William Temple, Author at 24/7 Wall St.

A person with dark hair, seen from the side, sits in a dimly lit room bathed in red light. Their right hand is pressed against their head, indicating distress. They are looking at a computer monitor which displays a bright red candlestick chart showing a significant and continuous downward trend. On the desk, a keyboard, mouse, and a digital clock showing '77 °F' are visible.

The Speculation That AI Will Eat Software Companies, Let’s Clear It Up: ServiceNow CEO Pushes Back on IGV’s 23% Collapse

The software sector is having a moment, and not the good kind. iShares Expanded Tech-Software Sector ETF (NYSEARCA:IGV) has shed nearly 23% year-to-date, with a 16% drop in just the past month. The carnage…

William Temple · 6 months ago

Cramer: “Disney Should Buy Norwegian Cruise. There’s a Big Ship Shortage”

Jim Cramer made a bold call this week: Walt Disney (NYSE:DIS | DIS Price Prediction) should acquire Norwegian Cruise Line Holdings (NYSE:NCLH) valued roughly around $11 billion right now, pointing to what he called…

William Temple · 6 months ago

A blurred photograph of a person holding a large bunch of fresh green leafy vegetables, possibly lettuce, serves as a background. Overlaid on this image is a transparent white line graph displaying market trends with dates ranging from January 19 to March 24. Below the graph, a detailed financial table is presented with columns for 'Available Volume', 'Actual Volume', 'Average Cost', 'Market Price', 'Amount (Price)', 'Market Value', 'Unrealized P/L', '%Unrealized P/L', and 'Realized P/L'. The table contains multiple rows of numerical data, with some 'Unrealized P/L' and '%Unrealized P/L' values highlighted in green for positive figures and red for negative figures.

There Is A Hidden Currency Risk Inside KXI That Most Investors Never See Coming

KXI has quietly become one of the better-performing corners of the equity market in 2026. iShares Global Consumer Staples ETF (NYSEARCA:KXI) is up nearly 14% year-to-date, with the past month alone adding roughly 9%…

William Temple · 6 months ago

A smiling older man with a grey beard and short grey hair wears a tan polo shirt. He is prominently featured in the foreground, with a brightly lit, blurred supermarket or retail checkout area in the background, including a cash register, monitor, and a '5%' sign.

Retirees Need 7.7% More for Healthcare, COLA Gives Them 2.16%

Retirement was supposed to be the finish line. For millions of older Americans, it’s turning into a revolving door. The number of retirees heading back to the workforce isn’t a quirky trend or a…

William Temple · 6 months ago

A distressed middle-aged couple sits at a wooden kitchen table covered with bills and financial papers. The woman, wearing a blue shirt, holds a document and presses her hand to her forehead, looking concerned. The man, in a dark blue shirt, leans back in his chair with his eyes closed, appearing overwhelmed. An open laptop on the table displays a green line graph showing an upward trend in what appears to be a stock chart. The background shows a sunlit kitchen with white cabinets, a window, and kitchen appliances.

Americans 55+ Have $500K Saved , But Need Twice That to Retire

Americans are watching their 401(k) balances tick upward and feeling a false sense of security. The numbers look good on paper, but beneath the surface, a dangerous illusion is taking hold. While account balances…

William Temple · 6 months ago

The Breakfast Club (1985) | Molly Ringwald in The Breakfast Club (1985)

Gen X Is Running Out of Time: Why Millions Risk Working Past 70

If you’re in your mid-50s and haven’t seriously confronted your retirement numbers, here’s the uncomfortable truth: you’re in the final stretch of a race you might be losing. Gen X, those born between 1965…

William Temple · 6 months ago

A senior couple in a kitchen. The man with a white beard is seated, writing in a notebook and using a calculator. The woman, with white hair, stands beside him, her hand pressed to her forehead with a distressed expression. On the wooden table are papers, a coffee mug, a laptop, croissants, and orange juice.

