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5236 Articles

Michael Williams | Jun 12, 2026 at 7:57 AM EDT

Dave Ramsey to 57-Year-Old With $950K Saved: “You’re One of America’s Success Stories”

When Donald from Boston called The Ramsey Show recently, he expected a scolding. At 57, with a wife who is…

David Beren | Jun 12, 2026 at 7:33 AM EDT

Medicare Part B Just Crossed $200 a Month, Here’s What It Means for Retirees

The standard Medicare Part B premium crossed a new line in January: beneficiaries with income below the first surcharge tier…

Michael Williams | Jun 12, 2026 at 6:44 AM EDT

‘You’re Under the Illusion That You’re Good at This, and You’re Not’: Dave Ramsey to 24-Year-Old With $30,000 in Gambling Debt

On the June 10, 2026 episode of The Ramsey Show, “Start Telling Your Money What To Do,” a caller named…

Gerelyn Terzo | Jun 12, 2026 at 6:00 AM EDT

She Never Sold a Single Share. A Year-End Mutual Fund Payout Still Added $1,052 to Her 2026 Medicare Bill.

The Surprise Inside the 1099-DIV She is 67, retired, on Medicare, and proud of how carefully she has managed money…

Drew Wood | Jun 12, 2026 at 5:47 AM EDT

Is Retiring on a Cruise Ship a Dream Lifestyle or a Titanic Financial Mistake?

A 58-year-old reads about Mario Salcedo, the retiree who has spent more than 1,000 voyages on Royal Caribbean (NYSE:RCL |…

Drew Wood | Jun 12, 2026 at 5:19 AM EDT

A $310,000 Portfolio That Pays More Than the Rent on a Big-City East Coast Studio Apartment

Rent for a studio apartment in many major coastal cities, including Seattle, Boston, New York, Miami, Los Angeles, and San…

Marc Guberti | Jun 11, 2026 at 3:24 PM EDT

Why Delaying Social Security While Emptying Your 401(k) Can Slash Your Lifetime Taxes

A 65-year-old couple with $1.5 million in a traditional 401(k) and a combined Social Security benefit waiting at full retirement…

Carl Sullivan | Jun 11, 2026 at 2:38 PM EDT

Retiring With $1.8M in New Jersey Means an $11,400 Annual Tax Bill the Calculators Skip

Location always matters. Consider a married couple, both aged 65, retiring with $1.8 million in combined IRAs and brokerage assets.…

Gerelyn Terzo | Jun 11, 2026 at 2:00 PM EDT

A 62-Year-Old Locks In a $2,400 Monthly Check to Beat the 2032 Cut, but the 22% Reduction Finds Her Anyway

She is 62, eligible to file for Social Security this month, and the headlines have her rattled. The 2026 Trustees…

Maurie Backman | Jun 11, 2026 at 12:54 PM EDT

Social Security Benefit Cuts Could Be 6 Years Away. Here’s How Likely Cuts Are, and How to Prepare

If you’re among the millions of retirees who collect Social Security today, there’s a dire milestone looming: 2032. That’s the…

Marc Guberti | Jun 11, 2026 at 11:24 AM EDT

Why a $1.4 Million 401(k) Makes That Side Hustle Far More Expensive Than You Think

A reader on the Bogleheads forum laid out a familiar setup last month: 67 years old, spouse the same age,…

Drew Wood | Jun 11, 2026 at 11:13 AM EDT

What a $1.5 Million Dividend Portfolio Actually Pays a Retired Couple After Federal Tax, State Tax, and IRMAA

Consider a retired married couple, both age 67, receiving $58,000 per year in combined Social Security benefits and holding a…

Drew Wood | Jun 11, 2026 at 11:10 AM EDT

Their Horse Rescue Eats $90,000 a Year. Can Their Retirement Savings Survive the Strain?

Retirement was supposed to be slower. Instead, Jim and Linda spend their days feeding horses, coordinating veterinary visits, repairing fences,…

Christy Bieber | Jun 11, 2026 at 10:39 AM EDT

How a 48-Year Old Electrician Could Replace a $102,000 Salary With Covered Call Dividends

After nearly three decades of crawling through attics, pulling wire through cramped crawlspaces, and responding to emergency calls at all…

Maurie Backman | Jun 11, 2026 at 10:37 AM EDT

3 Ways You Could Slash Your Social Security Benefits Without Even Realizing It

Once you retire, you’ll probably depend heavily on Social Security to cover your costs. Even if you have savings, your…

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Personal Finance Articles

All Personal Finance Articles

Dave Ramsey to 57-Year-Old With $950K Saved: “You’re One of America’s Success Stories”

Medicare Part B Just Crossed $200 a Month, Here’s What It Means for Retirees

‘You’re Under the Illusion That You’re Good at This, and You’re Not’: Dave Ramsey to 24-Year-Old With $30,000 in Gambling Debt

She Never Sold a Single Share. A Year-End Mutual Fund Payout Still Added $1,052 to Her 2026 Medicare Bill.

