How High Can XRP Realistically Go From $1?

XRP closed at $1.37 on October 13 and has lost 25.3% over the past month, and its lowest close in the past 90 days was 99 cents on August 16. Despite these setbacks, named forecasters still put out targets as high as $750. So how high can XRP realistically go from $1, and which of those targets might be feasible given its size?

Every Named XRP Target Above $3.65 Would Make XRP Bigger Than Ethereum

A cryptocurrency’s market cap, or total value, is its price multiplied by the number of coins in circulation. XRP has approximately 63.5 billion coins in circulation and a market cap of about $64.6 billion, making it the sixth-largest cryptocurrency. In comparison, Ethereum (CRYPTO:ETH), the second-largest, has a market cap of around $243.8 billion.

The table below ranks XRP price forecasts from lowest to highest, along with the market cap each implies at today’s supply.

The $100 target date has already passed. Only the $3.65 target has trading history behind it, and at that price XRP would be worth $231.8 billion, slightly below Ethereum’s current market cap. Any of the other forecasts would require a market cap in the trillions, the same barrier our October look at these targets ran into.

New supply raises the bar further. XRP’s maximum supply is capped at 100 billion coins, and as of November 1, Ripple held about 30.4 billion of them in escrow, a series of time-locked contracts that release up to 1 billion coins a month. If all coins were in circulation, a price of $3.65 would mean a $365 billion market cap.

XRP’s Upper Range Needs ETF Inflows and a Policy Jolt, and Both Have Stalled

Spot XRP ETFs Have Turned to Outflows

Spot XRP ETFs, funds that hold XRP and trade on stock exchanges, had $1.19 billion in net assets as of November 11. However, they posted net outflows of $18 million over November 9 and 10.

Cumulative net inflows, the total new money added since launch, peaked at $1.81 billion on October 29 but fell to $1.79 billion by November 11. Despite an $8.4 million inflow on October 29, the biggest single day in the past month, XRP’s price continued to decline.

Policy News Moved XRP Once, in November 2024

The most impactful policy news came after the 2024 U.S. election, when hopes for friendlier crypto rules sent XRP from a 51-cent close in October 2024 to a $1.94 close in November 2024.

However, later positive developments, such as the OCC’s final approval of Ripple National Trust Bank in late October, brought little improvement in XRP’s price. That suggests XRP needs a bigger surprise, like banks settling payments in XRP, which Ripple hasn’t confirmed any bank does yet.

XRP Price Questions Holders Keep Asking

How High Will XRP Go in 2026?

XRP is below its 20-day, 50-day, and 200-day moving averages of $1.23, $1.34, and $1.26, respectively. A move above $1.34, about 31% higher, could indicate a strong finish for 2026. However, a return to the $1.84 level where XRP began the year, about 80% higher, seems unlikely.

Can XRP Hit $10?

If XRP reached $10 at current supply, its market cap would be $635.2 billion, far above Ethereum’s. Our 2040 forecast puts $10 at the top of its range.

Can XRP Reach $100?

For XRP to trade at $100, it would need a market cap of $6.35 trillion, which looks very unlikely. Our 2035 prediction reaches the same conclusion over a longer period.

Will XRP Ever Go Back Up?

XRP has bounced back from price lows before, and it has risen 52.1% over three years. After its August low, XRP rebounded to a $1.57 close on September 22. Our November recovery analysis names a close above $1.18, around 16% higher, as the first sign of a rebound.

How High Can XRP Realistically Go From $1?

XRP’s most realistic upside is its all-time high of $3.65, a 258% rise from its current price, while the $23, $100 and $750 targets look very unlikely this decade. First, XRP needs to close consistently above its 50-day moving average of $1.34. Cumulative ETF inflows must then pass their $1.81 billion peak, and a monthly close above $2.42 would revive hopes of reaching the all-time high.

However, if ETF outflows continue and XRP closes below its 99-cent August low, about 3% lower, any recovery could slip into 2027. So $3.65 is the most XRP can realistically reach from $1, but until ETF buyers return, the $1.57 September high looks like the nearer ceiling.

Contact [email protected] for any questions or corrections.