50+ Americans Have $50K Saved. They Need 20x That to Retire

We’ve spent the last decade watching 401(k) balances climb to record highs, celebrating the occasional millionaire milestone, and nodding along to retirement calculators that promise everything will work out fine. But here’s the part…

William Temple · 6 months ago

A highly stylized, blurred digital display of financial charts and numerical data on a dark blue background. Bright blue, green, and orange lines represent fluctuating market trends, with a prominent light blue upward-trending arrow. White dashed lines indicate data points, and glowing numbers like '24,105' and '23,785' are visible, some with downward arrow icons, against a grid. The composition suggests active data analysis and investment.

The Space Infrastructure Builder Stumbles While the Launch Provider Burns Through Cash Faster

Redwire (NYSE: RDW) and Firefly Aerospace (NASDAQ: FLY | FLY Price Prediction) both missed Q3 2025 earnings badly. Redwire posted revenue of $103.4 million and EPS of -$0.29, while Firefly delivered revenue of $30.8…

William Temple · 6 months ago

A close-up, blurred image of a digital financial display board. Glowing blue numbers and text are visible on the left, while bright green numbers like '30.63' and '0.35%' with an upward arrow are on the right. The background features out-of-focus orange and blue circular bokeh lights.

ARKK ETF Update

ARKK is having a rough start to 2026. After closing 2025 with a 35.49% return that crushed the S&P 500, Cathie Wood’s flagship innovation fund has stumbled 9.58% lower year-to-date as of early February.…

William Temple · 6 months ago

A close-up, slightly angled shot of a square microchip with the Chinese flag (red with five yellow stars) on its top surface. The edges of the chip glow with a bright orange light. It is placed on a dark blue circuit board, which has faint illuminated traces and several blurred, circular orange lights in the background and foreground, creating a high-tech, dynamic atmosphere.

The Nvidia-China dance continues

Nvidia (NASDAQ:NVDA | NVDA Price Prediction) shares jumped 9.11% over the past week on signals that Washington may ease export restrictions on older AI chips bound for China. The stock closed at $190.05 on…

William Temple · 7 months ago

A close-up of a human hand on the left, with fingers slightly curled, extending towards a metallic, white and grey robotic hand on the right. Both hands are reaching out, almost touching fingers, set against a dark, digitally-patterned background with glowing blue, white, and red light streaks and particles, suggesting data flow.

AI looms over strong job market. Here’s why

The January unemployment rate held steady at 4.3%, still within the healthy range that signals a functioning labor market. But dig beneath that headline number and the picture gets murkier. Initial jobless claims jumped…

William Temple · 7 months ago

A wide shot of a modern operating room with a patient covered in a light blue sterile sheet on a bed. Surrounding the patient is a large, gray and white C-arm imaging system with complex mechanical arms. To the left, various medical monitors and IV stands are visible. To the right, a large black monitor displays medical data and waveforms. The room has light pink walls and a light blue tiled floor, with bright overhead fluorescent lighting.

The TAVR Pioneer Bets Everything on One Market as Its Competitor Spreads Risk

Edwards Lifesciences (NYSE: EW | EW Price Prediction) and Boston Scientific (NYSE: BSX) both reported strong quarters, but the results reveal fundamentally different strategies in the heart device market. Edwards doubled down on transcatheter…

William Temple · 7 months ago

A diverse group of eleven smiling service professionals, six men and five women, standing in two rows against a light grey background. Each person wears a distinct work uniform with various company logos visible, including TruGreen, HomeTeam, Orkin, Allpest, Western Pest Services, Purina Total, and Waltham Pest Services. Uniforms vary in color and style, featuring button-down shirts, polo shirts, and a white top with epaulets, paired with different colored trousers, depicting a range of professional service roles.

Wall Street’s Favorite Uniform Rental Stock Just Proved Why It Commands a 55% Valuation Premium

Cintas (NASDAQ: CTAS | CTAS Price Prediction) and UniFirst (NYSE: UNF) both reported earnings in recent weeks, revealing two uniform rental companies pursuing fundamentally different strategies. Cintas delivered 8-9% revenue growth with expanding margins…

William Temple · 7 months ago

An interior shot of a Costco warehouse shows a red overhead sign displaying 'MEMBERSHIP' in large white letters, with details on Executive, Gold Star, and Business memberships, along with their respective prices ($120, $60, $60). Below the sign, several customers are seen interacting with Costco employees behind a long service counter. A sign for the Citi Costco Anywhere Visa Card is also visible. The background features a light brown brick wall and exposed utility pipes.

