Autos

The Cheapest Cars to Insure in America

15. Jeep Compass Sport
> Average annual premium: $1,217 (tied for 14th lowest)
> Price: $19,495
> 2012 sales: 40,235
> Engine: four-cylinder

At less than $20,000, the Sport is Jeep’s base Compass and among its least expensive vehicles. In addition to a low MSRP and low average insurance premium, Compass owners save money on gas as the model gets 26 miles per gallon. This exceeds both Jeep’s Grand Cherokee and Wrangler performance — both don’t even get 20 miles per gallon. On average, Compass Sport owners save $1,250 in fuel costs over five years relative to the average of 2013 vehicles, according to fueleconomy.gov.

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14. Honda Odyssey EX-L
> Average annual premium: $1,217 (tied for 14th lowest)
> Price: $35,225
> 2012 sales: 125,980
> Engine: six-cylinder

The Honda Odyssey EX-L is the only vehicle among the 15 least expensive to insure with an MSRP of more than $30,000. The Odyssey, which seats eight, has received a five-star safety rating from the NHTSA — the highest rating the agency awards — for each of the past three model years. Among vans, only the Odyssey has earned this rating since 2011. Last year, Honda sold over 125,000 Odysseys, up 17.7% from 2011. This was honda’s fourth-best seller, behind the Accord, Civic, and CRV.

13. Chevrolet Equinox 1LT (Alex)
> Average annual premium: $1,210 (tied for 12th lowest)
> Price: $25,800
> 2012 sales: 218,621
> Engine: four-cylinder

The Equinox is Chevrolet’s low cost five passenger crossover offering. With nearly 220,000 units sold in 2012, the Equinox is the best-selling car among the 15 least expensive to insure. The Equinox 1LT, which costs roughly $1,500 more than the baseline LS, comes with a rear-view camera and integrated blind spot mirrors that are not available for the LS. Helping owners save money, the Equinox gets 26 combined miles per gallon, better than the 23 miles per gallon average of the 2013 vehicles.

12. Ford Transit Connect XLT Premium
> Average annual premium: $1,210 (tied for 12th lowest)
> Price: $24,200
> 2012 sales: 35,216
> Engine: four-cylinder

Ford markets the Transit Connect to businesses and highlights the model’s nearly 130 cubic feet of cargo space and its maximum payload of 1,600 pounds. The XLT Premium trim, at just $24,200, is the most expensive version of the model available, coming with third row and rear-quarter glass windows. Despite being cheap to insure, the Transit Connect did not perform well in safety tests, receiving just two out of five stars from the NHTSA.

11. Dodge Grand Caravan SXT
> Average annual premium: $1,206
> Price: $26,595
> 2012 sales: 141,468
> Engine: six-cylinder

The Grand Caravan is Dodge’s core minivan offering and the SXT is its mid-range trim. The model offers a variety of safety features, including eight crush zones, front seat head restraints that protect riders during rear-end collisions, and a rear backup camera. According to Edmunds.com, “like other loaded minivans these days, a Grand Caravan can seem like a full-fledged luxury car in terms of features.