Nine years of data have produced the same disappointing result. U.S. adults correctly answered just 49% of questions on the TIAA Institute GFLEC Personal Finance Index in 2025, matching the exact figure from 2017.…
The most important takeaway as you learn about these three Vanguard funds is that there is no exotic strategy, just three well-known funds, one brokerage account, and an allocation specifically designed around current yields…
The Northwestern Mutual 2025 Planning & Progress Study quantified a widespread fear, as 51% of U.S. adults think they will outlive their savings, and 35% have taken no steps to address it. A majority…
The Northwestern Mutual 2025 Planning & Progress Study put a clean number on something Americans have been hinting at for years: 40% of adults expect to work during their retirement years. Of the 4,626…
Thirty‑one percent of American adults expect to leave an inheritance or charitable gift when they die, yet a large share have done none of the legal work required to make that intention real. Northwestern…
Gen Z is approaching retirement with a very different rhythm than the generations before them. Northwestern Mutual’s 2025 Planning & Progress Study shows they typically begin saving at 24 and picture themselves stepping out…
Selling three rental houses after nearly three decades of ownership feels like the definition of a financial win, but the tax bill that arrives alongside it can take a significant portion of that win…
The oldest members of Gen X are stepping into their early sixties this year, and the youngest are settling into their mid‑forties. That span between 46 and 61 is supposed to be the stretch…
Most retirees who end up with a workable income portfolio did not engineer it from scratch. They accumulated positions over years of dividend reinvestment, rebalancing, and incremental additions, and somewhere along the way, the…
It’s an unfortunate truth that getting divorced, no matter the age, can have a devastating impact on your finances. This is even more true as you get older, when it can significantly alter your…
The Allianz 2025 Annual Retirement Study put a number on something many Americans already felt: confidence in their financial future has eroded at a measurable rate. Overall financial confidence dropped 13 percentage points from…
The Allianz 2025 Annual Retirement Study added a single statistic that shifted the conversation about retirement readiness. The big takeaway is that 67% of Americans worry Social Security will not last through their full…
The Northwestern Mutual 2025 Planning & Progress Study put a number on what most Americans already sensed: their retirement will look almost nothing like their parents’ did. According to the study, 80% of Americans…
The Allianz study makes the hierarchy of financial fear unmistakable. A clear majority of Americans report that the possibility of running out of money outweighs the fear of death itself, a finding captured in…
The Allianz 2025 Annual Retirement Study put a number on something that millions of households already feel in their bank accounts: 59% of members of the sandwich generation have reduced or stopped contributing to retirement…
The headline finding from Northwestern Mutual’s 2025 Planning & Progress Study on Leaving a Legacy is the kind of result worth reading twice. The bottom line and biggest takeaway from this study is that…
Most retirees sitting on heavily appreciated stock face an uncomfortable choice: hold it and accept the concentration risk, or sell it and hand roughly a quarter of the gain to the IRS. A Charitable…
Nearly half of Americans are saving without a roadmap, and a recent Allianz study has put a sharp number on the cost to them. According to the study, 47% of Americans have no written…
Northwestern Mutual’s 2025 Planning & Progress Study turned up a number that should worry everyone who watches household balance sheets. 69% of millennials say an inheritance is critical or highly critical to their long-term…
The headline number from Northwestern Mutual’s 2025 Planning & Progress Study is one of those statistics that sorts the country into two groups before you finish reading it. One big takeaway is that 74%…
