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5845 Articles

Carl Sullivan | Jul 22, 2026 at 11:22 AM EDT

70-Year-Old Federal Retiree With $1.1 Million Discovers One RMD Disqualified Him From the Hold-Harmless Rule

Most federal retirees assume the hold-harmless rule will protect their Social Security check from rising Medicare premiums, but a seven-figure…

Gerelyn Terzo | Jul 22, 2026 at 11:03 AM EDT

Inherited IRAs Come With a 10-Year Deadline. Emptying One the Wrong Year Spikes Your Medicare Premium.

Most people inheriting a traditional IRA worry about the tax bill, but a single badly timed withdrawal can quietly trigger…

Gerelyn Terzo | Jul 22, 2026 at 10:04 AM EDT

Laid Off at 62 From an Employee-Owned Steel Mill: Should He Claim Social Security or Spend the 401(k) First?

When the gate at an employee-owned Illinois steel mill locked for good, 253 workers walked away with intact retirement savings…

Gerelyn Terzo | Jul 22, 2026 at 8:05 AM EDT

He Took a $20,000 Consulting Gig at 70. It Cost Him $1,148 in Medicare Premiums He Never Saw Coming.

A single consulting project can quietly trigger a Medicare surcharge that shows up two years later, long after the paycheck…

Gerelyn Terzo | Jul 22, 2026 at 7:03 AM EDT

A Tiny Home Looks Like Freedom on a Social Security Check. The Hidden Bills Say Otherwise.

Selling a paid-off house to buy a tiny home looks like a clean escape on a fixed Social Security income,…

Carl Sullivan | Jul 22, 2026 at 6:42 AM EDT

A 61-Year-Old Who Just Inherited an $850,000 IRA and Is About to Hand the IRS $210,000

Inheriting a large traditional IRA feels like a windfall until the tax bill arrives, and the default approach most people…

Gerelyn Terzo | Jul 22, 2026 at 6:02 AM EDT

They Retired to a Rural Town on a Fixed Social Security Income. Then Their County Became a Pharmacy Desert.

Selling a suburban home to retire somewhere cheaper felt like the smart move until the nearest pharmacy became a 35-minute…

Maurie Backman | Jul 21, 2026 at 9:05 PM EDT

This 15-Minute Task Is All You Need to Know What Social Security Benefit to Expect

Most people have no idea what their Social Security check will actually look like in retirement, and that gap in…

Marc Guberti | Jul 21, 2026 at 9:02 PM EDT

The 401(k) Vesting Cliff That Cost One Worker $74,000 Before Age 60

A Reddit thread full of stunned commenters just did the math on what one job offer actually cost a 59-year-old,…

Michael Williams | Jul 21, 2026 at 8:50 PM EDT

A Caller’s Dad Turned $22,000 Into $1 Million on a Single Stock. Now the Family Faces a $150,000 Tax Decision

An 84-year-old man with Alzheimer's is sitting on a stock position worth a fortune, and selling it triggers a massive…

Michael Williams | Jul 21, 2026 at 7:57 PM EDT

How Much Can You Pull From a $1.5 Million Portfolio Without Paying a Dime of Federal Tax? More Than Most Retirees Guess

Most retirees pulling from a $1.5 million portfolio hand the IRS money they were never legally required to pay, and…

Michael Williams | Jul 21, 2026 at 7:44 PM EDT

‘Stop Being a Wimp and Be the Woman You Were Born to Be’: Suze Orman to a Debt-Free 38-Year-Old Paralyzed by AI Fears

A debt-free 38-year-old with no dependents asked Suze Orman how to protect herself from AI destroying her career. Orman's response…

Maurie Backman | Jul 21, 2026 at 7:04 PM EDT

The $850 Social Security Decision You Need to Make Carefully

Choosing when to file for Social Security can shift your monthly income by a surprisingly wide margin, and the age…

Michael Williams | Jul 21, 2026 at 6:57 PM EDT

The Real Cost of Retiring in Hawaii on Nothing but a Single Pension

A single pension, a paid-off condo, and thirty years in the most expensive island state in America sounds like a…

Michael Williams | Jul 21, 2026 at 6:55 PM EDT

He Turned 50, Walked Off the Job, and Tapped His $900,000 401(k) With Zero Penalty. The Age Rule Written for One Kind of Worker

Congress quietly carved a retirement loophole for a specific list of job titles that lets certain workers raid their 401(k)…

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Personal Finance Articles

All Personal Finance Articles

70-Year-Old Federal Retiree With $1.1 Million Discovers One RMD Disqualified Him From the Hold-Harmless Rule

Inherited IRAs Come With a 10-Year Deadline. Emptying One the Wrong Year Spikes Your Medicare Premium.

