Personal Finance Articles

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4761 Articles

Michael Williams | Yesterday

‘Don’t Blame Your Stupidity on Christianity’: Dave Ramsey’s Blunt Advice to a Bride Whose Fiancé Refuses to Save

A Philadelphia bride named Nicole called The Ramsey Show with a problem most couples never address before the wedding. “I’m…

David Beren | Yesterday

The $109,000 Income Threshold That Triggers a $1,148 Medicare Surcharge Most Retirees Miss

Fewer than one in ten Medicare beneficiaries pays an Income-Related Monthly Adjustment Amount, so a reader whose household income sits…

Marc Guberti | Yesterday

A 56-Year-Old Couple With $3.6M in 401(k)s Discovers $24,000 Annual Tax Leak They Can Plug

A dual-income couple in their mid-50s walked into a fee-only planner’s office last spring with a printout that looked enviable:…

Carl Sullivan | Yesterday

Retiree With $48,000 Military Pension and $1.3 Million Slammed By Three Layers of Tax

Picture a recently retired Navy officer who hung up the uniform at 42 and took a senior program manager role…

David Beren | Yesterday

Medicare Doesn’t Cover This $129,000-a-Year Retirement Expense, and Most Find Out Too Late

A 72-year-old widow is reviewing her mother’s nursing home bill for the third month in a row. Medicare covered the…

Drew Wood | Yesterday

Her Mother Has Alzheimer’s. Can They Afford a Memory Care Facility at $95,000 a Year?

Karen’s mother has Alzheimer’s disease, and the family has reached the point where living independently is no longer an option.…

Michael Williams | Yesterday

‘Don’t Keep the House If It Steals Your Life’: Dave Ramsey’s Advice to a 41-Year-Old Facing Vision Loss

A 41-year-old woman named Sophia called The Ramsey Show with two problems tangled together: a mortgage that felt too heavy for her…

Drew Wood | Yesterday

A $480,000 Portfolio That Showers You With $36,000 a Year Without Touching Principal

Thirty-six thousand dollars a year sits at the center of many retirement plans. It is roughly comparable to the annual…

Michael Williams | Yesterday

Dave Ramsey’s Shotgun-Wedding Advice to a Pregnant Caller Who Paid Off $80K in Debt

A Philadelphia caller named Monique reached Baby Steps 4, 5, and 6 after wiping out $80,000 in debt in roughly…

Gerelyn Terzo | Yesterday

Still Earning at 69 With a $300,000 IRA? Why Funding a Traditional Account Now Can Backfire at 73

Picture a household where one spouse, age 69, is still earning roughly $80,000 a year and plans to work another…

Michael Williams | Yesterday

The $7,500 Math Behind Vivian Tu’s Decision to Reject Parental Wedding Funding

On a recent episode of Net Worth and Chill with Your Rich BFF, host Vivian Tu told her audience how…

Drew Wood | Yesterday

A $2 Million Dividend Portfolio Cut Its Distribution by $14,400 in One Year and the Holders Did Not Sell

A retired couple with a $2 million dividend-focused portfolio yielding roughly 6%, or $120,000 per year, watched their income stream…

Carl Sullivan | Yesterday

What Retirement Looks Like With $2.4 Million After Your Spouse’s Alzheimer’s Diagnosis

An early-stage Alzheimer’s diagnosis reshapes retirement planning in a way few other events do. For a 73-year-old couple with $2.4…

Carl Sullivan | Jun 10, 2026 at 3:39 PM EDT

Retired Couple With $1.9 Million Faces $4,800 IRMAA Surprise After Stock Sale

A retired couple sitting on a $1.9 million nest egg opens a letter from Social Security and learns their 2026…

Michael Williams | Jun 10, 2026 at 2:20 PM EDT

A $900,000 Nest Egg at 65 Only Translates to About $36,000 in Real Annual Spending After Taxes and Inflation

A single 65-year-old with $900,000 split across a traditional IRA and a taxable brokerage account, plus a modest Social Security…

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Personal Finance Articles

All Personal Finance Articles

‘Don’t Blame Your Stupidity on Christianity’: Dave Ramsey’s Blunt Advice to a Bride Whose Fiancé Refuses to Save

The $109,000 Income Threshold That Triggers a $1,148 Medicare Surcharge Most Retirees Miss

A 56-Year-Old Couple With $3.6M in 401(k)s Discovers $24,000 Annual Tax Leak They Can Plug

Retiree With $48,000 Military Pension and $1.3 Million Slammed By Three Layers of Tax

Medicare Doesn’t Cover This $129,000-a-Year Retirement Expense, and Most Find Out Too Late

Her Mother Has Alzheimer’s. Can They Afford a Memory Care Facility at $95,000 a Year?

