Did I Mess Up My Retirement Savings by Not Maxing Out My 401k for 15 Years?
If we only had Social Security to rely upon, we would be in a lot of trouble. It’s a broken system built on flawed logic and has been rightly described as a Ponzi scheme.…
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I Have $80 Million But Feel Like I’m Still Working for Someone Else, Will It Ever Change?
The movie Limitless (2011) featured Bradley Cooper in his first dramatic starring role as Eddie Morra, a struggling writer who takes an experimental drug that enhances his cognitive abilities. By turning him into a…
Should I invest in a Roth IRA or is retirement just for the wealthy?
Products and services have been getting more expensive for years, and wages haven’t kept up. Although the affordability crisis can leave many people feeling discouraged, it’s still important to have good money habits. That’s…
The 3 Questions Savvy Planners Ask to Retire on Their Own Timeline
When it comes to retirement planning, the word “planning” is really key, as you are hopefully thinking ahead about what your future will hold. Unfortunately, the future isn’t easy to predict, so anyone looking…
Will I Die Soon After I Retire? My Fear of Losing Life’s Joy After Years of Hard Work
In the FIRE (financial independence, retire early) community, there is a definite hope that by retiring early, you will still have your best years ahead of you to enjoy life to its fullest. However,…
I Spent $1,400 on Useless Things Last Weekend—How Do I Stop This Cycle?
Impulsive purchases may give you a dopamine rush at the moment, but people often regret these types of purchases when they look back at them. A Redditor in the Budget subreddit recently felt buyer’s…
Can I Withdraw My Entire Roth 401k Contribution After 5 Years?
One of the biggest questions anyone will ask about their financial future is exactly how a 401(k) works. At some point, this important and well-known financial program will stump most people with different rules…
7 Lesser-Known Social Security Programs and Provisions
While many know that Social Security provides retirement benefits to those 62 and over, there is far more to the program than what’s commonly known by much of the public. Since its creation 89…
We’re planning for retirement but still rent in NYC – can you retire early without owning a home?
A Reddit user is hoping to retire early, but there’s a potential problem. He lives in a very expensive area, and it makes little sense for him to buy a property where he lives.…
Planning for college: Are parents budgeting $200K in 529s plus $20K+ per year in extra spending?
It’s hardly a secret that the cost of college has been going nowhere but up. And a lot of parents are struggling to balance saving for college while funding a retirement account. In…
Passive Income Ideas to Start Before Summer Ends
One of the economic hallmarks of President Trump’s previous term was the explosive growth of entrepreneurism and new businesses creation. The current tax cuts being proposed, along with major investment for new manufacturing…
Should I trade up to my dream home now or work longer for financial independence?
Buying a dream home is a goal for many — but is it a goal that you should prioritize over financial independence? This is a question that a Reddit user is trying to answer…
Maybe It’s selfish, but my parents hid my $3 million inheritance and it backfired. I lived my whole life under financial worry
One of the most challenging conversations any parent can have with their child is what happens after they are gone. It is a horrible thing to think about and an even more difficult topic…
How I Found the Best First Credit Card with No Credit History
As soon as you hit a certain age, it makes all the sense to take out a credit card and learn about financial responsibility. The good news is that there is no shortage of…
My Sister-in-Law Ran Up $12K on Our Credit Card – How Can We Recover the Money?
One of the worst things that can happen to anyone in the financial world is discovering they are the victim of fraud. It’s painful and difficult and can lead to a rollercoaster of emotions…