Laid Off at 62 From an Employee-Owned Steel Mill: Should He Claim Social Security or Spend the 401(k) First?

He Took a $20,000 Consulting Gig at 70. It Cost Him $1,148 in Medicare Premiums He Never Saw Coming.

A Tiny Home Looks Like Freedom on a Social Security Check. The Hidden Bills Say Otherwise.

A 61-Year-Old Who Just Inherited an $850,000 IRA and Is About to Hand the IRS $210,000

They Retired to a Rural Town on a Fixed Social Security Income. Then Their County Became a Pharmacy Desert.

This 15-Minute Task Is All You Need to Know What Social Security Benefit to Expect

The 401(k) Vesting Cliff That Cost One Worker $74,000 Before Age 60

A Caller’s Dad Turned $22,000 Into $1 Million on a Single Stock. Now the Family Faces a $150,000 Tax Decision

How Much Can You Pull From a $1.5 Million Portfolio Without Paying a Dime of Federal Tax? More Than Most Retirees Guess

‘Stop Being a Wimp and Be the Woman You Were Born to Be’: Suze Orman to a Debt-Free 38-Year-Old Paralyzed by AI Fears

The $850 Social Security Decision You Need to Make Carefully

The Real Cost of Retiring in Hawaii on Nothing but a Single Pension

He Turned 50, Walked Off the Job, and Tapped His $900,000 401(k) With Zero Penalty. The Age Rule Written for One Kind of Worker

The Covered Call Strategy Behind JEPI: Why Some Retirees Love It and Others Get Burned

Medigap Has a One-Time, 6-Month Window at 65. Miss It and Insurers Can Say No Forever.

4 Monthly Dividend ETFs Paying 8 to 14 Percent for the Second Half of 2026

Medigap Has a One-Time, 6-Month Window at 65. Miss It and Insurers Can Say No Forever.

Required Minimum Distributions Can Push Retirees Into a Higher Tax Bracket. Here's How to Plan Ahead

The Covered Call Strategy Behind JEPI: Why Some Retirees Love It and Others Get Burned

Medigap Has a One-Time, 6-Month Window at 65. Miss It and Insurers Can Say No Forever.

Personal Finance Articles

All Personal Finance Articles

70-Year-Old Federal Retiree With $1.1 Million Discovers One RMD Disqualified Him From the Hold-Harmless Rule

Inherited IRAs Come With a 10-Year Deadline. Emptying One the Wrong Year Spikes Your Medicare Premium.

Laid Off at 62 From an Employee-Owned Steel Mill: Should He Claim Social Security or Spend the 401(k) First?

He Took a $20,000 Consulting Gig at 70. It Cost Him $1,148 in Medicare Premiums He Never Saw Coming.

A Tiny Home Looks Like Freedom on a Social Security Check. The Hidden Bills Say Otherwise.

A 61-Year-Old Who Just Inherited an $850,000 IRA and Is About to Hand the IRS $210,000

They Retired to a Rural Town on a Fixed Social Security Income. Then Their County Became a Pharmacy Desert.

This 15-Minute Task Is All You Need to Know What Social Security Benefit to Expect

The 401(k) Vesting Cliff That Cost One Worker $74,000 Before Age 60

A Caller’s Dad Turned $22,000 Into $1 Million on a Single Stock. Now the Family Faces a $150,000 Tax Decision

How Much Can You Pull From a $1.5 Million Portfolio Without Paying a Dime of Federal Tax? More Than Most Retirees Guess

‘Stop Being a Wimp and Be the Woman You Were Born to Be’: Suze Orman to a Debt-Free 38-Year-Old Paralyzed by AI Fears

The $850 Social Security Decision You Need to Make Carefully

The Real Cost of Retiring in Hawaii on Nothing but a Single Pension

He Turned 50, Walked Off the Job, and Tapped His $900,000 401(k) With Zero Penalty. The Age Rule Written for One Kind of Worker

The Covered Call Strategy Behind JEPI: Why Some Retirees Love It and Others Get Burned

Medigap Has a One-Time, 6-Month Window at 65. Miss It and Insurers Can Say No Forever.

4 Monthly Dividend ETFs Paying 8 to 14 Percent for the Second Half of 2026

Featured Reads

Medigap Has a One-Time, 6-Month Window at 65. Miss It and Insurers Can Say No Forever.

Required Minimum Distributions Can Push Retirees Into a Higher Tax Bracket. Here's How to Plan Ahead