The Cheapest Cars to Insure in America

10. Hyundai Tucson GL
> Average annual premium: $1,204
> Price: $19,395
> 2012 sales: 48,878
> Engine: four-cylinder

The Hyundai Tucson is Hyundai’s low-price crossover, costing less than $20,000 for the basic GL trim. The Tucson offers a number of features, including a traction control system and a touchscreen navigation system that provides “real-time road conditions” to help drivers avoid traffic. The Tucson has not quite caught on with drivers. Fewer than 50,000 Tuscons have been sold, versus more than 71,000 for Hyundai’s Santa Fe — another crossover model that costs $5,000 more.

Also Read: The Top Selling Luxury Cars in America

9. Ford Explorer
> Average annual premium: $1,197
> Price: $29,100
> 2012 sales: 164,207
> Engine: six-cylinder

The Explorer is Ford’s mid-range SUV. The standard Explorer costs just under $30,000 and offers numerous features for better driving, such as a system that controls the car’s speed as it declines hills and a system for preventing trailers from swaying. The model also comes with Ford’s AdvanceTrac — a system for helping drivers maintain control if they oversteer or understeer, as well as for helping drivers avoid rolling over if they approach a curve too quickly. This was a major problem for Ford over a decade ago, when the company and its tire supplier, Firestone, blamed each other for the high incidence of rollovers in previous versions of the Explorer. The 2013 version of the Explorer received a five-star safety rating from the NHTSA, with a four star rating in rollover prevention.

8. Hyundai Tucson GLS
> Average annual premium: $1,189
> Price: $22,745
> 2012 sales: 48,878
> Engine: four-cylinder

The GLS is the second version of the Tucson among the nation’s least expensive cars to insure. Unlike the standard GL, which costs $3,350 less, the GLS offers drivers the ability to shift between manual and automatic transmission, automatic headlights, and telescopic steering. According to, the 2.0 liter GL and 2.4 liter GLS have similar fuel economy; both provide a combined 23 miles per gallon with manual transmission), which is the average for 2013 vehicles, and 25 miles per gallon with automatic transmission.