Companies /Financial Services
Upstart Holdings Inc
NASDAQ: UPST Credit Services
$24.19
▲ $0.17 (+0.71%) today
Markets closed · 8:22am ET

Upstart (UPST) Earnings History & Trends

EPS and revenue vs. Street estimates · SEC filings
60%
EPS beat rate
+1.42%
Avg. EPS surprise
Consecutive EPS misses
UPST vs Market · 30-day return after each reportUPSTS&P 500
0%+20%+23.6%+6.9%Q1 25+1.6%+2.5%Q2 25+12.4%+0.9%Q3 25−16.0%−3.3%Q4 25−7.1%+0.1%Q2 26
0%+20%Q1 25Q2 25Q3 25Q4 25Q2 26
UPST EPS Trend · estimate vs actualEstimateActual
$0.00$0.20$0.40$0.60$0.17$0.30Q1 25$0.25$0.36Q2 25$0.42$0.52Q3 25$0.46$0.17Q4 25$0.55$0.16Q2 26
$0.00$0.20$0.40$0.60Q1 25Q2 25Q3 25Q4 25Q2 26
UPST Revenue Trend · estimate vs actualEstimateActual
$0$200.0M$400.0M$201.3M$213.4MQ1 25$225.4M$257.3MQ2 25$279.6M$277.1MQ3 25$288.6M$296.1MQ4 25$352.2M$364.7MQ2 26
$0$200.0M$400.0MQ1 25Q2 25Q3 25Q4 25Q2 26

How Often Does Upstart Beat Earnings Estimates?

Upstart beat EPS estimates in 3 of its last 5 reported quarters, and has missed 2 quarters in a row.

UPST quarterly earnings per share and revenue versus Street estimates
Quarter EPS · est. Surprise Revenue · est. Surprise
Q2 2026 $0.16 est. $0.55 −70.68% $364.7M est. $352.2M +3.54%
Q4 2025 $0.17 est. $0.46 −63.13% $296.1M est. $288.6M +2.61%
Q3 2025 $0.52 est. $0.42 +23.43% $277.1M est. $279.6M −0.90%
Q2 2025 $0.36 est. $0.25 +41.62% $257.3M est. $225.4M +14.15%
Q1 2025 $0.30 est. $0.17 +75.85% $213.4M est. $201.3M +6.02%

Figures from SEC filings and company reports. Not investment advice.