If you run a business and you’re about to buy a heavy SUV, the tax code has a gift waiting for you that most W-2 employees will never see. Search for the “G-Wagon loophole”…
On a recent Ramsey Show segment, a caller named Todd admitted he had run up credit card debt buying Pokemon cards he planned to flip for profit. Dave Ramsey did not soften the diagnosis.…
History says it is coming. A 30% drawdown is part of the contract you signed when you bought stocks. What matters is whether you will still be holding the bag when prices recover. Three…
The corporate VP three years from retirement has been maxing the 401(k) for two decades. The elective deferral cap at $24,500 in 2026, plus an $8,000 catch-up after age 50, only soaks up a…
On a recent episode of The Ramsey Show, a caller named Jack laid out a story that stopped Dave Ramsey cold. After his father died, Jack’s widowed mother spent $1.1 million on cruise ship…
If you’re a firefighter, one federal rule quietly shrank your Social Security check for decades. In January 2025, Congress repealed it. The catch: what happens next depends on how your department participates (or doesn’t)…
A 62-year-old divorcee called into The Ramsey Show with a portfolio most Americans will never see. She has zero debt, a paid-off car, no rent because she lives with a partner, and roughly $1.5…
If you own Neos S&P 500 High Income ETF (CBOE:SPYI) for the fat monthly checks, the mailbox math looks great. The opportunity cost is where the fund gets quiet. Over the past year, SPYI…
Electricians who work under an IBEW collective bargaining agreement earn one of the last real pensions left in the American workforce, usually a defined-benefit plan through the National Electrical Benefit Fund (NEBF) plus a…
If you own a Roth IRA, you already know the pitch: contribute after-tax dollars, let them grow, pull them out tax-free in retirement. Here is the part the brochure buries: your earnings are only…
Holding XRP (CRYPTO:XRP) has been a frustrating experience this year. Ripple has never been in a stronger position as a company, as adoption keeps building around both the XRP token and the RLUSD stablecoin,…
SPY is the ticker every trader knows and the fund most retail investors default to when they want “the S&P 500.” That default has a price. Two nearly identical ETFs charge a fraction of…
On June 30, Jim Cramer told Mad Money viewers his favorite stock is a company most people wrote off two years ago. "Intel, currently my favorite stock. CEO Lip-Bu Tan has turned this company…
Phil LeBeau went on CNBC Thursday morning and delivered the kind of number that reorders a Tesla (NASDAQ:TSLA | TSLA Price Prediction) week. “These are far better than the street was expecting for the second quarter.…
Bill Perkins runs a hedge fund, wrote Die With Zero, and lives on a Caribbean island where he watches retired tourists shuffle off cruise ships. On a recent "All the Hacks" episode, he argued…
