The Fed's rate cuts have quietly killed the easy income trade, and chasing 6% now means choosing between credit risk, structural complexity, and duration bets that each blow up under a different…
If you hold SPDR Bloomberg High Yield Bond ETF (NYSEARCA:JNK) for the yield, the fund’s marketing rarely mentions what you actually surrender to collect it. A 0.40% annual expense ratio sounds harmless…
iShares Broad USD High Yield Corporate Bond ETF (NYSEARCA:USHY) is one of the cheapest ways to access a junk-bond income stream, paying monthly distributions with a trailing yield close to 6.9% at…
John Seetoo The iShares Broad USD High Yield Corporate Bond ETF (NYSEARCA:USHY) has quietly become the cheapest mainstream way to own US high-yield credit, with a net expense ratio of just 0.08% as of…
Money market funds and Treasury bills yield around 3.7% on the 3-month. The Janus Henderson AAA CLO ETF (NYSEARCA:JAAA) advertises a distribution yield of 5.51%. That spread, the three-letter AAA rating, and…
High-yield bonds pay more than Treasuries for a reason: the companies issuing them carry real default risk. For any income-focused investor, the question is whether the extra yield justifies the extra risk,…
As retirees transition from accumulating wealth to living off it, the most challenging aspect can be moving from a steady paycheck to a fluctuating portfolio. It’s often difficult to make this transition,…
Income-oriented investors, including lots of retirees, often switch their portfolios from a growth focus to an income-based one once they are officially in retirement. Many of them opt for dividend stocks, bonds,…
