Is the 4% Retirement Rule Changing For Baby Boomers?
If you are a retired Baby Boomer, or a Baby Boomer who has done any retirement planning at all, you are almost certainly familiar with the 4% rule. This rule helps you define a…
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A New York Woman Questions $150,000 Debt After Parents Buy Luxury Car
A decade after college, Lily from New York City faces a financial dilemma that tests the boundary between legal obligation and moral commitment. She agreed to repay $150,000 in Parent PLUS loans her parents…
Dave Ramsey Said to Claim Social Security at 62. Here’s Why That May Not Be the Best Advice
Once you're old enough to claim Social Security, you'll face a genuinely tough decision. The earliest age to sign up for benefits is 62. But if you don't wait until full retirement age (FRA)…
Dave Ramsey: “Those Parent Plus Loans Are Going to Balloon to $175,000 If We Just Fight Over This”
A caller to The Dave Ramsey Show in January 2026 faced a debt situation trapping thousands of families: $170,000 in combined student loans on a $91,500 salary. The caller had knocked out credit cards…
I Discovered My Husband Had $150,000 in Gambling Debt After We Got Married and Had a Baby
Discovering $150,000 in hidden gambling debt after marriage and a new baby ranks among the most devastating financial betrayals a spouse can face. This is about broken trust, deception during vulnerable life transitions, and…
Dave Ramsey: “His Mind Is Not Broken. His Achilles Is Broken”
Financial emergencies reveal what was hiding in plain sight. When Dave Ramsey fielded a call from Heather on a January 2026 episode of The Ramsey Show, the crisis was multilayered: her husband’s gambling addiction…
The Truth Behind Social Security Running Out For Baby Boomers
There are many baby boomers today who rely heavily on Social Security to make ends meet in retirement. And there’s a reason for that. Pensions were very common when baby boomers started their careers.…
Baby Boomers: Don’t fall for these all-too-common retirement myths
As remaining Baby Boomers wind down for retirement while the already-retired move forward with their retirement plans amid their golden years, it’s about time we discussed some of the more common retirement myths, why…
4 Personal Finance Areas Where Suze Orman is Spot On
With a dozen New York Times list best selling books to her name along with an Emmy award winning TV show and a syndicated podcast, Suze Orman has built a media empire on her…
How to take over a mortgage when inheriting a house
Inheriting a home can be both a gift and a source of stress, especially when it comes with an existing mortgage. For many people, the situation is unfamiliar and confusing. Suddenly, you’re forced to…
Shopping for a Financial Advisor? Ask these 7 Questions
Choosing a financial advisor is one of the most important money-related decisions you can make, yet many people approach it casually or skip the vetting process altogether. With countless professionals offering financial advice, titles…
If You’re Turning 66 This Year, Can You Claim Your Full Social Security Benefit in 2026?
When you collect Social Security, you're entitled to a standard benefit called your primary insurance amount (PIA), calculated from your 35 highest-earning years. You receive this full amount only at your full retirement age…
Prediction: This Will Be the Maximum Social Security Benefit Amount in 2035
In 2026, the maximum Social Security benefit is $5,181 per month. While most people don’t receive this much money, those who maxed out their average wages and claimed benefits at the age of 70…
Dave Ramsey’s Best Advice for Anyone Nearing Retirement
Best-selling author and personal finance expert Dave Ramsey has been on a mission to help people transform their relationship with money and get out of debt. With his highly successful book, “The Total Money…
Dave Ramsey Says This Retirement Strategy Is “Extra Gravy on the Biscuit”
If you’re working at a company that has a generous 401(k) match option, you should probably take it as you would “extra gravy” on your biscuit, as long as it fits within your personal…