Why Experts Say to Stop Checking Your 401(k) Balance Right Now
You wake up this morning, and your 401(k) balance is down, and then you check it again with the same result. Do you need to do it a third time? There is a lesson…
All Work
David Beren
How Much Should You Have in Your 401(k) at Every Age?
The most widely used retirement benchmarks say you need to save 1x your salary by 30, 3x by 40, 6x by 50, 8x by 60, and 10x by 67. Those figures come from Fidelity's…
Reddit Turns Bearish on BlackRock After $1.2 Billion Private Credit Withdrawal Surge
The world’s largest asset manager, BlackRock (NYSE:BLK | BLK Price Prediction) crossed $14 trillion in AUM at year-end 2025, raised its quarterly dividend to $5.73 per share, and is targeting $400 billion in gross…
How Much Monthly Income Does a $1 Million Portfolio Produce at Age 65?
Turning 65 with $1 million saved puts you in a position most Americans will never reach, but hitting that number is only half the work. The more pressing question is what that $1 million…
Record Earnings Could Not Stop MS Shares From Falling 6%
One of the biggest names in financial services and investment banking, Morgan Stanley (NYSE:MS | MS Price Prediction) posted a record $70.6 billion in 2025 revenue and an 11.2% Q4 earnings beat, yet Reddit…
Apollo Stock Is Down 22% This Year as Private Credit Cracks Show
Apollo Global Management (NYSE:APO | APO Price Prediction) is sitting on $938 billion in assets under management after a record year, yet shares have fallen 22.06% year to date, and Reddit’s r/investing community has…
This One 401(k) Move Most People Never Make Could Cost Them Over $100,000
A 55-year-old earning $60,000 with $600,000 in their 401(k) appears to be on cruise control: they max the $8,000 catch-up, rebalance regularly, and dodge high fees. But a single “set-and-forget” error, like failing to…
The 401(k) Mistake Costing Average Americans $200,000 at Retirement
A 35-year-old earning $65,000 a year, auto-enrolled in the company 401(k) at 3% and never changing their contribution level, will arrive at age 65 with roughly $276,000 less than a colleague who simply checked…
Believe It Or not, There is An XRP ETF That Pays 3% Monthly Income
Most income investors and crypto enthusiasts don’t expect to find themselves in the same conversation, as one world is built around predictable cash flow and capital preservation. The other runs on volatility, momentum, and…
Delek Logistics’ 13-Year Distribution Streak Meets a Cash Flow Reality Check
Delek Logistics Partners, LP (NYSE:DKL), which plays a critical role in the energy supply chain, just hit a milestone that almost no MLP can claim: 52 consecutive quarterly distribution increases spanning 13 consecutive years…
While Everyone Owned the S&P 500, This Simpler ETF Was the Better Buy in Early 2026
For the past three years, owning the S&P 500 through a fund like the Vanguard S&P 500 ETF (NYSE:VOO) was the obvious choice as mega-cap technology companies drove the bulk of the index’s returns…
Small Caps Are Beating Large Caps in 2026. Here Are the 2 ETFs Built to Ride It.
The S&P 500 is down on the year through late March, but surprisingly, small caps are not. This divergence, while not dramatic in size, reflects something more meaningful happening underneath the surface with a…
MOS Trades at 14x Earnings While Its Brazil Business Just Grew EBITDA 190% In Q3 2025
Mosaic (NYSE:MOS | MOS Price Prediction) is trading near its 52-week low after shares fell about 14% over the past week and about 13% over the past month. The catalyst was a Q4 2025…
Valero’s 98% Capacity Run Rate and California Exit Have Reddit Turning Bullish
Reddit’s r/wallstreetbets has been building a bull case on Valero Energy (NYSE:VLO | VLO Price Prediction) since the company posted record refining throughput, hiked its dividend, and announced a full exit from California, with…
MicroStrategy Is Down 56.9% YTD, Yet Still Buying Bitcoin by the Billions
A popular Reddit investment, Strategy (NASDAQ:MSTR | MSTR Price Prediction) has lost 56.9% of its value, recently trading near $138, yet continues to buy bitcoin at a pace that has made it the largest…
Oxford Square’s 24% Yield Looks Attractive Until You See the NAV Collapse
Oxford Square Capital Corp. (NASDAQ:OXSQ) is paying a 24% annualized yield at today’s price, a figure that remains high despite a history of significant distribution cuts, most notably a 48% reduction in 2020. The…
PennantPark’s 20% Yield Is Partly Funded by a Reserve Running Out in December
PennantPark Investment Corporation (NYSE:PNNT) has been paying investors $0.08 per share every month, yielding around 20% annually at the current share price. That kind of yield grabs attention. What matters more is who is…
Trinity Capital Pays 14% Monthly Income but One Number Tells the Real Story
One of the most notable things to remember is that Trinity Capital (NASDAQ:TRIN) is paying investors $0.17 per share every month, which annualizes to roughly 14% at today’s share price. That yield draws an…
MRCC’s $0.75 Payout Looks Generous Until You See Where the Stock Is Headed
A publicly traded business development company, Monroe Capital Corporation (NASDAQ:MRCC), just declared a $0.75 special pre-merger distribution, and on the surface, that looks generous. However, the data tells a more complicated story about what…
TJX Missed The Memo and Just Hit $60 Billion in Revenue While the Rest of Retail Struggles
A beloved retailer across its store portfolio, TJX Companies (NYSE:TJX | TJX Price Prediction) just crossed a milestone most retailers only dream about: annual revenue surpassing $60 billion for the first time. Shares sit around…