaller

It’s important to try to get an estimate of your monthly Social Security benefits before you retire. That way,…

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Personal Finance Articles

All Personal Finance Articles

You Inherited $1.8 Million IRA From Your Father. The Wrong Plan Could Cost $480,000

Financial Advisors Debunk the Roth vs. Traditional 401(k) Myth. Here’s the Real Rule for Your Age

Retirees Doing Big Roth Conversions Are Being Warned About This IRMAA Surcharge That Cannot Be Reversed Even With Form SSA 44

$1.2M Nest Egg at 70 Translates to Only $32,000 of Real Annual Spending

The Most Underrated Retirement Town for Skiers Might Be in Nevada

64-Year-Old Retired Teacher With $1.1M 403(b) and State Pension Triggers Higher IRMAA Tier

How $450,000 in MLP ETFs Can Pump $34,000 a Year Into Your Wallet Without K-1 Forms

34% of Americans Panic-Sell During Market Drops. The Cost: 27% in Missed Gains

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

69-Year-Old Widow With $890,000 in Late Husband’s IRA Faces a Massive Tax Bill if She Isn’t Careful

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn’t See Coming

Retired Postal Office Worker With $720,000 Discovers His Pension Just Triggered an IRMAA Surprise

The Life Insurance Move That Lets a Retiring 64-Year-Old Take the Higher Single-Life Pension and Still Leave His Spouse $720,000 Protected

Three Unexpected Reasons Your Social Security Check Could Quietly Get Smaller

Financial Decisions People Regret Most After Age 50

The 401(k) Bracket Smoothing Math: Why a 66 Year Old Couple With $1.5 Million Should Convert Exactly $90,000 a Year

After Comparing Every Weekly Pay ETF on the Market, Roundhill’s Lineup Is the Only One Somewhat Delivering

The 401(k) Bracket Smoothing Math: Why a 66 Year Old Couple With $1.5 Million Should Convert Exactly $90,000 a Year

Why $34,000 Is the Social Security Tax Threshold Most Retirees Never See Coming

Financial Decisions People Regret Most After Age 50

The 401(k) Bracket Smoothing Math: Why a 66 Year Old Couple With $1.5 Million Should Convert Exactly $90,000 a Year

Personal Finance Articles

All Personal Finance Articles

You Inherited $1.8 Million IRA From Your Father. The Wrong Plan Could Cost $480,000

Financial Advisors Debunk the Roth vs. Traditional 401(k) Myth. Here’s the Real Rule for Your Age

Retirees Doing Big Roth Conversions Are Being Warned About This IRMAA Surcharge That Cannot Be Reversed Even With Form SSA 44

$1.2M Nest Egg at 70 Translates to Only $32,000 of Real Annual Spending

The Most Underrated Retirement Town for Skiers Might Be in Nevada

64-Year-Old Retired Teacher With $1.1M 403(b) and State Pension Triggers Higher IRMAA Tier

How $450,000 in MLP ETFs Can Pump $34,000 a Year Into Your Wallet Without K-1 Forms

34% of Americans Panic-Sell During Market Drops. The Cost: 27% in Missed Gains

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

69-Year-Old Widow With $890,000 in Late Husband’s IRA Faces a Massive Tax Bill if She Isn’t Careful

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn’t See Coming

Retired Postal Office Worker With $720,000 Discovers His Pension Just Triggered an IRMAA Surprise

The Life Insurance Move That Lets a Retiring 64-Year-Old Take the Higher Single-Life Pension and Still Leave His Spouse $720,000 Protected

Three Unexpected Reasons Your Social Security Check Could Quietly Get Smaller

Financial Decisions People Regret Most After Age 50

The 401(k) Bracket Smoothing Math: Why a 66 Year Old Couple With $1.5 Million Should Convert Exactly $90,000 a Year

After Comparing Every Weekly Pay ETF on the Market, Roundhill’s Lineup Is the Only One Somewhat Delivering

Featured Reads

The 401(k) Bracket Smoothing Math: Why a 66 Year Old Couple With $1.5 Million Should Convert Exactly $90,000 a Year

Why $34,000 Is the Social Security Tax Threshold Most Retirees Never See Coming