Personal Finance Articles

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4619 Articles

Carl Sullivan | Apr 12, 2026 at 8:55 AM EDT

I Have $45K in Debt. Should I Invest in an IRA or Pay the Bills First?

A 32-year-old with $45,000 in non-mortgage debt recently called into The Ramsey Show to ask: “Would it be smart for…

Jeremy Phillips | Apr 12, 2026 at 8:44 AM EDT

Brown and Batnick: 75% of Investors Think Dividends Are Free Money and That Is a Problem

I’m mostly a tech investor, but I like to keep some dividend holdings as well. For example, I’ve been a…

Joel South | Apr 12, 2026 at 8:19 AM EDT

I Logged Into My Old 401(k) and the Balance Was $0 — Here’s What to Do When Your Retirement Savings Seem to Vanish

You log into your old employer’s 401(k) portal and the balance reads $0. No transactions. No explanation. Just zero, where…

David Beren | Apr 11, 2026 at 1:02 PM EDT

Why Wealthy Retirees Are Draining Their 401(k) Early to Lock In a Bigger Social Security Check at 70

A 63-year-old with $1.4 million in a traditional 401(k) who delays Social Security to 70 can collect $3,720 per month…

Christy Bieber | Apr 11, 2026 at 10:02 AM EDT

How a Roth IRA Helps Your Social Security Benefits Go Further

Social Security benefits will be paid until you pass away, and periodic Cost of Living Adjustments in most years ensure…

David Beren | Apr 11, 2026 at 9:58 AM EDT

Why Self-Employed Dentists Are Replacing the SEP IRA With a Solo 401(k) and Saving Up to $23,000 More Per Year

A self-employed dentist with a net Schedule C profit of $150,000 and a SEP IRA is leaving roughly $23,000 in…

Carl Sullivan | Apr 11, 2026 at 9:55 AM EDT

30% of Your Retirement Savings in One Company? Bad Idea, Says Wes Moore

Billy from Georgia is 45 years old, hopes to retire at 55, and has a problem disguised as an asset.…

Drew Wood | Apr 11, 2026 at 8:10 AM EDT

A $1 Million Portfolio That Quietly Pays You $67,500 a Year, No Job Required

A $1 million portfolio generating $67,500 a year requires a blended yield of 6.75%. That sits at the crossover between…

Drew Wood | Apr 11, 2026 at 8:06 AM EDT

How Much You Really Need Invested to Replace a $100,000 Salary With Dividends

A $2 million portfolio generating $100,000 a year in dividends sounds like a retirement finish line. But the math depends…

Carl Sullivan | Apr 11, 2026 at 7:23 AM EDT

Does the “100 Minus Your Age” Investing Rule Still Work? What Wes Moss Thinks

The 100-minus-your-age rule has been handed down through decades of personal finance advice without much scrutiny. The idea is simple:…

Joel South | Apr 11, 2026 at 6:20 AM EDT

I’m 44 With Zero Retirement Savings — Here’s What Financial Experts Say I Should Do Right Now

Starting retirement savings at 44 with nothing saved is a reality for millions of Americans. Financial experts agree the window…

Ian Cooper | Apr 10, 2026 at 4:04 PM EDT

I’m 45 and I’ve Barely Invested in the Stock Market. I Recently Inherited $50,000. What Should I Do?

At 45, you have roughly 20 years until traditional retirement. That’s not a lot of time to waste, but it’s…

David Beren | Apr 10, 2026 at 3:27 PM EDT

What Federal Employees With a FERS Pension Are Getting Wrong About Their TSP

A federal employee with 30 years of service and a $90,000 high-3 average salary receives only $27,000 annually under FERS—just…

Maurie Backman | Apr 10, 2026 at 2:37 PM EDT

Confusing Social Security Rule Could Strip Retirees of Benefits

A lot of people specifically sign up for Social Security so that they no longer have to work. If you…

Drew Wood | Apr 10, 2026 at 2:06 PM EDT

A $300,000 Portfolio That Pays More Than the Average Social Security Check

The average Social Security retirement check runs about $1,907 a month, or roughly $22,884 a year. For a retiree with…

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Personal Finance Articles

All Personal Finance Articles

I Have $45K in Debt. Should I Invest in an IRA or Pay the Bills First?

