If you own VanEck Semiconductor ETF (NASDAQ:SMH) for AI exposure, you are betting on the same handful of chip designers everyone else holds. SMH is the default vehicle for the trade: a concentrated basket…
A caller named Robert phoned into The Clark Howard Show with a problem most savers would love to have: the IRS was forcing him to pull money out of retirement accounts, and he didn’t…
Few stocks earn their place in a retiree’s portfolio the way Consolidated Edison (NYSE:ED | ED Price Prediction) has. The New York utility delivers electricity, gas, and steam to roughly 3.7 million electric customers…
The biggest IPO in history is about to reach another milestone, but smart investors shouldn’t confuse forced buying with lasting value. On July 7, SpaceX (NASDAQ:SPCX | SPCX Price Prediction) will officially join the…
A couple in their 60s grew up on Disney. They honeymooned in Orlando, took their children to Disneyland and Walt Disney World repeatedly over the years, and now take the grandchildren when they can.…
At 64 with $1.1 million in a Traditional IRA, I want reliable income that compounds tax-deferred until required minimum distributions begin. The 10-year Treasury sits at 4.46%, after swinging between 3.97% and 4.67% over…
The artificial intelligence boom has shifted from a race for chips to a race for electricity. Every new AI data center requires enormous amounts of reliable power, yet the U.S. electric grid is struggling…
A high-yield savings account (HYSA) is an FDIC-insured deposit account that pays significantly more interest than a traditional savings account while keeping your cash accessible and risk-free up to insurance limits. If you have…
A retired public school teacher, age 71, lives on a $48,000 state pension and pulls roughly $36,000 a year from a $1.1 million 403(b). That puts her ordinary income near $84,000 before Social Security…
Townsend, Tennessee, calls itself the “Peaceful Side of the Smokies,” and the description fits. While Gatlinburg and Pigeon Forge absorb millions of visitors a year, Townsend remains quieter, slower, and more residential. The question…
The subtle math of being 57, unemployed, and five years from 62. She is 57, single, and her job is gone. The role she held for years was eliminated, and the search for a…
Dividend investors love clean numbers. A $1 million portfolio yielding 5% generates $50,000 a year, and it is tempting to treat that figure as spendable income. In reality, federal taxes, state taxes, Medicare premiums,…
A retired teacher in Kansas built her budget around a Social Security check that lands on the second Wednesday of every month. Her mortgage is paid off, but property taxes, prescriptions, and groceries still…
Someone in their late 50s or early 60s with a portfolio just north of seven figures is eyeing the South Florida coast and wondering whether the math holds up. Boca Raton offers intracoastal sunsets,…
Editors Note: A prior version of this article incorrectly attributed the guidance from this report to treasury secretary Bessent and has since been updated accordingly. He turns 62 this year, and he was supposed…