Is Retiring on a Cruise Ship a Dream Lifestyle or a Titanic Financial Mistake?

A $310,000 Portfolio That Pays More Than the Rent on a Big-City East Coast Studio Apartment

Why Delaying Social Security While Emptying Your 401(k) Can Slash Your Lifetime Taxes

Retiring With $1.8M in New Jersey Means an $11,400 Annual Tax Bill the Calculators Skip

A 62-Year-Old Locks In a $2,400 Monthly Check to Beat the 2032 Cut, but the 22% Reduction Finds Her Anyway

Social Security Benefit Cuts Could Be 6 Years Away. Here’s How Likely Cuts Are, and How to Prepare

Why a $1.4 Million 401(k) Makes That Side Hustle Far More Expensive Than You Think

What a $1.5 Million Dividend Portfolio Actually Pays a Retired Couple After Federal Tax, State Tax, and IRMAA

Their Horse Rescue Eats $90,000 a Year. Can Their Retirement Savings Survive the Strain?

How a 48-Year Old Electrician Could Replace a $102,000 Salary With Covered Call Dividends

3 Ways You Could Slash Your Social Security Benefits Without Even Realizing It

‘I’m the Biggest Idiot in the World’: Cramer Torches His Own Tech Calls but Backs This One

The Solo 401(k): A Side hustle lets you shelter $70,000+ a year the way big earners do

GLD’s 0.40% Fee Quietly Costs You $40 Per Year on Every $10,000 While Cheaper Rivals Charge Half

The Solo 401(k): A Side hustle lets you shelter $70,000+ a year the way big earners do

$200,000 at 65 Triggers $7,547 in Annual Withdrawals. Here's What That Actually Covers

‘I’m the Biggest Idiot in the World’: Cramer Torches His Own Tech Calls but Backs This One

The Solo 401(k): A Side hustle lets you shelter $70,000+ a year the way big earners do

Personal Finance Articles

All Personal Finance Articles

Dave Ramsey to 57-Year-Old With $950K Saved: “You’re One of America’s Success Stories”

Medicare Part B Just Crossed $200 a Month, Here’s What It Means for Retirees

‘You’re Under the Illusion That You’re Good at This, and You’re Not’: Dave Ramsey to 24-Year-Old With $30,000 in Gambling Debt

She Never Sold a Single Share. A Year-End Mutual Fund Payout Still Added $1,052 to Her 2026 Medicare Bill.

Is Retiring on a Cruise Ship a Dream Lifestyle or a Titanic Financial Mistake?

A $310,000 Portfolio That Pays More Than the Rent on a Big-City East Coast Studio Apartment

Why Delaying Social Security While Emptying Your 401(k) Can Slash Your Lifetime Taxes

Retiring With $1.8M in New Jersey Means an $11,400 Annual Tax Bill the Calculators Skip

A 62-Year-Old Locks In a $2,400 Monthly Check to Beat the 2032 Cut, but the 22% Reduction Finds Her Anyway

Social Security Benefit Cuts Could Be 6 Years Away. Here’s How Likely Cuts Are, and How to Prepare

Why a $1.4 Million 401(k) Makes That Side Hustle Far More Expensive Than You Think

What a $1.5 Million Dividend Portfolio Actually Pays a Retired Couple After Federal Tax, State Tax, and IRMAA

Their Horse Rescue Eats $90,000 a Year. Can Their Retirement Savings Survive the Strain?

How a 48-Year Old Electrician Could Replace a $102,000 Salary With Covered Call Dividends

3 Ways You Could Slash Your Social Security Benefits Without Even Realizing It

‘I’m the Biggest Idiot in the World’: Cramer Torches His Own Tech Calls but Backs This One

The Solo 401(k): A Side hustle lets you shelter $70,000+ a year the way big earners do

GLD’s 0.40% Fee Quietly Costs You $40 Per Year on Every $10,000 While Cheaper Rivals Charge Half

Featured Reads

The Solo 401(k): A Side hustle lets you shelter $70,000+ a year the way big earners do

$200,000 at 65 Triggers $7,547 in Annual Withdrawals. Here's What That Actually Covers