On a recent episode of The Ramsey Show, a 31-year-old caller named Jason laid out a plan many mid-career workers are weighing: borrow heavily for a degree that promises a modest raise. “I’m basically…
On the Retire SMART Podcast episode “Year-Round Tax Planning,” the guest drew a line most business owners never think about: “owning your own home is not necessarily a tax strategy. A tax strategy is…
On a recent episode of the Talking Real Money podcast titled “You’re Right, Of Course.”, co-host Don McDonald addressed a listener correction about SECURE 2.0. James from Fort Lauderdale had pointed out that since…
On a recent highlights replay of Ask KT & Suze Anything, Suze Orman pulled Pat’s question back into the spotlight for anyone with a big real estate sale on the horizon. Pat and her…
A public safety worker called The Ramsey Show with a problem most people would trade for: he can’t stop saving. He and his family escaped Vietnam after the war, lived in poverty, and now…
On episode #1145 of the How to Money podcast, guest Jesse Cramer explained why he and his wife skipped funding their Roth IRAs in 2025 for the first time in more than a decade.…
On a recent episode of the Jill on Money podcast, a 50-year-old solo content creator named Susan called in scared. She has run a one-woman shop for two decades, averaging $250,000 a year for…
On a recent episode of the How to Money podcast, host Jesse Cramer admitted something most personal finance voices would never say out loud. “2025 was the first year for us in probably over…
A 24-year-old youth pastor called The Ramsey Show recently with a question millions of low earners ask themselves: “how do I save for retirement when I have a low income?” He explained he was…
A retiree near 70 called into the Talking Real Money podcast with a question that sounds technical but actually decides whether he keeps thousands of dollars or hands them to his lender. He has…
Karen, a 58-year-old nurse who is newly single or newly divorced and sitting on $600,000 in retirement savings, called the Ramsey Everyday Millionaires show afraid she had to pick between buying a home and…
Jay, a 27-year-old from Oklahoma City, called The Ramsey Show carrying $35,000 to $45,000 in debt while attending school, working two jobs, and quietly making the monthly note on his disabled father’s truck. Dave…
Adam Grossman tells a story that has stayed with him since boyhood. “I remember once I was at my grandparents’ house and this older fellow came in,” he said on Morningstar’s The Long View…
Brian Preston of the Money Guy Show puts it bluntly: “You’re strapping this weight to you and then walking into the ocean. And I don’t care how good of a swimmer you are, if…
Imagine logging into your 401(k) after a decade of contributions, expecting to see a portfolio that grew with the market. Instead, your balance is roughly the sum of what you put in. The money…
A woman called The Ramsey Show in tears. "About 3 years ago I had discovered that my husband had amassed a pretty substantial amount of debt," she said. The total damage came to roughly…
An 84-year-old widow from Chattanooga named Jean called into The Ramsey Show after $45,500 vanished from her wealth management account. She had $169,790 in the account total. The thieves took a slice and left.…
A 60-year-old with $5 million in retirement assets peels off $1 million for 30-year Treasury Inflation-Protected Securities and lets the remaining $4 million chase growth. The host of the Retire SMART Podcast walked through…
Financial advice comes in all flavors, and finding the wisdom that resonates with you may be tricky. However, the practical words of Dave Ramsey are held in high regard. With record-breaking debt burdening many…
Kevin from Charlotte called The Ramsey Show with what sounded like a reasonable plan. He and his girlfriend wanted to buy a house. Her dad would gift them $35,000 for a down payment. They…
