Personal Finance Articles

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4615 Articles

Austin Smith | May 14, 2026 at 8:05 AM EDT

The 1984 Rule That Turns a $35,000 401(k) Withdrawal Into a $60,500 Tax Event

A 67-year-old single retiree sits on a $1.4 million traditional 401(k), just turned on a $30,000 annual Social Security benefit,…

Christy Bieber | May 14, 2026 at 8:01 AM EDT

AI Could Affect Your Social Security Benefit — and Not in a Good Way

There are a lot of warnings about the future of Social Security. Both the Social Security trustees and the Congressional…

Austin Smith | May 14, 2026 at 7:45 AM EDT

Have a Large 401(k) and Approaching Medicare? Make Sure You Avoid This $1,783 Annual IRMAA Trap

The Couple, the Cliff, and the $200,000 Spend A married couple, both 65, sits on $2.4 million in a traditional…

Gerelyn Terzo | May 14, 2026 at 7:30 AM EDT

Social Security Disability Converts to Retirement at 67. Your $1,800 Check Stays the Same

Picture a 64-year-old who has been receiving $1,800 a month in Social Security Disability Insurance (SSDI) since age 56. The…

Austin Smith | May 14, 2026 at 7:00 AM EDT

The $3.2 Million 401(k) Tax Surprise Retirees Miss Until It’s Too Late

A couple in their late sixties with $3.2 million in combined traditional 401(k) assets and a healthy spending plan can…

Austin Smith | May 14, 2026 at 6:40 AM EDT

The 401(k) Tax Bomb That Hits Retirees With $2.5 Million: $7,862 Monthly RMDs Plus IRMAA Surcharges

A 73-year-old single retiree sitting on $2.5 million in a traditional 401(k) is about to learn that the IRS does…

David Beren | May 14, 2026 at 6:30 AM EDT

How to Recover Financially After a Gray Divorce

It’s an unfortunate truth that getting divorced, no matter the age, can have a devastating impact on your finances. This…

Jeremy Phillips | May 14, 2026 at 3:58 AM EDT

I Want to Start a Vending Machine Business: Should I Really Save $3,330 in Cash First?

George Kamel watched a TikToker break down the startup costs for a vending machine side hustle and landed on a…

Jeremy Phillips | May 14, 2026 at 3:51 AM EDT

Clark Howard Settles Credit Score Debate: How to Help a Family Member Without Risking Your Own

A caller phoned The Clark Howard Podcast on May 11, 2026 with a marital bet on the line. He had…

Don Lair | May 14, 2026 at 2:14 AM EDT

I Have $30K in Credit Card Debt Across 3 Cards and Don’t Budget: Am I Beyond Help?

Caleb Hammer’s Financial Audit show has built a following on one premise: confront people drowning in debt with the math…

Jeremy Phillips | May 14, 2026 at 1:58 AM EDT

“I make $36k a year with $136k in debt and won’t sell my prize-winning horse: am I making a financial mistake?”

George Kamel went on The Iced Coffee Hour with Graham Stephan and revisited one of the most replayed moments of…

Don Lair | May 14, 2026 at 1:51 AM EDT

I have a $100K variable annuity in my IRA: should I withdraw from it first in retirement?

David from Marana, Arizona called into Talking Real Money with a question many retirees carry quietly. “I have a $100,000…

Don Lair | May 14, 2026 at 1:07 AM EDT

Renting vs. Buying: Why Financial Advisors Say the ‘Right’ Choice Depends on Your Life Stage, Not Your Wallet

Nicole Lapin recently took a sledgehammer to one of personal finance’s most repeated platitudes. On her show Money Rehab, talking…

Don Lair | May 14, 2026 at 1:07 AM EDT

“I’ve Been Bankrupt Twice and Just Bought a $52,000 Truck on a $65,000 Salary: How Do I Stop the Pattern?”

