2 Policy Changes Americans Need to Fix Social Security
These days, millions of older Americans collect a benefit from Social Security each month. And for many retirees, that benefit is the only income they have to live on. Now the reality is that…
Personal Finance
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Worried About a Recession? Here’s What to Know Before Moving Your 401(k) to Cash
When this article was first published in September 2025, the question was whether the S&P 500 could manage a "three-peat" of 20%-plus returns. The answer came in the form of a volatile but ultimately…
U.S. Adults Under 40: Maxing Out Retirement Accounts and Other Smart Money Moves to Ensure a Comfortable Retirement
24/7 Create a set financial plan before you turn 40. Establish retirement accounts. Make sure you always have an emergency fund available. Also: Take this quiz to see if you’re on track to retire…
Dave Ramsey: Don’t Use Your 401(k) to Pay Off Your House
A lot of people don’t save a dime for retirement and wind up having to live on Social Security alone once they stop working. So if you’re someone with money in a 401(k), you’re…
What Happens to My House If I Die Without a Will and My Wife Is Not on the Mortgage?
Just because two people are married and share a home does not automatically mean they’re both the legal owners of that home. In a situation where only one spouse is on the deed…
Americans Cannot Live on $80,000 a Year
In many places in America, the median household income is barely keeping up with the costs of living. Atlanta and Boston are among the most expensive cities to live in.
The ETFs I’ll Use To Turn $130,000 into $100,000 a Year in Dividend Income
With a world of new investors coming into their own and starting to take control of their own finances, there is a giant shift toward dividends as a method of earning passive income. To…
Is Selling My $1.1 Million Rental Properties for Dividend Stocks Insane?
Many people dream of building a large investment portfolio that generates passive income. That portfolio can consist of different types of assets, from stocks to bonds to real estate. That said, some people…
How Many ETFs Should I Hold for the Right Level of Diversification?
Exchange Traded Funds (ETF) have quickly emerged over the past few decades as the investment asset class of choice for investors who prefer ETF real time pricing, lower expenses, and wide menu of choices…
I’m A 54y Boomer Facing a Possible Layoff And Don’t Know What To Do Financially
One of the absolute most difficult things to navigate in anyone’s life is how to handle a layoff. It’s an emotional train wreck wrapped in fear, nerves, anxiety, and a sudden questioning of yourself…
How I Plan to Buy a $1.5 Million House with My Dividend Portfolio
Given how hot dividend earnings are right now, it’s not at all unreasonable to suspect that people are looking at how they can maximize their passive income. Whether it’s using this money for retirement…
Millennials Seek Financial Advice at Age 29, Nearly a Decade Earlier Than Gen X
Millennials tend to have a certain reputation. The media likes to portray them as an entitled generation of people who care more about gourmet food and hipster fashion than their finances. In reality,…
Why is Cola projected at 2.7% when my bills are skyrocketing – Understanding inflation’s real impact
Inflation has continued to chip away at our purchasing power despite the modest raises we may have gotten from our employers or the inflation-adjusted boost to various benefits. Indeed, inflation seems more or less…
Why I’m Buying MSTY Right Now
When it comes to the YieldMax movement right now, which is arguably as hot as it has ever been, there is no name bigger than that of MSTY. Also known as MSTR, this is…
Should I really put my entire $35,000 401k into the S&P 500 (VOO, SPY) until 2040?
Whenever someone comes into money or earns money, there has to be a decision on how to best allocate these funds. It doesn’t matter if you are young and just want to earn for…