‘Don’t Keep the House If It Steals Your Life’: Dave Ramsey’s Advice to a 41-Year-Old Facing Vision Loss

A $480,000 Portfolio That Showers You With $36,000 a Year Without Touching Principal

Dave Ramsey’s Shotgun-Wedding Advice to a Pregnant Caller Who Paid Off $80K in Debt

Still Earning at 69 With a $300,000 IRA? Why Funding a Traditional Account Now Can Backfire at 73

The $7,500 Math Behind Vivian Tu’s Decision to Reject Parental Wedding Funding

A $2 Million Dividend Portfolio Cut Its Distribution by $14,400 in One Year and the Holders Did Not Sell

What Retirement Looks Like With $2.4 Million After Your Spouse’s Alzheimer’s Diagnosis

Retired Couple With $1.9 Million Faces $4,800 IRMAA Surprise After Stock Sale

A $900,000 Nest Egg at 65 Only Translates to About $36,000 in Real Annual Spending After Taxes and Inflation

Is XRP About to Bounce? XRP FUD Just Hit the Same Low That Sparked a 50% Rally

Retired and Considering Remarrying? Five Questions That Determine Whether You Should

The Fed Just Triggered a Sharp Tech-Sector Sell-Off: Here Is the 1 Dirt-Cheap Financial Disruptor I’m Buying Hand Over Fist

Retired and Considering Remarrying? Five Questions That Determine Whether You Should

He Wants to Spend Retirement Restoring Classic Cars. How Large a Portfolio Does He Need?

Is XRP About to Bounce? XRP FUD Just Hit the Same Low That Sparked a 50% Rally

Retired and Considering Remarrying? Five Questions That Determine Whether You Should

Personal Finance Articles

All Personal Finance Articles

‘Don’t Blame Your Stupidity on Christianity’: Dave Ramsey’s Blunt Advice to a Bride Whose Fiancé Refuses to Save

The $109,000 Income Threshold That Triggers a $1,148 Medicare Surcharge Most Retirees Miss

A 56-Year-Old Couple With $3.6M in 401(k)s Discovers $24,000 Annual Tax Leak They Can Plug

Retiree With $48,000 Military Pension and $1.3 Million Slammed By Three Layers of Tax

Medicare Doesn’t Cover This $129,000-a-Year Retirement Expense, and Most Find Out Too Late

Her Mother Has Alzheimer’s. Can They Afford a Memory Care Facility at $95,000 a Year?

‘Don’t Keep the House If It Steals Your Life’: Dave Ramsey’s Advice to a 41-Year-Old Facing Vision Loss

A $480,000 Portfolio That Showers You With $36,000 a Year Without Touching Principal

Dave Ramsey’s Shotgun-Wedding Advice to a Pregnant Caller Who Paid Off $80K in Debt

Still Earning at 69 With a $300,000 IRA? Why Funding a Traditional Account Now Can Backfire at 73

The $7,500 Math Behind Vivian Tu’s Decision to Reject Parental Wedding Funding

A $2 Million Dividend Portfolio Cut Its Distribution by $14,400 in One Year and the Holders Did Not Sell

What Retirement Looks Like With $2.4 Million After Your Spouse’s Alzheimer’s Diagnosis

Retired Couple With $1.9 Million Faces $4,800 IRMAA Surprise After Stock Sale

A $900,000 Nest Egg at 65 Only Translates to About $36,000 in Real Annual Spending After Taxes and Inflation

Is XRP About to Bounce? XRP FUD Just Hit the Same Low That Sparked a 50% Rally

Retired and Considering Remarrying? Five Questions That Determine Whether You Should

The Fed Just Triggered a Sharp Tech-Sector Sell-Off: Here Is the 1 Dirt-Cheap Financial Disruptor I’m Buying Hand Over Fist

Featured Reads

Retired and Considering Remarrying? Five Questions That Determine Whether You Should

He Wants to Spend Retirement Restoring Classic Cars. How Large a Portfolio Does He Need?