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Marc Guberti | Jun 29, 2026 at 7:22 PM EDT

Make Sure You Calculate Your 401(k) RMD Before IRMAA Surcharges Hit Your Medicare

A 73-year-old logs into the 401(k) on a quiet Tuesday and sees the balance still north of $1.6 million after…

Omor Ibne Ehsan | Jun 29, 2026 at 4:00 PM EDT

A 25-Year-Old Built $500K in Stocks, 13 Rentals, and $10K a Month, While Spending Just $24K a Year

On ChooseFI episode 605, “Retire in Less Than 10 Years,” Cody Berman described what he called “a financial freedom sprint…

Austin Smith | Jun 29, 2026 at 3:21 PM EDT

How Do High-Yield Savings Account Sign-Up Bonuses Work, and Are They Worth It?

A savings account with a sign-up bonus pays a one-time cash reward for opening the account and meeting specific conditions.…

Drew Wood | Jun 29, 2026 at 2:30 PM EDT

Working Past 65 With an HSA? Enrolling in Medicare Turns Your Deposits Into a 6% Penalty.

A 67-year-old software engineer plans to work until 70. Her employer’s high-deductible health plan remains the cheapest coverage she has…

Gerelyn Terzo | Jun 29, 2026 at 2:02 PM EDT

Social Security Pays Only the Higher Benefit for Divorced Spouses. Most Americans Get This Wrong

She is 64, divorced after a marriage that lasted well over a decade, and never remarried. For years she had…

David Beren | Jun 29, 2026 at 1:58 PM EDT

67-Year-Olds With $330,186 in Retirement Accounts Should Spend It First, Not Social Security

At 67, an American reaches full retirement age for Social Security. The check is available, indexed for inflation, and guaranteed…

Drew Wood | Jun 29, 2026 at 1:28 PM EDT

Sunset Over the Algarve: Here’s How to Retire to Portugal at 65 on $2,800 a Month

Portugal’s Algarve region appears on almost every list of affordable European retirement destinations. The combination of mild winters, Atlantic beaches,…

Thomas Richmond | Jun 29, 2026 at 12:54 PM EDT

Real Estate Investor Discusses: Should Average Americans Buy a Home or Rent and Invest the Difference?

Real estate investor Pace Morby recently sat down with the hosts of The Iced Coffee Hour and dropped a line…

Marc Guberti | Jun 29, 2026 at 12:22 PM EDT

Why High Earners With $900,000 in Their 401(k) Are Missing Out on $47,500 of Tax-Free Growth Annually

A 52-year-old engineering director earning $250,000 with $900,000 in her 401(k) has maxed the elective deferral every year since her…

Drew Wood | Jun 29, 2026 at 11:26 AM EDT

Is This The Best Place To Retire In Colorado?

Colorado Springs sits in a sweet spot that attracts many retirees. It offers mountain views, four distinct seasons, extensive trail…

Gerelyn Terzo | Jun 29, 2026 at 10:02 AM EDT

Everyone’s Warning About the RMD Tax Bomb. For a 62-Year-Old With a Typical IRA Balance, It’s Largely Overblown.

The Fear Behind the Headlines A 62-year-old with a traditional IRA has been reading the same warnings everyone else has:…

Drew Wood | Jun 29, 2026 at 10:01 AM EDT

Medicare Advantage Quietly Drops Your Doctor Mid-Year. You’re Locked In Until January.

A 72-year-old in Phoenix opens a letter from her Medicare Advantage insurer in July. Her cardiologist, the one she has…

Danielle Liverance | Jun 29, 2026 at 10:01 AM EDT

Dave Ramsey Just Gave You Two Hidden Reasons to Move Everything to a Roth. No RMDs and No Inherited-IRA Forced Withdrawal

Dave Ramsey just gave away the two reasons most people convert to a Roth too late, if they convert at…

Christy Bieber | Jun 29, 2026 at 9:59 AM EDT

A $1,800 Social Security Benefit Could Grow to $2,232 With One Smart Move

Making the most of your Social Security can be one of the keys to financial security in retirement. Fortunately, there…

Marc Guberti | Jun 29, 2026 at 9:22 AM EDT

RMD Tax Trap: How $122,000 in 401(k) Withdrawals Can Cost You $42,000 in IRMAA Surcharges Alone

Margaret turned 75 in March and took her first required minimum distribution from a $3 million traditional 401(k). Using the…

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Personal Finance Articles

All Personal Finance Articles

Make Sure You Calculate Your 401(k) RMD Before IRMAA Surcharges Hit Your Medicare

A 25-Year-Old Built $500K in Stocks, 13 Rentals, and $10K a Month, While Spending Just $24K a Year

How Do High-Yield Savings Account Sign-Up Bonuses Work, and Are They Worth It?

