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Javier Simon

Ford Waves the White Flag and Looks to Make More Money

24/7 Wall St. Insights Ford wants to repurpose a Canadian EV plant into one for gas-powered super duty trucks. The move could reflect a change in course for automakers. Ford pays dividends to its…

Javier Simon · 2 years ago

Sam’s Club Mastercard Review

Key points The Sam’s Club Mastercard offers up to 5% cashback rewards on in-store purchases for Plus members. This Sam’s Club credit card also offers generous cash back rewards on gas. Walmart, the owner…

Javier Simon · 2 years ago

Costco Credit Card Review: Is It Worth It?

The Costco credit card offers exceptional cashback rewards rates on certain categories. The rewards redemption process may be complicated for some. Costco pays dividends to its stockholders, which could provide a steady stream of…

Javier Simon · 2 years ago

Costco vs BJ’s: Which is better?

Costco and BJ’s both offer low prices on food, beauty products, electronics, and other goods in bulk. BJ’s and Costco differ when it comes to membership prices, extra perks, and more. Costco pays dividends…

Javier Simon · 2 years ago

Costco vs Sam’s Club: Which Is Better?

Costco and Sam’s Club stand out for low prices on everyday needs like groceries and health products. Costco and Sam’s club differ significantly when it comes to membership prices, extra perks, and more. Costco…

Javier Simon · 2 years ago

Find the Hours of the Closest Costco to You

Costco stands as one of the most popular members-only wholesale retailers in the world. It’s known for its low prices of name-brand products, large warehouse settings, and of course – the famous $1.50 hot…

Javier Simon · 2 years ago

See the Unknown History Behind 16 Auto Company Logos

With the abundance of car commercials racing through the screens, you’re probably getting whiplash from all the auto company logos you see on a regular basis. But ever wonder what inspired these designs? And…

Javier Simon · 2 years ago

IBIT vs. GBTC: Which Bitcoin ETF Should You Buy?

With the emergence of spot Bitcoin ETFs, more and more retail investors now have access to Bitcoin exposure through their brokerage accounts. But the road there was not a smooth one. Major ETF providers…

Javier Simon · 2 years ago

Is Cryptocurrency ETF IBIT a Buy?

As spot Bitcoin ETFs gain traction, more and more retail investors can gain exposure to Bitcoin through their brokerage accounts, without going through the hurdles of actually holding Bitcoin. What are spot Bitcoin ETFs?…

Javier Simon · 2 years ago

How to Do a Backdoor Roth IRA With Fidelity: Step by Step

With the backdoor Roth IRA strategy, you move nondeductible contributions from a traditional IRA to a Roth IRA and thereby benefit from potential tax-free growth and qualified tax-free withdrawals from the Roth IRA at…

Javier Simon · 2 years ago

Webull vs Fidelity: What Are the Differences?

Fidelity and Webull both offer impressive investing platforms, but they differ in many ways. Fidelity is a full-service broker that offers access to a wide variety of investing products, a competitive robo-advisor, and access…

Javier Simon · 2 years ago

Understanding the HSA Tax Form 8889

A health savings account (HSA) allows you to save and invest money for future medical expenses while earning key tax benefits. But in order to make the most out of those tax breaks, you…

Javier Simon · 2 years ago

HSA And Spouses, Can You Have Two Accounts?

A health savings account (HSA) can benefit your entire family. But to make the most out of this tax-advantaged savings vehicle and avoid steep penalties, you need to keep some important points in mind.…

Javier Simon · 2 years ago

HSA vs PPO: Which One Is Better?

A health savings account (HSA) is a tax-advantaged savings vehicle that allows you to sock away money to cover qualified healthcare costs. To open an HSA, you’d need to pair it with a high-deductible…

Javier Simon · 2 years ago

When to Max Out Your HSA, and When to Skip It

A health savings account (HSA) can help you save and invest for future healthcare expenses while providing you with major tax benefits. And you can contribute a sizable amount to your HSA. For 2024,…

Javier Simon · 2 years ago

HSA vs HRA: What Are the Differences?

Health savings accounts (HSAs) and health reimbursement arrangements (HRAs) are both designed to help you cover qualified medical expenses. But there are key differences between the two. HSAs are individually-owned savings accounts that you…

Javier Simon · 2 years ago

Fidelity Target Date Funds: How Do They Work?

Target-date funds (TDFs) are diversified investment portfolios that automatically change their asset allocation to become more conservative as you get closer to retirement. The idea is to focus more heavily on growth-oriented securities like…

Javier Simon · 2 years ago

FSA vs HRA: What Are the Differences Between Them?

Flexible spending accounts (FSAs) and health reimbursement arrangements (HRA) can both help you cover qualified medical expenses. But they differ in some ways. An FSA is an employer-sponsored savings account that you can contribute…

Javier Simon · 2 years ago