If you were to tell a retiree that you found a fund backed by JPMorgan and anchored in Nasdaq-100 equities, they might be interested. However, when you indicate it offers an 11.3%…
A 7% yield sounds compelling until you ask the question that separates income investing from return-of-capital illusion: where is the money actually coming from? A fund that pays 10% annually while losing…
The income gap between these two funds is not all that subtle when you consider that if you put $500,000 into the Schwab US Dividend Equity ETF (NYSE:SCHD) at its current 3.30%…
Covered call ETFs have moved from a niche income strategy to one of the most discussed categories in retirement investing, and three names keep coming up in the same conversation, and all…
Technically speaking, retirees should be just as comfortable selling shares to fund withdrawals as they are receiving dividends. From a total return perspective, there’s no real difference. For example, selling $10,000 worth…
Three of the most widely held dividend ETFs sit in almost every retirement portfolio conversation, yet most investors who own one have never seriously compared the other two. The Schwab US Dividend…
What’s your plan for retirement? If you haven’t given it much thought yet, it’s worth starting with a simple question: where is your income going to come from? The old model was…
The JPMorgan Equity Premium Income ETF (NYSE:JEPI) has become one of the most popular retirement income funds in the market, and the appeal is easy to understand. An 8.57% yield paid monthly,…
Replacing a paycheck with dividends sounds straightforward until you run the actual numbers and learn a simple truth. The reality is that the formula here to make things work is actually pretty…
It can be an appealing idea to replace your paycheck with passive income. While it sounds exciting on the surface, it is a slightly complicated task. You'll have to work backwards and…
I’m a total return guy. All I really care about is after-tax performance with distributions reinvested. I couldn’t care less about how much yield an ETF throws off. Even in retirement, I’d…
The JPMorgan Equity Premium ETF (NYSE:JEPI) did not become the most widely covered call ETF by accident. The combination of JPMorgan’s active management, an 8.57% monthly yield, and a broad S&P 500…
A hospital-employed physician at 58 with $2 million in a 401(k) and a $150,000-per-year pension faces a retirement tax problem most planning guides miss. The pension creates a permanent income floor that…
Two covered call ETFs can sell options against equity positions and arrive at completely different outcomes depending on what stocks they own, how much of the portfolio they cover, and whether their…
A couple retires at 62 with a $1.5 million traditional 401(k), $400,000 in taxable accounts, and $200,000 in a Roth IRA. They feel set. Then they run the numbers at age 73…