Adrianne’s call to The Ramsey Show is one of the clearest cautionary tales I’ve seen. Adrianne, a restaurant general manager…

Jeremy Phillips | May 13, 2026 at 11:07 PM EDT

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

Pete from Massachusetts called into The Clark Howard Podcast last week with a flex most savers will never match. “Recently…

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Personal Finance Articles

All Personal Finance Articles

The 1984 Rule That Turns a $35,000 401(k) Withdrawal Into a $60,500 Tax Event

AI Could Affect Your Social Security Benefit — and Not in a Good Way

Have a Large 401(k) and Approaching Medicare? Make Sure You Avoid This $1,783 Annual IRMAA Trap

Social Security Disability Converts to Retirement at 67. Your $1,800 Check Stays the Same

The $3.2 Million 401(k) Tax Surprise Retirees Miss Until It’s Too Late

The 401(k) Tax Bomb That Hits Retirees With $2.5 Million: $7,862 Monthly RMDs Plus IRMAA Surcharges

How to Recover Financially After a Gray Divorce

I Want to Start a Vending Machine Business: Should I Really Save $3,330 in Cash First?

Clark Howard Settles Credit Score Debate: How to Help a Family Member Without Risking Your Own

I Have $30K in Credit Card Debt Across 3 Cards and Don’t Budget: Am I Beyond Help?

“I make $36k a year with $136k in debt and won’t sell my prize-winning horse: am I making a financial mistake?”

I have a $100K variable annuity in my IRA: should I withdraw from it first in retirement?

Renting vs. Buying: Why Financial Advisors Say the ‘Right’ Choice Depends on Your Life Stage, Not Your Wallet

“I’ve Been Bankrupt Twice and Just Bought a $52,000 Truck on a $65,000 Salary: How Do I Stop the Pattern?”

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

The No. 1 Reason to Buy and Hold Walmart Forever Has Virtually Nothing to Do With Its Brick-and-Mortar Stores

Social Security’s $68 Billion Giveaway Just Ran into a Brick Wall

Redwire is a Contract Success Story You’ll Regret Not Buying on the Next Dip

Half of Thirtysomethings Prioritize Retirement Planning, but Only 29% Have an Actual Written Plan

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

The No. 1 Reason to Buy and Hold Walmart Forever Has Virtually Nothing to Do With Its Brick-and-Mortar Stores

Social Security’s $68 Billion Giveaway Just Ran into a Brick Wall

Personal Finance Articles

All Personal Finance Articles

The 1984 Rule That Turns a $35,000 401(k) Withdrawal Into a $60,500 Tax Event

AI Could Affect Your Social Security Benefit — and Not in a Good Way

Have a Large 401(k) and Approaching Medicare? Make Sure You Avoid This $1,783 Annual IRMAA Trap

Social Security Disability Converts to Retirement at 67. Your $1,800 Check Stays the Same

The $3.2 Million 401(k) Tax Surprise Retirees Miss Until It’s Too Late

The 401(k) Tax Bomb That Hits Retirees With $2.5 Million: $7,862 Monthly RMDs Plus IRMAA Surcharges

How to Recover Financially After a Gray Divorce

I Want to Start a Vending Machine Business: Should I Really Save $3,330 in Cash First?

Clark Howard Settles Credit Score Debate: How to Help a Family Member Without Risking Your Own

I Have $30K in Credit Card Debt Across 3 Cards and Don’t Budget: Am I Beyond Help?

“I make $36k a year with $136k in debt and won’t sell my prize-winning horse: am I making a financial mistake?”

I have a $100K variable annuity in my IRA: should I withdraw from it first in retirement?

Renting vs. Buying: Why Financial Advisors Say the ‘Right’ Choice Depends on Your Life Stage, Not Your Wallet

“I’ve Been Bankrupt Twice and Just Bought a $52,000 Truck on a $65,000 Salary: How Do I Stop the Pattern?”

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

The No. 1 Reason to Buy and Hold Walmart Forever Has Virtually Nothing to Do With Its Brick-and-Mortar Stores

Social Security’s $68 Billion Giveaway Just Ran into a Brick Wall

Redwire is a Contract Success Story You’ll Regret Not Buying on the Next Dip

Featured Reads

Half of Thirtysomethings Prioritize Retirement Planning, but Only 29% Have an Actual Written Plan

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year