Brown and Batnick: 75% of Investors Think Dividends Are Free Money and That Is a Problem

I Logged Into My Old 401(k) and the Balance Was $0 — Here’s What to Do When Your Retirement Savings Seem to Vanish

Why Wealthy Retirees Are Draining Their 401(k) Early to Lock In a Bigger Social Security Check at 70

How a Roth IRA Helps Your Social Security Benefits Go Further

Why Self-Employed Dentists Are Replacing the SEP IRA With a Solo 401(k) and Saving Up to $23,000 More Per Year

30% of Your Retirement Savings in One Company? Bad Idea, Says Wes Moore

A $1 Million Portfolio That Quietly Pays You $67,500 a Year, No Job Required

How Much You Really Need Invested to Replace a $100,000 Salary With Dividends

Does the “100 Minus Your Age” Investing Rule Still Work? What Wes Moss Thinks

I’m 44 With Zero Retirement Savings — Here’s What Financial Experts Say I Should Do Right Now

I’m 45 and I’ve Barely Invested in the Stock Market. I Recently Inherited $50,000. What Should I Do?

What Federal Employees With a FERS Pension Are Getting Wrong About Their TSP

Confusing Social Security Rule Could Strip Retirees of Benefits

A $300,000 Portfolio That Pays More Than the Average Social Security Check

Warren Buffett: “People Still Don’t Want to Think It Will Work”

This Midstream ETF Yields 9.4% While Sidestepping K-1 Tax Forms

SCHD’s $85 Billion Strategy Now Concentrates 41 Percent of Your Money in Just Ten Stocks

Family Limited Partnerships: How to Lock In $4 Million in Valuation Discounts Before Congress Acts Again

The Severance Negotiation Move That Cut a 56-Year-Old VP's Tax Bill on Her $480,000 Package by $112,000

Warren Buffett: “People Still Don’t Want to Think It Will Work”

This Midstream ETF Yields 9.4% While Sidestepping K-1 Tax Forms

Personal Finance Articles

All Personal Finance Articles

I Have $45K in Debt. Should I Invest in an IRA or Pay the Bills First?

Brown and Batnick: 75% of Investors Think Dividends Are Free Money and That Is a Problem

I Logged Into My Old 401(k) and the Balance Was $0 — Here’s What to Do When Your Retirement Savings Seem to Vanish

Why Wealthy Retirees Are Draining Their 401(k) Early to Lock In a Bigger Social Security Check at 70

How a Roth IRA Helps Your Social Security Benefits Go Further

Why Self-Employed Dentists Are Replacing the SEP IRA With a Solo 401(k) and Saving Up to $23,000 More Per Year

30% of Your Retirement Savings in One Company? Bad Idea, Says Wes Moore

A $1 Million Portfolio That Quietly Pays You $67,500 a Year, No Job Required

How Much You Really Need Invested to Replace a $100,000 Salary With Dividends

Does the “100 Minus Your Age” Investing Rule Still Work? What Wes Moss Thinks

I’m 44 With Zero Retirement Savings — Here’s What Financial Experts Say I Should Do Right Now

I’m 45 and I’ve Barely Invested in the Stock Market. I Recently Inherited $50,000. What Should I Do?

What Federal Employees With a FERS Pension Are Getting Wrong About Their TSP

Confusing Social Security Rule Could Strip Retirees of Benefits

A $300,000 Portfolio That Pays More Than the Average Social Security Check

Warren Buffett: “People Still Don’t Want to Think It Will Work”

This Midstream ETF Yields 9.4% While Sidestepping K-1 Tax Forms

SCHD’s $85 Billion Strategy Now Concentrates 41 Percent of Your Money in Just Ten Stocks

Featured Reads

Family Limited Partnerships: How to Lock In $4 Million in Valuation Discounts Before Congress Acts Again

The Severance Negotiation Move That Cut a 56-Year-Old VP's Tax Bill on Her $480,000 Package by $112,000