Working Past 65 With an HSA? Enrolling in Medicare Turns Your Deposits Into a 6% Penalty.

Social Security Pays Only the Higher Benefit for Divorced Spouses. Most Americans Get This Wrong

67-Year-Olds With $330,186 in Retirement Accounts Should Spend It First, Not Social Security

Sunset Over the Algarve: Here’s How to Retire to Portugal at 65 on $2,800 a Month

Real Estate Investor Discusses: Should Average Americans Buy a Home or Rent and Invest the Difference?

Why High Earners With $900,000 in Their 401(k) Are Missing Out on $47,500 of Tax-Free Growth Annually

Is This The Best Place To Retire In Colorado?

Everyone’s Warning About the RMD Tax Bomb. For a 62-Year-Old With a Typical IRA Balance, It’s Largely Overblown.

Medicare Advantage Quietly Drops Your Doctor Mid-Year. You’re Locked In Until January.

Dave Ramsey Just Gave You Two Hidden Reasons to Move Everything to a Roth. No RMDs and No Inherited-IRA Forced Withdrawal

A $1,800 Social Security Benefit Could Grow to $2,232 With One Smart Move

RMD Tax Trap: How $122,000 in 401(k) Withdrawals Can Cost You $42,000 in IRMAA Surcharges Alone

Live Nasdaq Composite: Chip Stocks Buckle Under Capex Pressure as Markets Hunt Leadership

NVIDIA’s 75% Margins vs TSMC’s Foundry Gamble: Two Paths to AI Dominance, One Winner

From Streaming Giant to Media Conglomerate: Netflix’s 2026 Transformation Faces Skeptical Market

Meta Is Betting $50 Billion on AI Data Centers. Where Does The Stock Go From Here?

Some Retirees Get $62,172 a Year in Social Security. Here's How

She Moved to Vermont to Be Near the Grandkids. Now Her New State Taxes Her Social Security Check.

NVIDIA’s 75% Margins vs TSMC’s Foundry Gamble: Two Paths to AI Dominance, One Winner

From Streaming Giant to Media Conglomerate: Netflix’s 2026 Transformation Faces Skeptical Market

Personal Finance Articles

All Personal Finance Articles

Make Sure You Calculate Your 401(k) RMD Before IRMAA Surcharges Hit Your Medicare

A 25-Year-Old Built $500K in Stocks, 13 Rentals, and $10K a Month, While Spending Just $24K a Year

How Do High-Yield Savings Account Sign-Up Bonuses Work, and Are They Worth It?

Working Past 65 With an HSA? Enrolling in Medicare Turns Your Deposits Into a 6% Penalty.

Social Security Pays Only the Higher Benefit for Divorced Spouses. Most Americans Get This Wrong

67-Year-Olds With $330,186 in Retirement Accounts Should Spend It First, Not Social Security

Sunset Over the Algarve: Here’s How to Retire to Portugal at 65 on $2,800 a Month

Real Estate Investor Discusses: Should Average Americans Buy a Home or Rent and Invest the Difference?

Why High Earners With $900,000 in Their 401(k) Are Missing Out on $47,500 of Tax-Free Growth Annually

Is This The Best Place To Retire In Colorado?

Everyone’s Warning About the RMD Tax Bomb. For a 62-Year-Old With a Typical IRA Balance, It’s Largely Overblown.

Medicare Advantage Quietly Drops Your Doctor Mid-Year. You’re Locked In Until January.

Dave Ramsey Just Gave You Two Hidden Reasons to Move Everything to a Roth. No RMDs and No Inherited-IRA Forced Withdrawal

A $1,800 Social Security Benefit Could Grow to $2,232 With One Smart Move

RMD Tax Trap: How $122,000 in 401(k) Withdrawals Can Cost You $42,000 in IRMAA Surcharges Alone

Live Nasdaq Composite: Chip Stocks Buckle Under Capex Pressure as Markets Hunt Leadership

NVIDIA’s 75% Margins vs TSMC’s Foundry Gamble: Two Paths to AI Dominance, One Winner

From Streaming Giant to Media Conglomerate: Netflix’s 2026 Transformation Faces Skeptical Market

Meta Is Betting $50 Billion on AI Data Centers. Where Does The Stock Go From Here?

Featured Reads

Some Retirees Get $62,172 a Year in Social Security. Here's How

She Moved to Vermont to Be Near the Grandkids. Now Her New State Taxes Her Social Security Check.