Nine Out of Ten Costco Members Renew: Inside the Metric That Powers a $14B Profit Engine

Costco Wholesale Corp (NASDAQ:COST | COST Price Prediction) just reported something remarkable: a 92.3% renewal rate in the US and Canada, with 89.8% worldwide. That’s not just a metric. It’s the entire business model…

William Temple · 7 months ago

A wide shot of a modern, empty office space. An overturned beige office chair lies on a white tiled floor in the foreground. Nearby, numerous gray and black electrical cables with orange and blue connectors snake across open floor panels, revealing dark cavities. In the background, large windows overlook reflections of a tall, grey building with horizontal white panels.

Amazon Cuts Another 2,200 Jobs in Seattle as Headquarters Hollows Out

Amazon (NASDAQ:AMZN | AMZN Price Prediction) just filed paperwork to cut another 2,200 corporate jobs in Seattle, marking the latest chapter in what’s becoming a systematic hollowing-out of its headquarters. The WARN notice with…

William Temple · 7 months ago

PayPal Poaches HP’s CEO in Rare Tech Leadership Raid – What HP Knows That We Don’t

PayPal Holdings (NASDAQ:PYPL | PYPL Price Prediction) just did something nearly unheard of in Silicon Valley: it poached a sitting CEO from another public company. Enrique Lores, who led HP Inc (NYSE:HPQ) through six…

William Temple · 7 months ago

A close-up, high-angle shot of a precision machine's metallic tip illuminating a dark microchip on a circuit board with bright red light. The circuit board is dark teal-blue with numerous small, blurred red glowing points scattered in the background and foreground, creating a high-tech and intense atmosphere.

Broadcom and TSMC Emerge as ‘Big Winners’ in Custom AI Chip Boom

Broadcom (NASDAQ:AVGO | AVGO Price Prediction) and Taiwan Semiconductor Manufacturing (NYSE:TSM) are emerging as major beneficiaries of the custom AI chip boom, capturing value alongside NVIDIA’s continued dominance in the AI infrastructure market. Broadcom…

William Temple · 7 months ago

William Temple

The Speculation That AI Will Eat Software Companies, Let’s Clear It Up: ServiceNow CEO Pushes Back on IGV’s 23% Collapse

Cramer: “Disney Should Buy Norwegian Cruise. There’s a Big Ship Shortage”

There Is A Hidden Currency Risk Inside KXI That Most Investors Never See Coming

Retirees Need 7.7% More for Healthcare, COLA Gives Them 2.16%

Americans 55+ Have $500K Saved , But Need Twice That to Retire

Gen X Is Running Out of Time: Why Millions Risk Working Past 70

50+ Americans Have $50K Saved. They Need 20x That to Retire

The Space Infrastructure Builder Stumbles While the Launch Provider Burns Through Cash Faster

ARKK ETF Update

The Nvidia-China dance continues

AI looms over strong job market. Here’s why

The TAVR Pioneer Bets Everything on One Market as Its Competitor Spreads Risk

Wall Street’s Favorite Uniform Rental Stock Just Proved Why It Commands a 55% Valuation Premium

Nine Out of Ten Costco Members Renew: Inside the Metric That Powers a $14B Profit Engine

Amazon Cuts Another 2,200 Jobs in Seattle as Headquarters Hollows Out

PayPal Poaches HP’s CEO in Rare Tech Leadership Raid – What HP Knows That We Don’t

Broadcom and TSMC Emerge as ‘Big Winners’ in Custom AI Chip Boom

Nvidia’s $100 Billion OpenAI Investment Plan Reportedly Hits Snag Amid Internal Concerns

Steve Jobs-Signed Apple Check No. 1 Sells for $2.4 Million at Auction

Realty Income Has Made 650 Consecutive Monthly Payments and the Streak Looks Secure