A staggering behavioral pattern is quietly draining retirement wealth. According to research cited by the Money Guy Show, nearly 30% of IRA rollovers remain uninvested in cash seven years later. The issue is not…
George Kamel, the Ramsey Network personality and co-host of The Ramsey Show, recently put a question to a 22-year-old caller that every reader who has just paid off a debt should answer for themselves:…
Walk into almost any conversation about fund investing and you will hear the same shorthand: ETFs are cheaper than mutual funds. It is a tidy rule of thumb, repeated so often it has hardened…
Jon Ostenson made the pitch directly on The Investing for Beginners Podcast: “if you have a spouse that’s a high-wage W-2 and you’re a W-2 as well, and it’s like you don’t get any…
A 60-year-old caller phoned Ramsey Everyday Millionaires with a clean setup: $4 million net worth, $250,000 in annual income, and a $400,000 Great Harbor 40-foot trawler in his sights. Under the traditional income-based yardstick…
Dave Ramsey, on the April 10 episode of The Ramsey Show titled “Start Telling Your Money Where To Go,” made the case for converting traditional retirement accounts to Roth as a legacy play: “Let’s…
A recently divorced caller phoned Ramsey Everyday Millionaires with a familiar mid-life math problem: 21 years of marriage gone, $85,000 in annual income, and almost nothing saved. The host’s response was startlingly upbeat. “The…
A single mother who already burned $100,000 on legal and travel expenses fighting her daughter’s father called into The Ramsey Show with a question most personal finance columns dodge: her new boyfriend wants to…
Joseph called The Ramsey Show with a problem most families would envy and recognize. He and his wife earn about $340,000 combined. Their daughter is heading to an SEC school, and after merit aid…
On a recent episode of the Money Guy Show titled He’s Working 60 Hours a Week to Retire Early… Is It Worth It?, co-host Brian Preston told a couple sitting on more than $50,000…
The caller on the Ramsey Everyday Millionaires podcast sounded defeated. Forty years old, recently divorced after 14 years of marriage, an $85,000 salary as a construction manager, and a 2010 Toyota Tundra with 251,000…
On The Investing for Beginners Podcast episode “AAR51 – The Money and Mental Health Connection,” Evan Ray described a trap that quietly drains household balance sheets: “If you don’t take some kind of action…
Alicia is 59, has a $1 million net worth, and called into Suze Orman’s podcast because she cannot reliably cover a $4,000 monthly nut for mortgage and taxes on her New York beach townhouse.…
For decades, the playbook for high-income investors was almost reflexive: put municipal bonds in your taxable account, put Treasuries and corporates in your IRA. Adam Grossman, co-founder of Mayport, has been quietly tearing that…
On Episode 415 of the Retire SMART Podcast, “Beefing” with Housing Prices, the host flagged a frustration showing up in mailboxes across the country. Median sales prices are down 6% year over year and…
A caller named Samantha from Birmingham phoned The Ramsey Show with a question that sounds like it is about money but is actually about something much harder to fix. Her contractor husband had been…
Richard from Staten Island has a problem most investors would envy. Six years ago, on his son’s suggestion to capitalize on crashed oil prices, he put $90,000 to $100,000 into Occidental Petroleum at $9…
The hosts of The Best One Yet, a daily business podcast, laid out a piece of advice this spring that most renters never act on: ask your landlord to lower your rent. Their framing…
A listener named Michelle wrote into The Clark Howard Podcast’s “Ask An Advisor With Wes Moss” with a question that haunts thousands of homeowners who survived the 2008 foreclosure wave. “My husband is 61…
The yield on a bond is only half the story. What lands in your bank account after taxes is the half that matters, and for high earners, that distinction can flip the math on…
