Medicare’s IRMAA surcharge turns Roth conversion timing into a premium management tool, and retirees with large traditional 401(k) balances face the highest stakes. A couple in their late 60s with $1.4 million in a…
Option-income ETFs have carved out a distinct niche in the fund market by turning volatility into regular cash distributions. Three popular funds illustrate how wide the range of approaches and tradeoffs can be: a…
AI infrastructure spending has continued to accelerate into 2026. Bank of America recently raised its 2026 semiconductor market forecast to $1.3 trillion, highlighting NVIDIA, Broadcom, and Marvell as the primary beneficiaries. Capital is flowing…
Dividend growth investing rewards patience like few other strategies. The income stream compounds year after year, and the companies behind those dividends tend to be high-quality and structurally durable. With the Fed Funds rate…
Bitcoin has climbed roughly 5% over the past week, recovering toward $74,900 after a difficult stretch that left the asset down about 15% year to date. For investors who want exposure to Bitcoin’s price…
WTI crude oil hit $114.58 a barrel in early April, its highest level in a year, before settling back toward $100. That kind of volatility, a swing of more than $50 over 12 months,…
A divorce settlement awards the non-participant spouse $200,000 from a $400,000 401(k). The divorce decree spells it out clearly. The attorneys sign off. And then, months later, the plan administrator rejects the transfer because…
Global defense spending hit $2.63 trillion in 2025, up from $2.48 trillion in 2024, and the momentum is accelerating. NATO’s European allies and Canada increased defense spending by 20% in 2025 compared to the…
Gold is up 50% in the last twelve months. I’ve been watching this asset for many years, and a move like that doesn’t happen because everyone’s feeling cheerful. It happens because something underneath the…
Three semiconductor ETFs are competing for the same investor dollar in 2026, each built on a different philosophy for capturing growth in the chip industry. The backdrop is hard to ignore: Deloitte projects that…
A 73-year-old with $1.5 million in a traditional 401(k) faces a forced withdrawal of roughly $56,600 this year. The IRS Uniform Lifetime Table assigns a distribution period of 26.5 at age 73, meaning the…
A cardiologist who retires at 60 with $2 million in a traditional 401(k) and delays Social Security until 67 has something most investors do not: a multi-year window of artificially low taxable income. When…
A “sleep at night” portfolio does not need to be complicated, in fact, the three ETFs covered here represent three distinct philosophies for owning US equities, and together they create a diversified core that…
Capital Southwest Corporation (NASDAQ:CSWC) currently trades at roughly a price-to-book ratio of 1.40x, which translates to a premium of roughly 32% above its book value of $16.75 per share. For a business development company…
Designed for income-focused investors, the Global X SuperDividend REIT ETF (NYSEARCA:SRET) holds the world’s 30 highest-yielding REITs and distributes income monthly. With a dividend yield of 8.5% and monthly distributions climbing back toward $0.152…
A closed-end management name focusing on long-term capital, Gabelli Equity Trust (NYSE:GAB) has committed to paying at least 10% of its average net asset value annually since its inception in 1986, a policy that…
Gladstone Capital Corp (NASDAQ:GLAD) carries a yield near 10.4% and a monthly payment structure that appeals to income-focused investors. Whether that income stream holds up depends on mechanics that are easy to misread from…
When most people talk about dividend ETFs, the conversation quickly turns to yield. This is fair, but yield alone misses what income investors actually need with a payout that keeps coming. The WisdomTree US…
A $400,000 401(k) does not follow the will. It follows the beneficiary form. For a surprising number of account holders, those two documents point to different people, and the account holder has no idea.…
Kimbell Royalty Partners recently hit an all-time high of $15.82, driven by a 43.74% earnings beat in Q4 2025 and a 6% distribution increase from Q3 to Q4. For income investors, the question is…
